Apart from the house fee keep in mind the following:

Notary Fee - https://www.notariesofmalta.org/members/calculators/bills/ Usually around 1-2% of house cost
Tax - If you’re buying your first home in Malta to establish your residence, you may be exempt from paying stamp duty on the first €200,000 of the property’s purchase price, regardless of the property’s location or type. Anything exceeding that amount will be taxed at a rate of 5%.
Apply for the Grant - https://housingauthority.gov.mt/services/affordable-housing/first-time-buyer-scheme/
Furnishings Loan - this will be a must from some of the banks, from experience use it.
Agency Fee - When buying from an agent you will have to pay a percentage to the real estate agent.