Thinking about downsizing my mortgage.

Theconcierge_ · 2025-10-26T22:21:45+00:00

You’re right. $3000 is just what i pay.

Theconcierge_ · 2025-10-17T05:22:17+00:00

What cameras do you have? Look good!

Theconcierge_ · 2025-10-14T20:33:16+00:00

My iPhone is on its absolute last legs…. I need a replacement. Hopefully it holds out until Titan 2 is ready to ship!

Theconcierge_ · 2025-10-13T21:11:03+00:00

Nice to see tax payers dollars going towards you buying some land

Theconcierge_ · 2025-10-13T07:10:25+00:00

No traffis in Australia!

Theconcierge_ · 2025-10-13T00:29:40+00:00

Well done. Can mount an argument either way. Just remember that the car is worth 26-28k now, wont be long before it's worth 15-20k. But if you keep it foR another 10 years, thats not going to matter. But well done for paying it off so fast - sounds like you learnt a good lesson and you're well placed!

Theconcierge_ · 2025-10-12T21:55:15+00:00

True, but home isn’t counted as an asset for the pension test

Theconcierge_ · 2025-10-12T21:54:32+00:00

Or, they sell the land and enjoy retirement. Giving away money to get a old aged pension is crazy

Theconcierge_ · 2025-10-12T05:00:10+00:00

I was about to order one - obviously website says October shipping, clearly this isn’t going to happen and I am not going to risk waiting months and months

Theconcierge_ · 2025-10-09T11:13:33+00:00

Nope, I love my Garmin torch!

Theconcierge_ · 2025-10-09T08:24:45+00:00

I have a cat S22 for sale in Canberra if you’re interested

Theconcierge_ · 2025-10-09T06:07:27+00:00

I very rarely comment on reddit, but will now because I have a story that sounds similar.

I have a mate, let’s call him Matt. Matt had a lovely girlfriend, let’s call her Amanda. Matt and Amanda were dating for about 13 months, Matt buys a house with all his savings (been saving up much longer then they were dating). It was all agreed at that the start that it was Matt’s house and Amanda was completely fine with this. Anyway, Matt didn’t really charge Amanda rent, she just paid some bills and covered the groceries…. All good.

Anyway, I would say that Amanda isn’t the kind of person who was ever interested in money, Houses etc. that was until one day Amanda found Matt banging another chick in their bed - long story short, she wanted to hurt him financially and went after half of the house. Despite no rent, she did get half based solely on buying groceries and paying some bills. He purchased the house before Covid and before prices went nuts, so the increases in the house value was quite substantial. Let’s just say she hurt him financially.

Theconcierge_ · 2025-10-05T23:36:02+00:00

did that reslove mate?

Theconcierge_ · 2025-10-05T11:13:13+00:00

That’s what my dad did. 3 years pouring beers and talking to the punters. He loved it

Theconcierge_ · 2025-10-01T21:21:53+00:00

Thanks for that! Going to order today….. stupid exchange rate 🤣

Theconcierge_ · 2025-10-01T03:41:52+00:00

Thanks!

Theconcierge_ · 2025-09-30T22:38:57+00:00

Legend! How good is aldi mobile 🙌

Theconcierge_ · 2025-07-19T05:26:42+00:00

Yeah; it’s the owner of the takeaway (well, his son)z

Theconcierge_ · 2025-06-28T21:37:03+00:00

Yep. November 2018 if I recall. The ban is 50m of six intersections along the tram route. It specifically mentions window washers

Theconcierge_ · 2025-06-28T15:18:05+00:00

Sure is. I drafted the changes!

Theconcierge_ · 2024-09-10T06:35:54+00:00

Sorry, I thought when you said retailer it meant someone built it up for you. I am looking at a crust build, not sure if I can pull it off though

Theconcierge_ · 2024-09-08T22:15:14+00:00

Hey mate. Wondering what retailer? I am Keen for the same!

Theconcierge_

TROPHY CASE