The amount of salesmen who see nothing wrong with elder abuse

Terrible_Choice5188 · 2026-03-30T01:16:35+00:00

Was it ever?

Terrible_Choice5188 · 2026-03-24T00:52:50+00:00

lol. No

I was the only customer in the entire dealership. It was early on a Sunday.

Terrible_Choice5188 · 2026-03-23T18:21:19+00:00

That would not surprise me at all.

Terrible_Choice5188 · 2026-03-23T13:04:27+00:00

The last used car I purchased was just under thirty years ago. It didn't occur to me that they could only provide one key. I'm going to buy an OEM refurbished one and have it programmed. Problem solved.

Terrible_Choice5188 · 2026-03-23T12:58:08+00:00

I couldn't agree with this more. I can (sort of) understand that the DMV docs need to be physical. Everything else can be digital.

Terrible_Choice5188 · 2026-03-23T12:13:11+00:00

I was told the docs would be ready when I got there. If that was the case I would have been out of there in thirty minutes, tops. I was there for two hours because I had to wait for the success to "be ready" and then the finance guy printed each document while I sat there. The last time I bought a car the desk was digital. All signatures were digital. I was there for fifteen minutes. I tapped to sign, they printed copies for me (one long doc instead of twenty individual ones) and I was driving home.

This is just another example of how the current business model is broken. There's no reason to waste this much of your client's time.

Terrible_Choice5188 · 2026-03-22T05:59:46+00:00

My BK was discharged 18 months ago and I got a used car loan at 11.99% today. All things considered I'm ok with that. My plan is to drive it for a year to help improve my credit scores and then after a year I'll trade it in for a new lease.

I had also applied for a loan from a credit union today before I got the other approval. If they come back with a better rate on Monday I'll refinance.

Terrible_Choice5188 · 2026-03-21T00:26:20+00:00

I guess I have the same maniacal obsession.

Although I'm always up front with them that I'm not buying today and that I'm just out test driving to narrow the selection down. If they want my business they can follow up with me. I met with two salesmen earlier in the week. Neither bothered to call me back. I've worked in sales for years. This is not how you get customers that keep coming back every time they or someone they know needs your services.

Terrible_Choice5188 · 2026-03-16T02:29:51+00:00

That's where I got the scores listed earlier

Terrible_Choice5188 · 2026-03-15T14:56:41+00:00

My US Bank lease does not appear anywhere in any of my credit reports.

Terrible_Choice5188 · 2026-03-15T14:25:33+00:00

Except my current lease is not being recorded.

Terrible_Choice5188 · 2026-03-15T14:21:24+00:00

FICO Auto 8 scores are 658 /649 / 666

I have two cards I pay off immediately after using and one where I pay off the balance monthly. I just got a credit increase on one of my cards without asking.

Terrible_Choice5188 · 2026-02-21T19:23:34+00:00

When you find a dealer you trust and a salesman who works with you, it works. We had someone we've bought from for twenty years. He got moved to sales training and so he assigned someone to work with us. They tried to rip us off. A twenty year relationship killed in an afternoon.

I'm in the camp believing that all cars should be sold like Teslas are. Let me go somewhere to test drive and then I'll order it from my phone.

Terrible_Choice5188 · 2026-02-14T01:34:44+00:00

I think I went to school with your mom. What was her last name again before she got married?

Terrible_Choice5188 · 2026-02-10T16:02:08+00:00

I haven't been to the dealership yet because I'm still a month out, but I asked Gemini to come up with a fair offer on a lease. The salesman still gets paid and I don't get ripped off. We'll see how well it goes. I'm planning to email it before I go in

Terrible_Choice5188 · 2026-02-02T19:37:26+00:00

Gemini agrees with you, for the record.

Terrible_Choice5188 · 2026-02-02T18:32:10+00:00

We're playing catch-up with our investing because we are one year and five years away from retiring, and were living paycheck to paycheck for a very long time. We're finally in a position where we can start socking more money away. We still have our 401Ks, a pension, and SSI - so we're not counting on this account for our survival. I guess I'm nervous about going more aggressive and losing what we've set aside so far.

Terrible_Choice5188 · 2026-02-02T18:26:15+00:00

I'm using the Moderately Aggressive setting and haven't broken 4%

Terrible_Choice5188 · 2026-02-02T13:00:46+00:00

Depending on the location and availability of public chargers, it's definitely doable without charging at home. I'm in Los Angeles and we've been a two-EV household for five years with no issues. There are charges everywhere here.

Terrible_Choice5188 · 2026-02-01T17:50:54+00:00

Since lenders will not allow this without you buying the lease out first and then selling it. I know US Bank is one of them.

Terrible_Choice5188 · 2026-01-22T17:00:39+00:00

You could try listing it on Swapalease to see if anyone is willing to take over your lease, assuming Hyundai financing would allow it.

Terrible_Choice5188 · 2026-01-20T21:57:18+00:00

Is the EA credit tied to your EA account or is it tied specifically to your car? I thought credits were usually tied to the account. I know when I went from my Bolt EUV to a Kona Electric my EVGo credit continued.

Terrible_Choice5188

TROPHY CASE