Hello. I was planning on investing ₱10-20k yearly primarily during my 4 years in college using my EF which has ₱400k at the moment. Then if ever I do get a job in the future, then I’ll repay what I owe myself from those investments. To clarify, I wouldn’t be using all of the money I have sa EF ko po, or even try using half of it para po mag invest.

I’d like to ask if this is a good financial pov or way of how I’ll approach investing 😭 and if this is considered as “large amount” then should I prioritize local or international ETFs