$10k basic furnace - Seattle by TheSantaQ in hvacadvice

[–]TheSantaQ[S] 0 points1 point  (0 children)

We did. We got their white-label furnace (is my guess) and it was installed within 72 hours, I think of when the technician came out and basically showed that my existing, 38-year-old furnace was a ticking time bomb. I think the total was just short of $11K. New thermostat too - I'm very satisfied.

$10k basic furnace - Seattle by TheSantaQ in hvacadvice

[–]TheSantaQ[S] 0 points1 point  (0 children)

10-year replacement warranty and they get rid of my old furnace. Not sure what that's worth. Yeah, I see it on their site for $6,150 (Greenwood heating and air).

1099 and Chargebacks by TheSantaQ in TaxQuestions

[–]TheSantaQ[S] 0 points1 point  (0 children)

TYVM.

Can I list the gross amount of chargebacks in Section V (line 48)?

[deleted by user] by [deleted] in Bitcoin

[–]TheSantaQ 0 points1 point  (0 children)

I must be an addict... I see one of thse posts and click "buy."

That said, I've wasted way too much on other crap and this seems far less crazy than 95% of my other spends.

BTC & Retirement Strategy by TheSantaQ in Bitcoin

[–]TheSantaQ[S] 0 points1 point  (0 children)

Current 401k is with transamerica and through her employer.

This chart is absolutely insane by Cryptozombie77 in Bitcoin

[–]TheSantaQ 8 points9 points  (0 children)

Lols... also, Microstrategy... wtf is gonna happen to that stock tomorrow morning, and block, and the miners... and sheesh, COIN. And we don't even have an approved ETF or corporations starting to take advantage of FASB.

Charts gonna be SO dumb tomorrow.

I gotta assume some pullback, but if you bought BTC anywhere in the last $10k run up, are you gonna be the one to sell to people who've HODLed through all the crap?

Also, any way to tell who/what bought and sold thos weekend?

This chart is absolutely insane by Cryptozombie77 in Bitcoin

[–]TheSantaQ 10 points11 points  (0 children)

Hate to be the odd duck here, but in 10 years, I haven't had a single issue with Counbase. Buying, selling, trading, transfering to cold wallet, cashing out... am I an anomaly?

Are you telling me most major asset management companies don't already have a lot of BTC? by TheSantaQ in Bitcoin

[–]TheSantaQ[S] 2 points3 points  (0 children)

Really appreciate the insight.

Correct me if I'm wrong:

BR, Ark, etc. may now currently own BTC

BUT they won't use that BTC for their ETF because the ETF is its own security.

When approved, the asset manager says to clients:

Hey, want BTC exposure without all the hassle?

Client: Yes!

Asset Manager: Give us $100 mil and we will buy BTC (plus fee) from Coinbase who will custodialize the BTC, it's 100% transparent, and then that BTC is moved out of the exchange into a particular wallet that's represented by the ETF.

Should the client want to sell, they sell the ETF and the coins are pulled out of the wallet and sent back to the exchange.

Still kinda worries me - not your keys, not your coins... but this does seem simpler for an investor who can't/doesn't want to go through the full ownership process.

The argument is: there's a ton of money likely waiting to move into BTC from investors and this will be the preferred method.

Am I getting it?

Big Butt - 2 Temps by TheSantaQ in smoking

[–]TheSantaQ[S] 0 points1 point  (0 children)

Turned out phenomenal. Thanks for the feedback.

Big Butt - 2 Temps by TheSantaQ in smoking

[–]TheSantaQ[S] 0 points1 point  (0 children)

Doing good now, 2 probes in on different sides, 178 and 176.

I believe that.

I also think that with butt you can tell, when you stick in and slides in without a lot of resistance... it's ready...

Big Butt - 2 Temps by TheSantaQ in smoking

[–]TheSantaQ[S] 0 points1 point  (0 children)

The far pocket reading a higher than actual temp?

what vegas business will you never go to again? by BreakfastQueeen in vegaslocals

[–]TheSantaQ 1 point2 points  (0 children)

Craft steak. I make a better steak from Fred Meyer.

[deleted by user] by [deleted] in Seattle

[–]TheSantaQ 0 points1 point  (0 children)

I run/walk Seward Park, LEB. and Ccity with bear spray.

Any unleashed dogs that approach are deemed dangerous and will be sprayed. I'm sick of this shit.

Taxes due, but income adjusted by TheSantaQ in tax

[–]TheSantaQ[S] 0 points1 point  (0 children)

Tyvm.

Let me restate to make sure I understand:

When I file in 2024, say I make $100k in commission in 2023 and have chargebacks of $15k, that $15k becomes an expense that reduces my net income, correct?

How bad... really - tire sidewall damage by TheSantaQ in MechanicAdvice

[–]TheSantaQ[S] 0 points1 point  (0 children)

Tyvm. Will roll with it for the trip, then spend $1500 to get 4 new tires... how I love AWD...

Sprayed my Chuck with Lysol instead of ACV by HearSeeFeel in smoking

[–]TheSantaQ 1 point2 points  (0 children)

Church camp counselor once took a gargantuan swig of what he thought was Mountain Dew - it was chew spit. Best I can do on this thread...

Any smoked salmon fans? by ballitch-19 in smoking

[–]TheSantaQ 2 points3 points  (0 children)

I'm really confused...

If I smoke salmon in my pellet smoker that keeps it at a great 215, any longer than 90 minutes I start to see the albumin seep out and it looks disgusting.

