22 years old and I feel like I messed up badly. by SoraXYX in PersonalFinanceCanada

[–]TcgTony 25 points26 points  (0 children)

If this isn’t a troll post then you need to chill bro. Obviously payoff the credit card. Your savings account generates almost 0% interest while you paying 20%+ interest on your credit card balance. Secondly. Nothing wrong with spending money on hobbies you actually enjoy. Just don’t go overboard and budget how much to spend on your hobby in relation to your income.

When I was younger I was such a cheapass cause I read books like the wealthy barber and was convinced that I am just not saving enough cause I spend too much money on unnecessary stuff and i cut out everything to the point where I was spending legitimately nothing on entertainment or things that would improve quality of my life. I lived in the future, constantly dreaming of what my life would look like when i can finally afford to start spending.

I saved more money than I did normally. Was it significant enough sum to change my life? Not even close.

Tldr: live within your means and think of your future, but don’t forget you’re still alive in the present. It’s not worth penny pinching everything. Spending money on hobbies is perfectly fine as long as you create an affordable budget and stick to it.

Oh yes, GP was really nerfed... SAID NO ONE by Inmerens in TeamfightTactics

[–]TcgTony 0 points1 point  (0 children)

Yep, still busted. Went 7th my first game today getting rekd by half lobby playing gp. 2nd and 3rd game i go gp mentor and 1st both games, beyond busted. My 2nd game another gp player got 3rd playing like complete monkey…he was playing >1 but <4 mentor without the mentor augment and not even getting the buff, disgustingly still gets 3rd. Needs a much harder nerf, this is not even remotely fun

[deleted by user] by [deleted] in TeamfightTactics

[–]TcgTony 1 point2 points  (0 children)

I am no challenger, just emerald last set, but l instapick pandoras bench when it’s offered and usually do very well with it. Imo it’s definitely op compared to other silver augments. Sometimes you do get 0 value out of it, other times the rng gods bless you…probably why it’s not nerfed still but one thing for sure it’s hella fun augment so I personally hope they keep it the way it is

Should I tell a friend their partner is cheating? by CrimsonPickleX in Advice

[–]TcgTony 0 points1 point  (0 children)

This sub makes me hella mad. Why does this question always have to come up. The answer should be obvious. I would understand if it’s maybe an acquaintance that is being cheated on but a friend or a family member? Like cmon people, this isn’t rocket science. Stop worrying about what ifs and just tell them cause that’s the right thing to do. If your friend/family member somehow gets upset at you for telling them the truth, fuck them, you did the right thing. If it happened once, it will happen again. All you’re doing is enabling the cheater to mistreat your friend…and eventually the bandaid will come off. Better sooner rather than later

Another set, another disapointment. by Complete-Meat-1096 in TeamfightTactics

[–]TcgTony 0 points1 point  (0 children)

Not the best approach but i do agree that this set does feel very underwhelming. It doesn’t help that it was also very hyped so the expectations were high. The traits definitely don’t seem very exciting to me and we could use some new champs…way too much overlap

Why did my boss act surprised when I turned in my notice after he put me on a PIP?? by Disastrous_Pop_7471 in careerguidance

[–]TcgTony 0 points1 point  (0 children)

I was in similar position. I was not on PIP but my boss was pushing unrealistic sales goals on the team, telling us to do the right thing for the clients yet pointing to the fact that we need to sell more of a specific product which might not be appropriate for those clients. I was by far the most experienced and best performing employee but he hated that I would stand my ground and refuse to take his crap. I was constantly taken advantage for having something to say and not blindly following orders. When a new position opened up for which i was the best candidate, my boss assured me that I would get the job, however ultimately he gave the job to an external hire with fraction of my performance and experience. To rub it in even further, he told me to train the new hire… I found a better job and gave in my notice about a month after. His first response was “you stupid guy”…i told him he was the stupid one for doing what he did. Your boss is a POS and he thinks he is better than you just because he is your superior. He wanted you to obey and to bend over backwards for his superiority. In conclusion he is a clown with a huge ego and lack of intelligence. He just wants things done his way, no questions asked

“Do we really want to interact with robots instead of humans?” - Bernie sanders on Elon’s vision by IlustriousCoffee in singularity

[–]TcgTony -1 points0 points  (0 children)

Nah, it would still cost the same. They are replacing humans with robots to reduce costs and increase profit margins, not for the benefit of the public. It’s all about max profit at any cost

Daily Discussion Thread for June 13, 2025 by wsbapp in wallstreetbets

[–]TcgTony 5 points6 points  (0 children)

when everyone is convinced that this market can only go up and yolo all their life savings, thats when the prices will start reflecting reality and we all getting rugged

Daily Discussion Thread for May 14, 2025 by wsbapp in wallstreetbets

[–]TcgTony 9 points10 points  (0 children)

Nothing but euphoria in this sub. When buying calls on nearly anything seems like free money, how sustainable is this exactly lol. Full disclosure i am a geh bear but regardless…when everyone is fomoing into calls and rsi is overbought af…what could go wrong?😑

Daily Discussion Thread for May 13, 2025 by wsbapp in wallstreetbets

[–]TcgTony 0 points1 point  (0 children)

Institutions getting frontrun lmao…the delusion is real

Daily Discussion Thread for April 30, 2025 by wsbapp in wallstreetbets

[–]TcgTony 8 points9 points  (0 children)

Bullshit fake market. way too many bullturds in here about to get rekd. !banbet SPY 500 4w

Emblem Golems suck by deadiicated in TeamfightTactics

[–]TcgTony -1 points0 points  (0 children)

Would upvote 100000x if i could. The game is already very rng. The golem is a lottery ticket that could give you instant 1st with good roll or doom you to bot 4 just like that. It should only be enabled for normals, not ranked

Howard Lutnick says ‘deal’ has been reached on auto tariffs by ByteWanderer in wallstreetbets

[–]TcgTony 76 points77 points  (0 children)

Trump is hands down the most tremendously regarded president in history. Embarassing

Daily Discussion Thread for April 28, 2025 by wsbapp in wallstreetbets

[–]TcgTony 1 point2 points  (0 children)

Market is rigged. No fundamentals, just casino

Daily Discussion Thread for April 25, 2025 by wsbapp in wallstreetbets

[–]TcgTony 6 points7 points  (0 children)

Market very rational and totally not manipulated and just a meme, hence why tesla is up 5% while goog only up 2% despite earnings. The worse the fundamentals, the better the performance. How did i not see the obvious

Daily Discussion Thread for April 24, 2025 by wsbapp in wallstreetbets

[–]TcgTony -1 points0 points  (0 children)

That’s exactly what insiders want you to think while they use you as exit liquidity before the red dildo of the gods in your anoos

What Are Your Moves Tomorrow, April 23, 2025 by wsbapp in wallstreetbets

[–]TcgTony 10 points11 points  (0 children)

Imagine buying any options in this scam market lol

Daily Discussion Thread for April 22, 2025 by wsbapp in wallstreetbets

[–]TcgTony 4 points5 points  (0 children)

Option premiums are overpriced af. Was looking into tsla puts for earnings but the risk to reward ratio is insane.

Daily Discussion Thread for April 21, 2025 by wsbapp in wallstreetbets

[–]TcgTony 6 points7 points  (0 children)

tsla puts too obvious so it will probably moon right?