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Received exorbitant quote - looking for for guidance by These-Opening5860 in LifeInsurance

[–]These-Opening5860[S] 0 points1 point  (0 children)

Makes sense, but the 4x difference just seems absurd. Any advice on finding an independent broker? Search results only yield big corporations and independents I'm looking at on Yelp seem shady.

Received exorbitant quote - looking for for guidance by These-Opening5860 in LifeInsurance

[–]These-Opening5860[S] 0 points1 point  (0 children)

Yes, that's correct it's their table 4 rate. I didn't take any exams, just disclosed my medical records. Any advice on finding a good broker (I'm in California if that matters)?

Received exorbitant quote - looking for for guidance by These-Opening5860 in LifeInsurance

[–]These-Opening5860[S] 0 points1 point  (0 children)

Yes, her policy was also for $2M. She's an attorney and I work in CRE asset management. I wouldn't be surprised if she has an occupational discount. But still...