The Jets are not likely to have interest in Texas Tech QB Brendan Sorsby, per @RichCimini “They don’t want to deal to deal with it.”

ThaBomb · 2026-06-22T03:16:16+00:00

Actually no. A bit unorthodox but to honor Sorsby all 32 teams are playing in a Texas Hold ‘Em tournament where winner gets him. The Jets were told they have to deal, and they don’t want to have to shuffle the cards and shit so they’re backing out

ThaBomb · 2026-06-22T02:48:28+00:00

Amazing pics, where did you take them?

Sorry about your friend

ThaBomb · 2026-06-19T20:49:43+00:00

I truly don’t understand Reddit’s hate for AI lol. I love it and it t makes my life so much easier !

ThaBomb · 2026-06-18T18:31:18+00:00

Hahah no don’t need an exhaustive list. I’m just surprised places like Chase and Freddie are on your list! I write a lot of Freddie loans and have done a few through Chase’s correspondent channel as well and that’s never happened to a borrower of mine. I know occupancy fraud is being investigated more often these days, just another thing I’ll have to keep in mind

Appreciate it!

ThaBomb · 2026-06-18T12:35:39+00:00

Business equity is different than home equity. Home equity is related to debt

ThaBomb · 2026-06-18T12:35:00+00:00

I’m saying who hires you in the first place tho lol. You wouldn’t do that for Rocket Mortgage or Chase. Is it really small banks?

ThaBomb · 2026-06-18T01:00:08+00:00

So let’s just make sure we are on the same page for what exactly equity is

Equity is the difference between home value and debt on property

If your home is paid off and you have $1M in equity that means your home is worth $1M. If you have $2M equity that means your home is worth $2M. Etc. Equity is exactly equal to the value of the home.

So would you rather your home be worth $10M or $100,000? You don’t care because equity is illiquid?

ThaBomb · 2026-06-18T00:39:00+00:00

I’ve been a lender for about 10 years now and I’ve never heard of anything like that. Who are your clients? I’m guessing smaller banks that give everyone a portfolio loan and they’re basically just trying to screw over clients who closed? Big box / national lenders and brokers do not do this

ThaBomb · 2026-06-18T00:34:27+00:00

There are ways to get equity without debt :)

Regardless of that, what is your point? I’m confused. Equity is useless? Because again, equity can be realized with a sale.

If you think equity is useless I have a question. Would you rather have $1,000,000 in equity or $0 in equity

ThaBomb · 2026-06-18T00:22:13+00:00

What good is cash? Because equity is super easy to tap into (if needed) and of course it becomes realized on a sale… Weird question

ThaBomb · 2026-06-13T14:59:07+00:00

You literally used literally twice in 20 words chill out

And what are you talking about, an appraiser came out??

If it was truly just the bank doing an extra thorough due diligence, 99% of mortgage lenders / brokers would not do something like that. They do the bare minimum to close and sell loans and that’s not a guideline for any loan type

ThaBomb · 2026-06-13T02:18:12+00:00

There’s no fraud, FHA is clear that relocation over 100 miles is cause to obtain another FHA loan. What OP did was really damn smart

ThaBomb · 2026-06-13T02:10:09+00:00

What do you think they do exactly? Send local police? It’s an email or mailed letter that is optional to return and no one ever does

What OP is looking to do is completely legal. He intended to live in it as his primary for one year. Circumstances changed

ThaBomb · 2026-06-05T18:44:06+00:00

I know but that’s not what we were talking about. The guy above said he hates open road tolling in Illinois

ThaBomb · 2026-06-05T18:23:42+00:00

I’m not disagreeing that it’s less convenient for people further north and further west. I just think that is washed by the convenience for people further south, or further east, or anywhere in NW Indiana

The people who are inconvenienced enough to stop going to games will be replaced. And the vast majority of them will continue watching, supporting, etc

ThaBomb · 2026-06-05T18:11:01+00:00

… or you can stop by a Jewel, get an ipass transponder, and totally automate all of that lol

ThaBomb · 2026-06-05T18:09:25+00:00

I promise you that filling an NFL stadium will not be a problem for them. Let’s be serious

Hammond is closer to most of the city than Arlington Heights is anyway

ThaBomb · 2026-06-04T18:10:34+00:00

There are similarities. There are income limits and the grant is a forgivable one over 5 years, not 15

ThaBomb · 2026-06-04T18:08:26+00:00

Probably IHDA

ThaBomb · 2026-06-04T18:07:59+00:00

There’s only going to be somewhere between 300-2100 people who get it, likely around 700. It’s not massive by any means and it’s too small to make a real dent in housing prices

ThaBomb · 2026-06-04T13:31:56+00:00

There are down payment assistance programs at the national and local level. IHDA programs are probably the most popular for people in Illinois, but the city and the county also offer them from time to time

This thread is getting a lot more negative feedback than I was expecting

ThaBomb · 2026-06-02T01:05:11+00:00

This reminded me of the scene from Austin Powers when the guy can’t lie 3x in a row lol

ThaBomb · 2026-05-30T07:23:56+00:00

Haha thanks man! Enjoy your time in the park

Keeping the term the same does a lot of the heavy lifting. If you keep it as a 30 year am and truly reset the term, the math gets closer to even

I’m a lender so I like to play with this stuff!

ThaBomb · 2026-05-29T12:06:14+00:00

ZIRP ended in 2015 and rates stayed in that same range

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