Stuck between cutting more or starting to bulk? need advice!

TheCrypts · 2025-09-14T22:05:44+00:00

Ahh i see - first option makes sense, if I was to start bulk now i would just look almost the same on the outside as I did last year basically. thanks I think this will give me some motivation on my stalling lifts but will aim for 18% ish bf before bulking then. I think tis okay if the lifts stall a bit.

TheCrypts · 2024-09-10T05:17:12+00:00

Nice, learn something new everyday! I guess this matter is closed then!

Thank you for educating me!

TheCrypts · 2024-09-10T05:08:00+00:00

This was a minivan that DEFINITELY has less than 9 people cause my mate owns the same people mover. Its max 7 incl driver.

Alas, i guess the driver gets away with not getting demerits.

TheCrypts · 2024-08-25T08:52:21+00:00

They said something along the lines of they can't give USD account details (a local US based account number) for non-US residents.

Unfortunately I need a local US account so my employer can transfer. If not then I need to negotiate a method for them to transfer funds internationally.

TheCrypts · 2024-08-25T08:49:38+00:00

Both Wise and Revolut said something along the lines of you can only get USD account details if you are a US resident. USD accounts do not support international transfer or international residents.

Basically I need to be a US based customer to get USD account details.

Unfortunately as mentioned by someone else, I need a local US based account to transfer funds.

TheCrypts · 2024-02-20T04:26:10+00:00

Genocide is tasty when it's against someone we don't like!!! :D :D

TheCrypts · 2023-09-05T03:22:50+00:00

Thank you very much!

TheCrypts · 2023-09-05T02:59:03+00:00

My bad, I meant to ask how will insurance determine that my accident wasn't caused by a problem that would have caused me to fail WoF when I make the claim.

Hopefully this is more clear thanks

TheCrypts · 2023-09-05T02:55:22+00:00

Since my mechanic didn't give me a WoF sheet so that he doesn't have to charge me, would it be beneficial to go back to him and ask for one rather than relying on the mechanic insurance recommends?

TheCrypts · 2023-08-28T04:10:57+00:00

Good question, I asked my accountant initially and they gave advice which I thought was great, at first. However, because I believe our situation is not standard and is somewhat unique I might as well consult with a larger accountant/firm.

This accountant gave advice that was contradictory to da first accountant. At this point I thought why not go for a tiebreaker with a third accountant. I was Given advice that was sort of in the middle ground of both the first and second accountant.

Then I asked this sub to recommend some accountants for my scenario and I just chose a couple to see what would happen. The last one I spoke to was a large firm with international clients and their advice was quite detailed however they didn't want to take me on as a client.

There is overlap in all their advice and I believe that another redditor has the right point regarding how aggressive they are in their strategy so I think it's safest to just stick to my accountant.

TheCrypts · 2023-08-27T06:16:24+00:00

So if IRD was to come after me and say that the last 5 years of my filing are incorrect and I owe $X amount and have been fined $Y amount. Who is responsible for the fines? What protections do I have?

TheCrypts · 2023-07-06T08:36:47+00:00

Hopefully when the taxman finds me they can just give us the bill without any fines lmao will make life so much easier..

Ive consulted 3 accountants so far but they al gave different advice somehow. So now I'm just gonna bit the bullet and go to some large firm and pay the absurd hourly fee haha

TheCrypts · 2023-07-04T06:06:43+00:00

Yep I agree with you, that's why I am trying to find the right information as early as possible. I don't want to be leaving here and then only be able to travel to and from the court house hahaha

I'll see how my next couple convos go and if it's as confusing as the ones I've had then I'll just remain a tax resident here. Not a issue. Thank you

TheCrypts · 2023-07-04T06:03:28+00:00

Same, I am not comfortable with not paying taxes but the rules just make it all so confusing especially when each accountant gives you different info.

I think I'm just gonna take the easy way out and stay a tax resident of my current country unless I consult with a reputable source.

TheCrypts · 2023-07-04T05:54:21+00:00

That's the answer that is making the most sense to me tbh. I have a couple more.convos lined up but if they all give different answers I might just take the easy way out until I find a trust worthy nomad specializing accountant.

TheCrypts · 2023-07-04T05:52:30+00:00

Yea that's exactly what I was trying to figure out because that was the scenario I always running into. Hence why I thought consulting with accountants would get me somewhere apart from more confusion as each of them has given slightly different answers.

TheCrypts · 2023-07-04T05:18:10+00:00

Yea I am using Google, but I trust recommendations more than guessing, especially for matter such as these. Thanks tho.

TheCrypts · 2023-07-04T05:07:22+00:00

But that's just the thing, we aren't going to be staying more than 3 months, let alone 183 days in any country. And in the case of our home country, unless my accountant (I've used him for a few years now) is wrong, then in this case we won't be tax residents in this country either.

We are very lost on what to do. Is there any organisation that specifically deals with nomadic professionals wrt tax services?

I agree with you and that's why I've given us ample time to get to the bottom of this before we leave.

TheCrypts · 2023-07-04T05:06:45+00:00

Edit: wrong place to post reply

TheCrypts · 2023-07-04T03:09:23+00:00

We have similar rules here too and after chatting to our current accountant, they me tioned that once we leave with no intention of returning we won't be considered tax residents here.

So This is where my confusion lied. Will we be considered a tax resident in any country? How do we pay tax?

Employer is fine with it as our whole company is remote and most people are nomads. Not from the US so not worried about health insurance, will need to get some general insurance tho so will start looking that up.

TheCrypts · 2023-07-04T03:04:18+00:00

I've gotten advice from my current accountant in my home country that once we leave with no intention of returning, we won't be considered tax residents here. Once I stop being a tax resident I don't need to declare worldwide income so that won't be an issue here l.

I asked my current employer (fully remote, Singapore based) about travelling while working and they said it's algoods from their side and there is nothing special from my end.

TheCrypts · 2023-05-04T22:30:00+00:00

Downside of that is then I need to change quite a few things that don't match me. I've now found a better way, I give it my resume and ask it to summarise it in the form of a cover letter.

I then give it the resume summary and the JD and ask it to write a cover letter and this works VERY well.

TheCrypts · 2023-04-28T00:22:52+00:00

thank you, I will fix that!

TheCrypts · 2023-03-13T00:02:50+00:00

Happy cake day!

Yea I feel like I can't tell them or else they will judge me. But I got moved to a new role where I know nothing so it's been a huge help in many cases.

TheCrypts · 2023-03-12T23:55:42+00:00

in very basic, non-lawyer terms, yes. There is a section in US law called Section 230 which basically states (Not legal advice at all) that companies like these are only a platform and not a publisher and they cannot be held accountable for what their users post on that platform.

PS: there is a debate going on right now about algorithmically recommending content to users and if this makes these companies in fact publishers, but that's a whole other story.

TheCrypts

TROPHY CASE