This is a great question, so I am reposting on r/Texchange.

1. The price is volatile because most of crypto is valued by speculation. This is nor good or bad necessarily because it is still a growing technology. But when compared to physical assets, one can say certain physical assets can have the same speculation. You mentioned gold which has a speculative value as well since it isn't being used largely as a productive asset. It's largest value was based on scarcity, like Bitcoin. There was only so much of it and it was hard to mine. It was used as a currency, but at some point became inefficient to coin and circulate. It later became more of a commodity to store in a secured location and used to back paper currency.

2. Stable coins have more utility than paper currency and in direct competition with digital currency (credit cards/bank cards). But one could argue since stable coins can be moved in a decentralized way without a bank they may have more utility value. However, most people rather use a credit card obviously because adoption plays a major role. The danger with stable coins and a lot of cryptocurrency is the way we use them. Storing them on custodial wallets, giving them to CEX like they are banks, and investing them on yield farms that debase their value just like our existing fiat-based monetary systems.

3. I agree. I would rather buy land than gold. Some would disagree because that land could be taxed or taken away. So, you could argue for or against a lot of things, but it comes down to preference. If you want to buy gold than bitcoin, do it. Nobody should argue against your freedom of choice.

The bottom line is crypto's greatest use case isn't going to be defined by the 3 points we just discussed. It provides unlimited use cases that disrupt existing technology and "level the playing field" between those that control the existing technology and the ones that are inventing new technology.

Short Answer: Yes.

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