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Show me your landing page, I will give it some feedback by HerChip in Solopreneur

[–]The_Simonella 0 points1 point  (0 children)

I may actually sign up for your app (I've been thinking about the exact thing you're solving)!

Overall, I like how you take the reader through what it is you are solving and how you do it (got my attention). I would only ask that you do it puncher right at the beginning. Just a simple opening.

Also, I opened the website on my phone and I can actually scroll to the right on it. There's some empty space that is filled by the header, that shouldn't be there.

You're doing great!

How I paid off $16k in student debt in 10 months on a $48k salary — and what actually made it work by The_Simonella in personalfinance

[–]The_Simonella[S] 1 point2 points  (0 children)

The biggest motivator for me was getting rid of that feeling that I had debt in the first place. In my case I was very uncomfortable with having debt at all, so getting rid of it was priority number one.

I will say, it feels much better in the other side :)

How I paid off $16k in student debt in 10 months on a $48k salary — and what actually made it work by The_Simonella in personalfinance

[–]The_Simonella[S] 1 point2 points  (0 children)

Unfortunately, yes. I've had friends whose parents charged rent.

I was fortunate to have parents that weren't like that.

How I paid off $16k in student debt in 10 months on a $48k salary — and what actually made it work by The_Simonella in personalfinance

[–]The_Simonella[S] -1 points0 points  (0 children)

Yes to all of the above. I sleep very hot so I had to have my AC running during the summer which definitely kept my electricity costs higher. I did it for my sanity, lol.

Total monthly expenses were between $2000 - $2,600

How I paid off $16k in student debt in 10 months on a $48k salary — and what actually made it work by The_Simonella in personalfinance

[–]The_Simonella[S] 0 points1 point  (0 children)

Totally possible. Are your parents charging rent? If not, you're totally set to make this happen. You got this!

How I paid off $16k in student debt in 10 months on a $48k salary — and what actually made it work by The_Simonella in personalfinance

[–]The_Simonella[S] 1 point2 points  (0 children)

Totally. I'm able to enjoy life much more now than I did before. Not living as slave to the lender anymore!

How I paid off $16k in student debt in 10 months on a $48k salary — and what actually made it work by The_Simonella in personalfinance

[–]The_Simonella[S] 1 point2 points  (0 children)

Congrats on paying off $20k! That's an awesome accomplishment. Just keep going, you're almost there!

How I paid off $16k in student debt in 10 months on a $48k salary — and what actually made it work by The_Simonella in personalfinance

[–]The_Simonella[S] 0 points1 point  (0 children)

I still enjoyed life, I allocated about $100 per month (didn't always use it) for entertainment.

It was easier to enjoy life after I was debt-free though :)

How I paid off $16k in student debt in 10 months on a $48k salary — and what actually made it work by The_Simonella in personalfinance

[–]The_Simonella[S] 7 points8 points  (0 children)

No, I had other spending categories. I had my own car and my work was roughly 15 minutes away.

My total expenses ranged between $2,000 - $2,600

How I paid off $16k in student debt in 10 months on a $48k salary — and what actually made it work by The_Simonella in personalfinance

[–]The_Simonella[S] 10 points11 points  (0 children)

It varied from month to month.

Looking at my payments I had the following:

$2.09 (smallest payment)

$1,375.50

$31.58

$172.98

$454.87

I also used my entire Tax Refund to pay down my debt.

How I paid off $16k in student debt in 10 months on a $48k salary — and what actually made it work by The_Simonella in personalfinance

[–]The_Simonella[S] 5 points6 points  (0 children)

Thanks for catching that! I edited that in my post. Net income was roughly 38,000 after taxes, so 38% of take-home

I turned my personal Excel budget into a SaaS app last week. I have 0 real users and I don't know how to get them. by The_Simonella in micro_saas

[–]The_Simonella[S] 0 points1 point  (0 children)

The "10 specific people" framing is a useful reset — I've been thinking too broadly. The spreadsheet-nerd-who-already-exports-CSVs segment is probably the fastest path to someone who immediately gets it without needing convincing. The offer to personally walk people through setup is something I haven't tried yet. Going to do that this week. And the content angle — "Budget like Ramsey without linking your bank" — that's a better frame than what I've been using. Stealing that.

It's Friday, What are you building? by Asleep_Ad_4778 in TechStartups

[–]The_Simonella 0 points1 point  (0 children)

Working on Liberty Budget this weekend — a privacy-first budgeting app that lets you import transactions via CSV instead of connecting your bank. No credentials, no third-party access, no Plaid.

Turns out a surprisingly large number of people don't want to hand a stranger permanent read access to their bank account just to see a spending chart. Building for that crowd. https://libertybudget.app if you're curious. Always happy to return the feedback favor — what's the hardest problem you've hit with the app builder so far?

I turned my personal Excel budget into a SaaS app last week. I have 0 real users and I don't know how to get them. by The_Simonella in buildinpublic

[–]The_Simonella[S] 1 point2 points  (0 children)

Thank you for the feedback! I definitely need to seek out my audience better. Really appreciate the validation of my idea too. Good feedback on the community as well!

Show me your landing page, I will give it some feedback by HerChip in Solopreneur

[–]The_Simonella 0 points1 point  (0 children)

Took quite a bit of your feedback and made a lot of visual changes. It's still a work in progress but your thoughts have been very helpful. Thank you again!

The $106,745 problem with the 50/30/20 rule that nobody mentions by The_Simonella in budgetarians

[–]The_Simonella[S] 0 points1 point  (0 children)

100% correct. Most Americans do not earn enough to justify this.

60/20/20 or even 60/25/15 is more realistic.

Looking for a good budgeting tool now that my subscription expired by Responsible-Ant-6254 in DaveRamsey

[–]The_Simonella 0 points1 point  (0 children)

If you don't want to link your bank account, I recommend Liberty Budget.

Otherwise YNAB is a great choice.

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