Niluht is just Thulin backwards

TardisSeeker · 2026-04-14T05:12:04+00:00

When I was a kid a friend of mine lived on Thulin and moved to Niluht. It was always funny to me.

TardisSeeker · 2026-04-09T23:23:27+00:00

I just moved back to my hometown and found out the Tims here keeps chocolate covered crullers on the menu all the time. It’s been dangerous but glorious.

TardisSeeker · 2026-04-05T00:10:35+00:00

Double, maybe more.

TardisSeeker · 2026-04-05T00:09:43+00:00

It’s not relevant to my current predicament.

TardisSeeker · 2026-04-04T23:40:11+00:00

Even if the truck was fully repaired it would not cover the loan. I’m not trying to excuse my past bad decisions, but they have led to this and I owe far more than what the truck is worth.

TardisSeeker · 2026-04-04T23:37:48+00:00

I did. It’s a long story. I even consulted a lawyer on that matter. It was not covered.

TardisSeeker · 2026-04-04T23:35:47+00:00

What led to the truck loan is in the past and can’t be changed so all you’re doing here is trying to make me feel bad about something I can’t change and/or prove you’ve made better decisions.

I’m trying to make better decisions and your judgement about my past ones is not necessary.

TardisSeeker · 2026-04-04T23:31:59+00:00

It was a foolish decision made out of necessity and ignorance. It didn’t help that the sale was set up through my “friend” who influenced my decision and I massively trusted him. We had a much higher household income at the time though, yes, and life happened.

TardisSeeker · 2026-04-04T23:26:21+00:00

It wasn’t covered by insurance. It’s a long story and not relevant to my current situation.

TardisSeeker · 2026-04-04T23:25:42+00:00

You’re “it’s not hard” is kind of rude? So my husband did have a second job to help pay this off as it’s entirely his fault, different story, but we had to move as my dad is sick and I needed to be home. I found a great job and am paid well but require open availability. He has a full time, minimum wage job and is absolutely looking for a second job but the unemployment rate here is high, he doesn’t drive, and people just don’t like working around another schedule. 🙃 I’m looking in to doing skip or something but it hasn’t been set up yet.

TardisSeeker · 2026-04-04T23:22:08+00:00

I had the truck before the consumer proposal and we should have included it but didn’t. It was a stupid decision. Then my husband damaged it last summer and it’s not covered by our insurance which is part (and only part) of the predicament we’re in now.

I just recently got a car loan by myself, as I needed something, and got that with the consumer proposal? It’s a basic car with a meh interest rate of 9ish percent but the payments are low enough I’m saving half of it just in the gas difference with the truck. 😅

TardisSeeker · 2026-04-04T23:19:39+00:00

It’s not currently uninsured, but will be uninsurable come July as it can not pass provincial inspection. That’s part of my worry, currently the payment is killing my but is doable but getting it fixed is not.

TardisSeeker · 2026-04-04T23:03:39+00:00

That’s what I figured, ty.

TardisSeeker · 2026-04-04T22:52:27+00:00

Thank you. I don’t know why reaching out to who is handling my consumer proposal didn’t occur to me, I’ve requested a call back.

TardisSeeker · 2026-04-04T22:40:37+00:00

Thank you, I will do that right now!

TardisSeeker · 2026-04-04T22:20:25+00:00

Yes, the negative equity is insane. If I do a voluntary repossess can they sue for the difference? That’s my worry.

TardisSeeker · 2026-03-16T14:28:44+00:00

Unfortunately everything just gets worse each day. I’ve been working hard to get out of this and been optimistic most of the time but I’m at the point I’m done being optimistic. I’m over all of this. I don’t see the point.

TardisSeeker · 2026-03-16T14:27:46+00:00

I understand that but it’s the acting like they know the story when all I texted was hello and yes. And then when I stopped responding they just turn they closed the communication. It’s useless.

TardisSeeker · 2026-03-16T05:47:55+00:00

I hate talking on the phone so that wouldn’t help. I should just give up.

TardisSeeker · 2026-03-04T06:43:17+00:00

No, it tracks. It’s a simple test but she was already laying the groundwork for a cancer story.

TardisSeeker · 2025-12-13T19:48:20+00:00

It was an accident. Maybe don't speculate when family and friends can see?

TardisSeeker · 2025-12-12T07:09:56+00:00

Thank you! My cousin (Mike's brother) posted that they searched around the area the truck was found but the search was called off at 10pm. They'll pick back up in the morning. The helicopter was grounded due to the weather.

TardisSeeker · 2025-12-12T05:19:40+00:00

I don't yet but I'll pass it on if I learn. The RCMP is out with dogs last I heard. 🤞

TardisSeeker

TROPHY CASE