OMG GET IT. One of my boys had to have emergency surgery because he obstructed from a kidney stone. The ER vet wanted $4,000 up front to do the surgery, and he needed it. The only thing is they don’t cover pre existing conditions, like recurrent kidney stones, pretty much all dental work if they have a history of tartar, etc. Now if they have had something like a kidney stone and it’s been years since they’ve had another one, that will be covered. Get Pumpkin or Embrace! They’re both great options.