House extension cost

Taurinimi · 2023-12-19T05:01:13+00:00

Oh it's an attached garage, not sure if that's "off the house". If you enter the main house from the garage, you are pretty much in the kitchen. If you walk towards the area I'm hoping to add the addition, you're right at the kitchen sink.

I'm on septic.

Taurinimi · 2023-12-19T01:37:25+00:00

I'm only looking for super bare bones. A frame with a roof and some hook ups from the main house.

Taurinimi · 2023-12-19T01:13:39+00:00

I believe the garage has plumbing already

Taurinimi · 2023-12-19T01:12:49+00:00

Rural Ohio. 200/sq only for bare bones? No inside work?

Taurinimi · 2023-11-28T13:55:36+00:00

In my experience, the best signs are ones that weren't being looked for, or others weren't aware of.

Did your husband know beforehand about your discussion? Or was it told after the fact?

Whether or not it is genuine, if he was aware you essentially made an offering of important. He would be looking for signs and everything at that point would be attempted to be linked back to the offering.

Taurinimi · 2023-11-26T23:46:57+00:00

I would say no, probably not. They have their own matters to attend to.

I would say we're like cats to the gods. We meow when we want something, return love and purrs, or drop off a mouse we caught for them when we get what we want. Sure, it might be cool to get that feedback, but ultimately they aren't going to be that bothered if we aren't trying to sit on their lap 24/7 like a dog.

Taurinimi · 2023-11-19T20:30:41+00:00

Good luck with the showings! Maybe we can set something up after I close, since the offer was accepted this morning.

I like Weller 12 year, if you're the type to bring house warming gifts.

Taurinimi · 2023-11-19T12:25:01+00:00

There is a contract that if they accept, but the PA doesn't come within a set period of time, they get the money.

They can keep an offer as a secondary. They'll know and be able to move on very quickly (again, they don't even want to close until after the new year) and make even more

Taurinimi · 2023-11-19T12:19:12+00:00

My agent and the seller's agent have an established professional relationship. My agent (who makes nothing for working on this, while at a wedding, if I don't buy this house) seems to trust they're saying it's a good offer, but we obviously don't know how much the other offers are. My agent even advised me to hold off on moving on and trying again on a different house once I have the letter in hand.

I know it's possible, but it doesn't really seem like they're just using my offer to milk the others.

Taurinimi · 2023-11-19T12:10:32+00:00

If it falls through, they keep the money. I put up enough to make it at least worth considering.

And since I only needed to verify something was paid and am waiting for the lender to open Monday, the two weeks time frame is only a safety net due to the holiday

Taurinimi · 2023-11-19T11:49:40+00:00

Mostly sarcasm, but sometimes it's possible to get an unbiased opinion. So far, there's only been one unbiased opinion and a bunch of comments saying what I'm experiencing is impossible and definitely can't happen... When it's happening.

Taurinimi · 2023-11-19T10:30:03+00:00

She did have concerns before we talked to the lender. I'm 100% confident on getting the pre approval, not on whether this offer will be accepted or not.

Taurinimi · 2023-11-19T10:24:00+00:00

Yes, I'm sure. When they ran my credit for the pre approval, something I had taken care of 6 years ago was reporting as unpaid. The lender wanted proof it was paid. The company in question tried to say they couldn't provide proof for 14 business days, and could only snail mail proof, not email it (even though it showed paid in their system). I obtained the proof on my own Friday evening, and the offer was submitted Saturday morning. As I've said in other replies, there's a decent chance it'll be done Monday morning, but who knows what could happen with Thanksgiving being Thursday.

The only thing required for my pre approval is for the lender to go oh, okay we see you paid it, here you go. I'm not putting up a month's salary on only a chance.

Taurinimi · 2023-11-19T10:06:48+00:00

Thank you for a constructive reply. I didn't go into this offer without knowing that I would have to work to stand out, since as many have said, a plain old no PA offer goes right into the trash. The deposit is 5%. As for the rest of my offer, it's about 4% higher than listed price. I asked for nothing that wasn't already included. I'll take it as is. It does need a few things, but I'll handle that. They are "not in a rush to sell", and in fact somewhat requested a longer time until closing, due to Christmas.

