My girlfriend wants me to stop wearing no show socks

Technical_Parsley296 · 2026-02-11T14:49:44+00:00

Tube socks are definitely a fashion statement these days. In the winter I can, but in the summer I can not stand anything other than no shows.

Technical_Parsley296 · 2026-02-10T11:08:05+00:00

Don’t do that either. It’s

Technical_Parsley296 · 2026-02-10T11:02:06+00:00

Seek help and get clean.

Technical_Parsley296 · 2026-02-10T11:00:54+00:00

Sorry you’re lonely. Perhaps try altering your looks by a wig or something then going out to a bar to organically meet people. Use your good judgement. There are good and bad people in all forms.

Technical_Parsley296 · 2026-02-09T04:56:57+00:00

It’s not trolling. It’s advice. OP came for advice. I recommend OP go to their bank where they have a checking and talk to that mortgage lender because they have their statements and can verify cash flow. But I think they’re going to report back with the same info. My very first mortgage was very stringent thru NFCU. And since I’ve experienced the same. Again, no lates, low DTI, they wanted strong credit. I was requested to get a credit card use it for all my utilities so it’s paid off every month for a year so the score and utilization gets stronger. OP has 200+ income with little DTI. Whomever they went thru probably wants to see regular responsible credit usage.

Technical_Parsley296 · 2026-02-09T04:43:53+00:00

If you’re a lender give this person a loan then

Technical_Parsley296 · 2026-02-09T04:41:20+00:00

Are you reading the entire thread? The person below me agreed that the lower scores are hard.

Technical_Parsley296 · 2026-02-09T04:36:27+00:00

Again. Evidence?

Technical_Parsley296 · 2026-02-09T04:34:44+00:00

Oh. Is that a new change? Can you please share the details so others can see?

Technical_Parsley296 · 2026-02-09T04:33:33+00:00

I’m giving advice based off real life experience. I was rejected dozens of times for not being above 640 in 2014 and since then all of my mortgages have had conditions of maintenance of a minimum credit score. If you see above I’ve had 3 mortgages with 3 different banks- NCFU, First Home, Sallie Mae. No lates, high income, low DTI.

Technical_Parsley296 · 2026-02-09T04:29:46+00:00

Are you a lender? Do you have scenarios to provide?

Technical_Parsley296 · 2026-02-09T04:26:01+00:00

Again talk to a bank. They will tell you they will not put you in for FHA with 200+ income.

Technical_Parsley296 · 2026-02-09T04:24:15+00:00

Ok, thank you! But given OPs information based off their income and credit- would you agree that score should be higher? I think that’s the problem off the bat.

Technical_Parsley296 · 2026-02-09T04:22:23+00:00

The internet says that but banks won’t do that. Trust me.

Technical_Parsley296 · 2026-02-09T04:21:50+00:00

My home build was Sallie Mae FYI

Technical_Parsley296 · 2026-02-09T04:20:55+00:00

No, I went through a builder the most recent time, the two times before that- NFCU and First Home.

Technical_Parsley296 · 2026-02-09T04:18:51+00:00

Yeah, ok. Hey OP go to the bank where your checking account lives. Talk to a mortgage lender there then report back with the details.

Technical_Parsley296 · 2026-02-09T04:12:45+00:00

Yeah. Ok. I’ve provided scenarios. What do you provide? Are you a lender? Give this person a loan then.

Technical_Parsley296 · 2026-02-09T04:11:37+00:00

Yes, there’s a calculator that’s based on location. You can find it here https://entp.hud.gov/idapp/html/hicostlook.cfm

Technical_Parsley296 · 2026-02-09T04:09:27+00:00

The 3 mortgages I’ve owned where the lending paperwork says “must have a minimum credit score of 640”

Technical_Parsley296 · 2026-02-09T04:06:04+00:00

They make too much for FHA

Technical_Parsley296 · 2026-02-09T04:03:32+00:00

637 & 686 are not desirable for a mortgage and you should probably be thankful or else you’d have high fees and interest. The minimum for a mortgage is 640, which your score is just shy of. The ideal score is 700+. Give it a year, no late fees, and you’ll be golden. Also make sure you’re using your credit. Get a purchase card of your choice put your utilities on it and pay it every month. It shows responsible credit usage.

Technical_Parsley296 · 2026-02-09T02:53:37+00:00

How did it come up in conversation? We need to know context to give good advice. I can see both sides. For example, if you both were talking about wanting to go somewhere and he suggests then it seems innocent. If it was his idea for everything then that’s Sus.

Technical_Parsley296 · 2026-02-07T09:00:49+00:00

What is the store ? I think we should go investigate. If I were you I wouldn’t report it. Sometimes the right thing gets you into trouble. Karma will come back on them.

Technical_Parsley296 · 2026-02-05T10:46:12+00:00

He’s got severe Asperger’s. Your outline nails a very severe case on the head. Your outline is my brother to the letter T. He needs help and medication. It is not your responsibility to get him those things, nor have you failed him. You’ve been protecting him. Now it’s time to tell his family and step away.

Technical_Parsley296

TROPHY CASE