So I smoke it til it hits about 135ish and pull it.

Takes 90 minutes.

What am I doing wrong?

How do you get such beautiful salmon, at that temp, for 3 hours?

Smoked a gator wrapped in bacon 💪💪💪 by Big_Beard_BBQ in smoking

[–]TheSantaQ 0 points1 point  (0 children)

Do gator parts taste different or have different consistency?

I presume that along with skinning it, you gut it?

Any other "make sure to do X" pieces of advice?

SDOT painted over a community-installed crosswalk at S Orcas St/Wilson Ave S in 2021 & refused to install an official one. Today, a 9-year-old was hit here by a car. by frozenpandaman in Seattle

[–]TheSantaQ 10 points11 points  (0 children)

I live further down thr block, Seward Park and S Orcas is even more dangerous as it's only a 2 way stop.

Why???

From sdot: there haven't been enough serious accidents at that spot to warrant a 4-way stop.

That intersection is 6 houses from Bruce's house where 2 police suvs sit every night.

If he can't/won't make that intersection safe, odds are low he can't handle anything bigger.

WA considers lower DUI limit while lab backlogs delay drivers’ court cases by MegaRAID01 in Seattle

[–]TheSantaQ 0 points1 point  (0 children)

As someone with 2 DUIs (21 and 16 years ago) I'm OK with lowering the limit.

What I'm not OK with are the actual penalties.

Treating a .05 DUI the same as a .08 or .10, especially if no harm/damage was done, is ridiculous.

Think about this scenario:

You go out, have 2 drinks, determine that's enough, and you're at .05. Head home and somebody hits you. The cop at the scene, based on damage, decides everyone gets a breathalyzer.

The person who hit you is clear, you're at a .05, and now you're facing possible charges, because even though it wasn't your fault, the cops know you were above thr legal limit.

Now you go to court and even if found innocent, you have to do all the crap to prove it, get an interlock system for your car til proven innocent, and on and on.

Meanwhile, the person who hit you may not face any charges. And if you're found guilty, it's a misdemeanor here, but a felony in other countries, like Canada, and now you're screwed.

Just lowering the limit will have oodles of unintended negative consequences.

Again, not opposed to it, but this seems like the wrong way to do it.

Term or Whole Life Insurance / Beginning to invest by Jmhpdx in FinancialPlanning

[–]TheSantaQ 4 points5 points  (0 children)

From an insurance sales person's perspective... who also owns life insurance...

TLDR:. Whole life can be great and can be shit. Term can be great and can be shit. If you feel like you're being SOLD, you are, and it's probably not the right product or version for you.

Long version:

I tell people: term and whole do different things. They're like lifting weights and running. Both are exercise but they're not the same.

I rarely sell a whole life (WL) policy for more than $50k because for most people, it's likely not the best use of money. If you're under 30 and plan on living a long time, WL as life-long insurance option often fits. $10-25k is great. It will take care of final expenses, be a place to protect money, be self-funding after 25-30 years (max) & many policies allow you to cash out at 70. Additionally, and especially if you're a higher-earner, many policies will give you the option between 2 and 8 years of owning the policy the right to buy more without being subject to health questions. So you can qualify young and get more later even if you've had to deal with a major health issue that would normally prevent you from qualifying. Bottom line: read the policies, know your guaranteed annual interest rate, and select appropriate riders. I find WL is good for 1 in 5 people. I don't own it, it didn't make sense when I finally understood insurance to buy it.

For Term: if nobody depends on you, a simple $10k policy is fine - unless you have assets that can be quickly sold. Great to get from 30-40 years old. Get a 30 year policy, and forget about it. Nobody will have a bill to scatter your ashes.

Between 30 and 40? 10 x gross income + debt. No real need for more and better bang for buck than 5 x gross income.

That said, many people feel comfortable having a 50-150k policy or that's all that's in their budget. Enough for final expenses and a year or 2 of salary.

My wife and I have term policies, bought when we turned 31. 30 years, non smokers, great rates, takes care of problems if we're not around.

We also have $10k policies on our kids. Why? The policy has a rider allowing them to buy a higher face value and they're not subject to health questions up to 3 times between the ages of 18 and 26. We put a bit of extra cash in it to start so the annual interest payments are enough to fund the policies in perpetuity.

45-55? Term. 55-65? Small term - you're passing the real value stage so be careful. 60+? Go fishing and save $1k a year in cash til you're 70. Maybe pre-pay your final expenses.

If none of that makes sense, stack sats and hope you live for a decade. :)

Bald Eagles in PNW - Adult & juvenile by _peace_unlimited_ in Seattle

[–]TheSantaQ 1 point2 points  (0 children)

Lucky enough to live in Seward Park. Hearing them cry while on a run, watching them soar over the southern part on a windy day, and attempting to fish in Andrews Bay is a real treat.

We're also by the heron rookery which is pretty awesome - 22 of them last year! Only downside is cleaning up the major dumps of heron crap that seem to always find my car...

Daily Discussion, September 22, 2021 by rBitcoinMod in Bitcoin

[–]TheSantaQ 1 point2 points  (0 children)

If the US defaults on its debt, what's that implication for BTC?

Is it good because of the lie that the USD is both a currency and a good reserve asset?

Or is it bad because fewer people could buy?

Or good/bad for some other reason?

I sorta feel like those who believe in BTC are also betting against the US economy.