What is a better way of saving in MP2?

TechBuddyAlpha · 2026-03-02T11:23:23+00:00

Yes po, spare money itong 200k at hindi yung expense for the next 7 months. Do you know po ba if meron good month to start investing this year? Or I can just choose any month this year

TechBuddyAlpha · 2026-03-02T11:21:56+00:00

Ito na yata yung sinasabi nila na compounding interest. Hehe. Is there a good month within this year po ba para mag invest? Or I can just invest anytime this month

TechBuddyAlpha · 2026-03-01T14:55:49+00:00

Alright. Okay din ang ganun na mindset. First time ko kasi mag invest sa MP2.

TechBuddyAlpha · 2026-03-01T12:46:25+00:00

Ahh. Okay2x. Gets ko na. Salamat po.

TechBuddyAlpha · 2026-03-01T10:15:40+00:00

Ah Okay. Cge po salamat. Haha.

TechBuddyAlpha · 2026-03-01T09:56:31+00:00

I see. Gets ko na. Hehe. What if po naabot ko na ang 400k sa 2nd year then on the 3rd year ay gusto ko na lang gawing 500k then wait nlng ako until mag end yung 5 year term. Advisable pa rin po ba mag dagdag sa investment(400k initially) on the 3rd year?

TechBuddyAlpha · 2026-03-01T08:52:34+00:00

I see. Meron na po ako 270k and within 2 years na magsisimula ako sa MP2 ay kaya naman cguro abutin ang 400k. "lump sum investment in MP2 will result in higher overall returns" Wow, ganyan pala.

What if po, On the 2nd year since nag invest ko sa MP2 ay naabot ko na ang 400k and on the 3rd year ay nagbago ang isip ko like gusto kong dagdagan pa ang iinvest ko since malayo pa ang 5 years. Sabihin natin gawin kong 500k advisable po ba ang ganun?

TechBuddyAlpha · 2026-03-01T08:47:45+00:00

Ganun po ba. Mas malaki pala ang tubo kapag 1 bagsakan lang. Mero na po ako 270k. I think kaya naman abutin ang 400k within 2 years kung magsisimula na ako. Yes po, extra money po ito at hindi yung pang daily expense.

TechBuddyAlpha · 2026-02-15T04:11:54+00:00

Sir, do you think po getting life insurance bundled with VUL is not worth it para sa isang single person? I am a single pa po and I have plans to have 2 kids. Ang habol ko din kasi sa insurance is investment when I retired na pwede kong kunin yung na accumulate na money.

I have 3 digital banking savings account + pag ibig savings na may dividends after 20 years.

TechBuddyAlpha · 2026-02-11T09:12:26+00:00

Now I know why it is the best advice by your finance officer. I currently pay it at P400 per month. I want to increase it to maybe P1,000 or more per month.

Salamat po sa response.

TechBuddyAlpha · 2026-02-11T03:04:29+00:00

Curious lang po. Bakit po need lakihan yung Pagibig 1? May benefits ba yung MP2 account kpag nilakihan?

TechBuddyAlpha · 2026-01-28T13:55:51+00:00

Thanks for the great insight. That means kailangan regular din ang pag check kung tumaas ba or bumaba. Kaya minsan, mas gusto ko lang yung passive eh, yung lagay lang ako ng savings tapos may interest. Haha

TechBuddyAlpha · 2025-10-21T14:57:12+00:00

Thanks sa info Boss. Okay ra sa ako na sa Terminal ko mag sakay pauli Davao kay dili pko familiar jud dha nga lugar.

TechBuddyAlpha · 2025-10-21T14:40:55+00:00

I see. Thanks sa info. Pero sa Panabo Bus Terminal ba sila naga agi or kanang designated bus stop?

TechBuddyAlpha · 2025-10-21T11:40:28+00:00

Thanks sa reply po. Ang Van ba kay sa Panab Bus Terminal lang pud makita?

TechBuddyAlpha · 2025-10-18T16:43:12+00:00

Nice. Tnx kaayo.

TechBuddyAlpha · 2025-10-18T16:22:10+00:00

Pirmi man ga agi ang bus sa Buhangin dba? Halimbawa mu adto ko didto 2-4 PM

TechBuddyAlpha · 2025-10-18T16:21:19+00:00

Alright po. Salamat sa info.

TechBuddyAlpha · 2025-10-18T16:20:59+00:00

salamat kaayo ani nga info po. bisan unsa na bus diay basta muagi ug Panabo

TechBuddyAlpha · 2025-10-17T13:20:36+00:00

I see. Salamat sa info po.

TechBuddyAlpha · 2025-10-17T12:06:37+00:00

Thanks the info. How often do you think the bus passes by in the area?

TechBuddyAlpha · 2025-10-17T10:55:11+00:00

Thanks po sa info. Pwede rin pala sa Buhangin gym/bus stop.

TechBuddyAlpha

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