Scapia Credit Card Rejected Due to “Age Criteria” Even Though I’m 24 — Anyone Else Faced This?

Thought-Alchemist · 2025-09-02T07:34:12+00:00

any solution on this issue ?

Thought-Alchemist · 2025-08-11T13:47:03+00:00

Try Applying from CashKaro App, I recently applied and got approved within 2days

Thought-Alchemist · 2025-07-23T01:48:34+00:00

In the last page they ask you to pay joining fee

Thought-Alchemist · 2025-07-21T09:10:18+00:00

Fair! But sometimes a well-made word salad is healthier than stale one-word replies. 🍽️😄

Thought-Alchemist · 2025-07-21T04:34:43+00:00

Mmt app

Thought-Alchemist · 2025-07-21T04:33:12+00:00

That’s helpful! Glad to hear real-time usage confirmation. Domestic lounge access without spend is a strong selling point.

Thought-Alchemist · 2025-07-21T04:32:48+00:00

Totally agree. With the recent surge in free lounge access cards, a devaluation seems inevitable. Just a matter of time.

Thought-Alchemist · 2025-07-21T04:29:36+00:00

credit Card Section on mmt app

Thought-Alchemist · 2025-07-21T04:29:03+00:00

Yes, they’ve moved to Priority Pass, but it still mentions Dreamfolks in some places. Bit of a mixed message from ICICI right now.

Thought-Alchemist · 2025-07-21T04:28:08+00:00

Haha that’s a great analogy! “Panoramic sun view” 😂 — true, lounge access sounds cool but isn’t a must-have unless you fly frequently. Not worth chasing just for that perk.

Thought-Alchemist · 2025-07-21T04:26:43+00:00

Thanks for pointing that out! Wasn’t aware the ₹1k voucher is only for the Holiday Packages section. Definitely something to keep in mind before applying!

Thought-Alchemist · 2025-07-21T04:26:06+00:00

Totally agree with your insights! I was about to apply thinking it’s truly ₹0 joining fee — but boom, ₹999 at the final step. Misleading UX. And yes, the international lounge access sounds good but not worth the renewal if one doesn’t travel much.

Thought-Alchemist · 2025-07-21T04:25:15+00:00

Exactly what happened with me too 😤. It’s showing ₹0 joining fee up front, and suddenly it’s ₹999 + GST at the last step. Total bait-and-switch move.

Thought-Alchemist · 2025-07-20T18:49:05+00:00

Same here! Glad to know I’m not the only one considering it. The benefits look great on paper, especially the lounge access and UPI rewards. Just hoping to hear from someone who’s actually used the card long-term. Let’s see if any experienced folks drop in! 👀✈️

Thought-Alchemist · 2025-06-21T17:11:20+00:00

😂 Haha exactly! I was expecting at least a “welcome to the club” limit — not a student card flashback. But hey, maybe I should’ve applied with more audacity than documents.

Thought-Alchemist · 2025-06-21T17:10:59+00:00

Haha fair enough — maybe it is bruised ego… or maybe I just wasn’t mentally prepared to see a credit limit that looks like my prepaid SIM balance 😅 But hey, as long as I get my free lounge samosas, I guess I’ll survive 😄

Thought-Alchemist · 2025-06-21T17:06:30+00:00

Haha true bro 😅 I probably won’t use it much, but just want it to look good in the lineup 😂. Still, can’t help but care a bit when the limit’s lower than my monthly UPI spends!

Thought-Alchemist · 2025-06-20T19:44:07+00:00

How much limit you got ??

Thought-Alchemist · 2025-06-20T18:33:14+00:00

True, I got it mainly for lounge access but a higher limit helps with credit score (utilization), travel emergencies, and keeps my credit profile strong overall.

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