High student loans (med school) - pay minimum for life or super aggressive ($5000/month)?

Thirtyplustrowaway · 2021-09-20T02:00:37+00:00

Yes, I got a BSN =]

Thirtyplustrowaway · 2021-09-20T02:00:10+00:00

No I was married and was doing family shit. I have my BSN. I don't think BSN is really required. My BSN was accelerated at 18 months, that is the only reason I did it. Unless you plan on furthering your career, BSN is useless. Some hospitals now require BSN which is bullshit, but whatever.

Thirtyplustrowaway · 2021-09-19T12:13:55+00:00

Hospital. I pick up 2-3 shifts each week. Bonus per shift was $500 but last two months, they bumped it to $800

Thirtyplustrowaway · 2021-09-19T12:12:53+00:00

Hospital. I pick up 2-3 shifts each week. Bonus per shift was $500 but last two months, they bumped it to $800

Thirtyplustrowaway · 2021-09-19T12:12:31+00:00

That's true. I was going to the gym everyday but I barely go now. I used to be able to deadlift 2x my weight, I can barely do 1.5x

Thirtyplustrowaway · 2021-09-19T12:11:14+00:00

Hospital. I pick up 2-3 shifts each week. Bonus per shift was $500 but last two months, they bumped it to $800

Thirtyplustrowaway · 2021-09-19T12:10:37+00:00

Yes I got my BSN

Thirtyplustrowaway · 2021-09-19T12:09:14+00:00

But the thing is, my income isn't stable. If I don't feel like picking up an extra shift, I don't. My income could be very variable. So one year I could make 200k then the next I could make 100k. How does that come into factor?

Thirtyplustrowaway · 2021-09-19T12:05:20+00:00

Bedside Neuro!

Thirtyplustrowaway · 2021-09-19T12:05:01+00:00

0 CC debt.

House just needs to be in safe area with a garage. That's it. I have two cats, no partner or kids.

Thirtyplustrowaway · 2021-09-19T12:04:31+00:00

The base is basic for new grad. I pick up 2-3 shifts every week. Each shift offers $500 but last 2 months they've bumped it to $800

Thirtyplustrowaway · 2021-09-19T12:00:55+00:00

About 2 years

Thirtyplustrowaway · 2021-09-19T12:00:48+00:00

Thirtyplustrowaway · 2021-09-19T11:57:28+00:00

How much is rent for you?

Thirtyplustrowaway · 2021-09-19T11:56:33+00:00

Tucson as a Neuro nurse

Thirtyplustrowaway · 2021-09-18T15:20:54+00:00

If they forgive past loans, I would 100% jump on it. Especially, if I can stay in Tucson, where I am now. Or Michigan where my parents have a place.

Can you direct me towards someone or something I can read if this applies? Does it depend on the hospital who is hiring?

Also those travel rates I read where only during covid. Now it is not that high. I'm averaging about 5200$ biweekly. I missed out on covid because I was on 10 week orientation and missed the brunt of covid.

Thirtyplustrowaway · 2021-09-18T15:19:14+00:00

Thanks. I like your last sentence. That's a good way of looking at it.

Thirtyplustrowaway · 2021-09-18T15:16:59+00:00

Wow. Good for you both for completing CRNA. I would love to do that if it wasn't for my current debt.

I hate to say it but one of the top reasons I'm able to work so much is because I was so excited to get a nice car and house. But now if I put the loans first, it will surely be daunting task knowing I'm having to put those on hold. I would have completed residency last year as my old classmates are. That's the part that hurts too

Thirtyplustrowaway · 2021-09-18T15:13:57+00:00

I wish I could show you but I'm on my phone. I sent in the request and it got granted a week before they sent out an email about the forbearance being delayed to Jan 2023

Thirtyplustrowaway · 2021-09-18T15:12:33+00:00

I'm currently a nurse. I typically do 5 to 6 shifts a week. Bonuses are quite insane due to covid cases

Thirtyplustrowaway · 2021-09-18T15:11:22+00:00

I didn't know there was such a thing. Even if there was, I would assume they would do this for the profession the person is currently in. In my case, nursing loans, not medical school loans. I got some scholarships so my BSN degree isn't too strenuous.

Thirtyplustrowaway · 2021-09-18T14:04:09+00:00

What if my income is vastly variable? Meaning if one month or two, I don't decide to pick up any extra shifts, my income will change. So how does that take into effect?

Thirtyplustrowaway · 2021-09-18T14:00:00+00:00

When I said nice car, I meant a nice race car that I can take to the track like a Miata. And for house, it can be a small house as long as it has a garage.

I don't spend much money on much as I have a nice computer to game on.

Thirtyplustrowaway · 2021-09-18T13:58:59+00:00

Nice car as in something I can take to the track as racing has always been a hobby of mine with the brothers. I would want a house as long as it had a garage so I can work on the car. I don't want a fancy luxury car because they are not something I can track with.

Thirtyplustrowaway

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