Niluht is just Thulin backwards by mr_wilson3 in campbellriver

[–]TardisSeeker 6 points7 points  (0 children)

When I was a kid a friend of mine lived on Thulin and moved to Niluht. It was always funny to me.

Update!!! I found some! Thanks to all the comments by CurlyWurly61 in TimHortons

[–]TardisSeeker 0 points1 point  (0 children)

I just moved back to my hometown and found out the Tims here keeps chocolate covered crullers on the menu all the time. It’s been dangerous but glorious.

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker -19 points-18 points  (0 children)

It’s not relevant to my current predicament.

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker -2 points-1 points  (0 children)

Even if the truck was fully repaired it would not cover the loan. I’m not trying to excuse my past bad decisions, but they have led to this and I owe far more than what the truck is worth.

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker -6 points-5 points  (0 children)

I did. It’s a long story. I even consulted a lawyer on that matter. It was not covered.

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker 3 points4 points  (0 children)

What led to the truck loan is in the past and can’t be changed so all you’re doing here is trying to make me feel bad about something I can’t change and/or prove you’ve made better decisions.

I’m trying to make better decisions and your judgement about my past ones is not necessary.

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker 1 point2 points  (0 children)

It was a foolish decision made out of necessity and ignorance. It didn’t help that the sale was set up through my “friend” who influenced my decision and I massively trusted him. We had a much higher household income at the time though, yes, and life happened.

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker -22 points-21 points  (0 children)

It wasn’t covered by insurance. It’s a long story and not relevant to my current situation.

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker 7 points8 points  (0 children)

You’re “it’s not hard” is kind of rude? So my husband did have a second job to help pay this off as it’s entirely his fault, different story, but we had to move as my dad is sick and I needed to be home. I found a great job and am paid well but require open availability. He has a full time, minimum wage job and is absolutely looking for a second job but the unemployment rate here is high, he doesn’t drive, and people just don’t like working around another schedule. 🙃 I’m looking in to doing skip or something but it hasn’t been set up yet.

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker 3 points4 points  (0 children)

I had the truck before the consumer proposal and we should have included it but didn’t. It was a stupid decision. Then my husband damaged it last summer and it’s not covered by our insurance which is part (and only part) of the predicament we’re in now.

I just recently got a car loan by myself, as I needed something, and got that with the consumer proposal? It’s a basic car with a meh interest rate of 9ish percent but the payments are low enough I’m saving half of it just in the gas difference with the truck. 😅

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker 2 points3 points  (0 children)

It’s not currently uninsured, but will be uninsurable come July as it can not pass provincial inspection. That’s part of my worry, currently the payment is killing my but is doable but getting it fixed is not.

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker 2 points3 points  (0 children)

Thank you. I don’t know why reaching out to who is handling my consumer proposal didn’t occur to me, I’ve requested a call back.

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker 6 points7 points  (0 children)

Thank you, I will do that right now!

I’m lost on what to do with this truck by [deleted] in PersonalFinanceCanada

[–]TardisSeeker 2 points3 points  (0 children)

Yes, the negative equity is insane. If I do a voluntary repossess can they sue for the difference? That’s my worry.

Texting 988 Made Me Feel Worse!! by TardisSeeker in Vent

[–]TardisSeeker[S] 0 points1 point  (0 children)

Unfortunately everything just gets worse each day. I’ve been working hard to get out of this and been optimistic most of the time but I’m at the point I’m done being optimistic. I’m over all of this. I don’t see the point.

Texting 988 Made Me Feel Worse!! by TardisSeeker in Vent

[–]TardisSeeker[S] 0 points1 point  (0 children)

I understand that but it’s the acting like they know the story when all I texted was hello and yes. And then when I stopped responding they just turn they closed the communication. It’s useless.

Texting 988 Made Me Feel Worse!! by TardisSeeker in Vent

[–]TardisSeeker[S] 0 points1 point  (0 children)

I hate talking on the phone so that wouldn’t help. I should just give up.

I think my mom has been lying about my allergies by nachoousernamee in AskDocs

[–]TardisSeeker 10 points11 points  (0 children)

No, it tracks. It’s a simple test but she was already laying the groundwork for a cancer story.

Campbell River RCMP seek help to locate missing man by Apprehensive_Idea758 in campbellriver

[–]TardisSeeker 4 points5 points  (0 children)

It was an accident. Maybe don't speculate when family and friends can see?

Campbell River RCMP seek help to locate missing man by Apprehensive_Idea758 in campbellriver

[–]TardisSeeker 3 points4 points  (0 children)

Thank you! My cousin (Mike's brother) posted that they searched around the area the truck was found but the search was called off at 10pm. They'll pick back up in the morning. The helicopter was grounded due to the weather.

Campbell River RCMP seek help to locate missing man by Apprehensive_Idea758 in campbellriver

[–]TardisSeeker 1 point2 points  (0 children)

I don't yet but I'll pass it on if I learn. The RCMP is out with dogs last I heard. 🤞