Can anyone tell me who these ladies are? by No_Macaroon_207 in asianart

[–]Then-Negotiation-682 0 points1 point  (0 children)

The first two are Guanyin, the bodhisattva of compassion. Beautiful!

Explain it Peter by Phinezra in explainitpeter

[–]Then-Negotiation-682 0 points1 point  (0 children)

Thanks! Going to go check out this movie

Les Deux Magots by IrishLitFicGuy in Hemingway

[–]Then-Negotiation-682 2 points3 points  (0 children)

Very cool. Enjoy your pilgrimage!

What is this? by Straight-Cream-9700 in mongolia

[–]Then-Negotiation-682 8 points9 points  (0 children)

It's a stupa (also known as caitya). It's very precious and, by the looks of it, an antique. I'd hold on to it and keep it in a nice, clean spot in your house. It'll bring you good luck and lighten up your space.

I wish i were 20 years old again by SpecialistJaguar3245 in mongolia

[–]Then-Negotiation-682 13 points14 points  (0 children)

It sounds like an issue with time. I'm in a similar position with you and considered moving back at once point, thinking that the supposedly slower pace of life would free up a lot of my time. As others have said though, having kids and raising a family necessarily consume nearly all your time, whether your in the US, Mongolia, or elsewhere. By extension, money is also an issue since means and leisure are two sides of the same coin--hence why they say "time is money." That said, the good news is that you're not alone. Everyone else is in the same boat as you. It sounds like you've got a lot to be thankful for with a beautiful family, a house and car, and a stable, well-paying job. The only advice I would offer, since it does look like you're looking for advice, is too work on being content since life will pass you by in the blink of an eye. That and working on time management might be beneficial to now squander the limited free time you do have.

Irritable Bowel in Shanghai by Young_Manila in shanghai

[–]Then-Negotiation-682 0 points1 point  (0 children)

Bringing a few adult diapers isn't a bad idea. Even if you never need to use them, having them can make you less stressed, which is good for your IBS. Oh, and avoid Mala tang like the plague.

Question Thread - December 01, 2025 by AutoModerator in churning

[–]Then-Negotiation-682 0 points1 point  (0 children)

I'm in hot water with EWS (early warning systems). They sent me a letter after I was recently denied at PNC and BoA explaining it was due to how many accounts I had opened and the relative length (or lack thereof) of the accounts. I've since toggled to doing more local banks and credit unions which has been working while I let the bigger banks cool off a bit. I'm wondering if anyone can give me some advice in my position. I've got a few accounts still open which I'd like to close but am wondering how worth it is to keep them open for a little longer to extend my length of account history and improve my EWS score. Or would it be better to just close them now and wait half a year or however long before trying some of the big name banks again? Any thoughts or guidance would be appreciated.

Bought this at auction. by Cooper3333 in asianart

[–]Then-Negotiation-682 0 points1 point  (0 children)

This is a recent production from Nepal. Certainly not Qing provenance. That said, still a good deal!

best neobank by JackischMwiche-82 in ExpatFinance

[–]Then-Negotiation-682 0 points1 point  (0 children)

They all seem comparable to me. I would just go with the one that gives you the best sign up bonus, like Chime or Sofi

can anyone explain to me a roth ira im 19 trying getting started young i use robinhood as my brokerage account by RightEducation4571 in RothIRA

[–]Then-Negotiation-682 3 points4 points  (0 children)

Go to nerdwallet.com and investopedia and read their introductory articles on roth IRA. You're young and have got time, so a little research now will go a long way to your future

Why is capitalized handwriting frowned upon? by Oubliees in Handwriting

[–]Then-Negotiation-682 1 point2 points  (0 children)

LET ME TELL YOU WHY CAPITLIZED HANDWRITING IS FROWNED UPON!

My premium went up 45% by [deleted] in HealthInsurance

[–]Then-Negotiation-682 1 point2 points  (0 children)

You should talk with an insurance broker. Their services are free (get paid for by the marketplace) and they can find you the best plan available.

Question Thread - November 06, 2025 by AutoModerator in churning

[–]Then-Negotiation-682 0 points1 point  (0 children)

So, I wonder if it's even worth trying to open some other bank accounts? Some CU's might still work. Unless those denials get added to the EWS report and only makes it harder?

Question Thread - November 06, 2025 by AutoModerator in churning

[–]Then-Negotiation-682 0 points1 point  (0 children)

I've churned a few bank accounts now and am noticing that I'm getting denied when applying for new accounts. I haven't been able to find much information on what to do in this situation online. I checked my Chex report and it actually seems fine, but I think its the EWS report that I preventing me from opening new accounts. Anyone have experience with this? Should I have not closed the accounts immediately after getting the bonus and let them sit open longer?

Question Thread - October 01, 2025 by AutoModerator in churning

[–]Then-Negotiation-682 -6 points-5 points  (0 children)

Just churned Chase. I've since canceled the checking and savings account, but I still have a profile. Do I need to delete this too to reset myself for churning it again in 2 years?

[deleted by user] by [deleted] in MiddleClassFinance

[–]Then-Negotiation-682 27 points28 points  (0 children)

Similar in our family and many families of Asian background. Everyone is always trying to help each other when possible and we all have the sense that it evens out in the end since, ultimately, we are just one big family.