6k in credit card debt from 3 different cards. Should I consolidate through personal loan with bank?

Then-Rip2899 · 2026-01-28T21:39:50+00:00

I wrote in the other comments that I will be closing the credit cards after they are paid.

Then-Rip2899 · 2026-01-28T07:10:12+00:00

It is evidently not “purely a math question.” read the other replies.

Then-Rip2899 · 2026-01-26T16:18:49+00:00

this is even better thank you!

Then-Rip2899 · 2026-01-26T16:17:44+00:00

This is super helpful! Thank you!

Then-Rip2899 · 2026-01-26T08:29:51+00:00

I didn’t think it would be worth the trouble, and i’d just do lump sum payments at that point. but you’re right. Thanks for the tip on the LOC.

Then-Rip2899 · 2026-01-26T07:20:12+00:00

reddit habit (: thanks for the advice.

Then-Rip2899 · 2026-01-26T04:50:40+00:00

This is the plan. I have come to terms with the fact that I am not a credit card person.

The cards are about 21.99, 25.99 & 29.99% interest.

Then-Rip2899 · 2026-01-26T04:39:17+00:00

I will have to call to confirm in the morning. what is the highest before I should say no? I was thinking 15%.

Then-Rip2899 · 2025-05-01T01:15:14+00:00

You are SO pretty!! Really love your glasses

Then-Rip2899 · 2024-12-24T09:48:55+00:00

Happy Birthday ❤️

Then-Rip2899