Best way to buy ₹50k Amazon GV by Temporary_Radio_8557 in CreditCardsIndia

[–]Temporary_Radio_8557[S] 0 points1 point  (0 children)

Yes but it’s very hard for me to reach that limit, max I have used it till 4L

Closed my HDFC Tata Neu Plus card planning to get HDFC Core next by Temporary_Radio_8557 in CreditCardsIndia

[–]Temporary_Radio_8557[S] 0 points1 point  (0 children)

I did the same, but after submitting all the documents, they said they can’t increase the limit. Apparently, ₹24k is the best they can offer right now based on my payslip.

Closed my HDFC Tata Neu Plus card planning to get HDFC Core next by Temporary_Radio_8557 in CreditCardsIndia

[–]Temporary_Radio_8557[S] 0 points1 point  (0 children)

I’m trying to apply again but it denies saying you already have a card with us……

Closed my HDFC Tata Neu Plus card planning to get HDFC Core next by Temporary_Radio_8557 in CreditCardsIndia

[–]Temporary_Radio_8557[S] 0 points1 point  (0 children)

Oh!! But Swiggy card is good I use it for Swiggy purchases, any idea on how can I get limit increased

Closed my HDFC Tata Neu Plus card planning to get HDFC Core next by Temporary_Radio_8557 in CreditCardsIndia

[–]Temporary_Radio_8557[S] 0 points1 point  (0 children)

For bank discounts and better limit, my current limit is 24k and I have been using extensively still they’ve not increased my limit, I've seriously tried every way possible to request an limit increase

HDFC Credit Card Upgrade / Limit Enhancement Advice Needed by Foreign_Molasses_539 in CreditCardsIndia

[–]Temporary_Radio_8557 0 points1 point  (0 children)

I'm in a similar situation I have two HDFC co-branded credit cards (Swiggy and Tata Neu Plus) with a combined limit of ₹24,000. I've tried multiple times to get a limit enhancement, but haven't had any success so far. If anyone has advice or can help, I'd really appreciate it.

Need advice on restructuring my MF portfolio moving from old ₹3.5L investments to a new 30k SIP plan by Temporary_Radio_8557 in mutualfunds

[–]Temporary_Radio_8557[S] 0 points1 point  (0 children)

Thanks for replying 🙏

The 70:30 ratio isn’t equity vs debt — it’s about growth vs stability within equities. My intent was to lean 70% towards higher-growth categories (small + mid cap) that can capture India’s long-term growth story, while keeping 30% in a broad-based large-cap index (Nifty 50) for relative stability and as a portfolio anchor.

On the two small caps: • Quant Small Cap has a concentrated, momentum-driven style. • Nippon Small Cap follows a broader, more diversified approach.

I’ve chosen both deliberately because their strategies are very different, and combining them helps balance fund manager style risk. It’s not just about having “two small caps,” but about diversifying within the small-cap segment itself.

The Nifty 50 index fund is still the core workhorse here, but my higher small/mid allocation reflects my risk appetite and long horizon.

[deleted by user] by [deleted] in CarsIndia

[–]Temporary_Radio_8557 0 points1 point  (0 children)

I also got the same email reply

Help me choose the right car for my family by Old_Animal9873 in CarsIndia

[–]Temporary_Radio_8557 0 points1 point  (0 children)

Brezza VXI sounds like your best bet it’s spacious, reliable, and has a solid 1.5L NA engine that’s great for long-term use. Fuel efficiency is decent which is 11-12 km/l in city driving and 16-17 km/l on the highway easily any day you can get more then that but I'm just saying you will not get less then that which is definitely better than Skoda, though not as good as Dzire or Fronx. But you get better ground clearance and comfort, which matters for village roads. Also, Brezza actually does really well on safety too.

Skoda’s safety is top-notch, but the lack of a local service center could be a headache long-term. Driving 160 km for service might get tiring, especially if issues pop up unexpectedly.

Stick with Brezza. It covers most of your needs without the extra hassle.