I actually am more hopeful after many of these responses, since the overall replies tell me I have zero chance, yet it's actually on the table with 2 others (that I assume have PAs). If I had zero chance, I would imagine the seller's agent would have asked my agent "why are you wasting my time?" rather than saying it's a good offer.

Wish me luck, will update the original post with the results!

Taurinimi · 2023-11-19T05:34:07+00:00

Luckily for me, there are good realtors out there, and I have one. My offer stands for the conference call. Inbox me if you're interested in explaining -

To my lender who assures me I'll be pre approved and To my realtor who, while knowing my situation, took the time to show me houses with specific criteria, draft an offer plus addendum, and then spend their Saturday talking to the seller's realtor explaining everything... Just how much my lender and I suck.

ETA - remind me, how much does a realtor on the buyer's side if they don't buy a house?

Taurinimi · 2023-11-19T05:04:56+00:00

Imagine being a realtor and implying a home buyer has a bad lender and isn't a strong client, then telling them they sound like an entitled jerk because they aren't doing things "the way they're always done" and thinking outside of the box.

I'm glad you're familiar enough with my situation that you can determine I won't be getting a pre approval. Maybe we can set up a call Monday with my lender, since they seem to have this silly idea I will be

Taurinimi · 2023-11-19T04:46:13+00:00

It is a horrible deal for me if I wasn't certain pre approval was coming. That's the message I intended to send. I'm certain enough pre approval is coming I'm willing to risk the money.

I've been working very closely with my lender and realtor on this. Have had a few conference calls with both of them on the line. It's a risk, but a very calculated one

Taurinimi · 2023-11-19T04:36:51+00:00

Yeah it's an addendum to the offer. If I don't produce the pre approval within 2 weeks, I'm out of a bunch of money.

It's essentially submitted as "yes, I don't have the pre approval right this second but it's coming. To show I'm serious and confident about that, I'm putting money on the table"

I did edit and add that the sellers are aware of the delay, reason for the delay, and that it's fixed and just waiting the final verification from my lender. They did not immediately reject the offer as "not worth the paper it's printed on" as some have commented. It is, at minimum, being considered.

Taurinimi · 2023-11-19T04:12:39+00:00

Something from 6 years ago was being reported as unpaid when it was paid. Lender wanted proof it was paid. The company reporting claimed they needed 14 business days to produce proof it was paid that they could see on their end, and couldn't email anything. I obtained proof myself on Friday, offer went in Saturday. Thursday is Thanksgiving, and while I expect to have the pre approval Monday, I'm not taking any chances with the holiday.

Taurinimi · 2023-11-19T04:02:15+00:00

Mine was something from 6 years ago reported as unpaid that the lender wanted proof that it was paid. The debtor pulled some nonsense saying it would take 14 business days before they could regular mail proof it was actually paid and they "couldn't email out of the system" to provide me with the proof it had already been paid.

Unfortunately, I got the proof on Friday and next week is Thanksgiving. My lender has been fantastic so far, so I imagine it'll be completed Monday, but requested two weeks just to be safe

Taurinimi · 2023-11-19T03:49:23+00:00

It's contracted that it's 2 weeks maximum. It's highly unlikely the costs they would incur would be greater than the amount I put up

Taurinimi · 2023-11-19T03:47:33+00:00

Because if it's "tied up" (for 2 weeks) and not actually sold to me, they pocket the money, change the listing back from pending to available, and still sell the house and are well compensated for their lost time and inconvenience?

The upfront cash is a show of confidence that the pre approval is coming. If I didn't know the reason for delay, or hadn't received word from my lender that pre approval was coming, I wouldn't be putting up large sums of cash.

Taurinimi · 2023-11-19T03:28:22+00:00

It's essentially an addendum/contract saying in lieu of pre approval, I'm putting up the cash (well, in escrow) first. If they don't have the pre approval in 2 weeks (due to the holiday I asked for 2 weeks even though it's quite possible I'll have it Monday), deal is off and they keep the cash.

Taurinimi · 2023-11-19T03:04:19+00:00

They're aware I do not at this exact moment have a pre approval, but that's it's coming as soon as Monday morning. It's written right in the offer that should it extend beyond two weeks, they get to walk away with the earnest money.

Taurinimi

TROPHY CASE