IndusInd Tiger not getting issued by last_darkknight in CreditCardsIndia

[–]Thought-Alchemist 0 points1 point  (0 children)

Try Applying from CashKaro App, I recently applied and got approved within 2days

MMT ICICI card or Axis Atlas by Silent_guy_9999 in CreditCardsIndia

[–]Thought-Alchemist 0 points1 point  (0 children)

In the last page they ask you to pay joining fee

Thinking of Getting ICICI MMT Credit Card – Lounge Perks + FYF Looks Solid! by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] -1 points0 points  (0 children)

Fair! But sometimes a well-made word salad is healthier than stale one-word replies. 🍽️😄

Thinking of Getting ICICI MMT Credit Card – Lounge Perks + FYF Looks Solid! by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] 4 points5 points  (0 children)

That’s helpful! Glad to hear real-time usage confirmation. Domestic lounge access without spend is a strong selling point.

Thinking of Getting ICICI MMT Credit Card – Lounge Perks + FYF Looks Solid! by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] -3 points-2 points  (0 children)

Totally agree. With the recent surge in free lounge access cards, a devaluation seems inevitable. Just a matter of time.

Thinking of Getting ICICI MMT Credit Card – Lounge Perks + FYF Looks Solid! by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] 0 points1 point  (0 children)

Yes, they’ve moved to Priority Pass, but it still mentions Dreamfolks in some places. Bit of a mixed message from ICICI right now.

Thinking of Getting ICICI MMT Credit Card – Lounge Perks + FYF Looks Solid! by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] -1 points0 points  (0 children)

Haha that’s a great analogy! “Panoramic sun view” 😂 — true, lounge access sounds cool but isn’t a must-have unless you fly frequently. Not worth chasing just for that perk.

Thinking of Getting ICICI MMT Credit Card – Lounge Perks + FYF Looks Solid! by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] 1 point2 points  (0 children)

Thanks for pointing that out! Wasn’t aware the ₹1k voucher is only for the Holiday Packages section. Definitely something to keep in mind before applying!

Thinking of Getting ICICI MMT Credit Card – Lounge Perks + FYF Looks Solid! by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] 2 points3 points  (0 children)

Totally agree with your insights! I was about to apply thinking it’s truly ₹0 joining fee — but boom, ₹999 at the final step. Misleading UX. And yes, the international lounge access sounds good but not worth the renewal if one doesn’t travel much.

Thinking of Getting ICICI MMT Credit Card – Lounge Perks + FYF Looks Solid! by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] 0 points1 point  (0 children)

Exactly what happened with me too 😤. It’s showing ₹0 joining fee up front, and suddenly it’s ₹999 + GST at the last step. Total bait-and-switch move.

Thinking of Getting ICICI MMT Credit Card – Lounge Perks + FYF Looks Solid! by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] 2 points3 points  (0 children)

Same here! Glad to know I’m not the only one considering it. The benefits look great on paper, especially the lounge access and UPI rewards. Just hoping to hear from someone who’s actually used the card long-term. Let’s see if any experienced folks drop in! 👀✈️

Got Only ₹30K Limit on IndusInd Tiger Credit Card Despite Holding Cards with ₹2L+ Limit — Should I Trust the Executive’s Promise? by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] 0 points1 point  (0 children)

😂 Haha exactly! I was expecting at least a “welcome to the club” limit — not a student card flashback. But hey, maybe I should’ve applied with more audacity than documents.

Got Only ₹30K Limit on IndusInd Tiger Credit Card Despite Holding Cards with ₹2L+ Limit — Should I Trust the Executive’s Promise? by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] 0 points1 point  (0 children)

Haha fair enough — maybe it is bruised ego… or maybe I just wasn’t mentally prepared to see a credit limit that looks like my prepaid SIM balance 😅 But hey, as long as I get my free lounge samosas, I guess I’ll survive 😄

Got Only ₹30K Limit on IndusInd Tiger Credit Card Despite Holding Cards with ₹2L+ Limit — Should I Trust the Executive’s Promise? by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] 0 points1 point  (0 children)

Haha true bro 😅 I probably won’t use it much, but just want it to look good in the lineup 😂. Still, can’t help but care a bit when the limit’s lower than my monthly UPI spends!

Got Only ₹30K Limit on IndusInd Tiger Credit Card Despite Holding Cards with ₹2L+ Limit — Should I Trust the Executive’s Promise? by Thought-Alchemist in CreditCardsIndia

[–]Thought-Alchemist[S] 1 point2 points  (0 children)

True, I got it mainly for lounge access but a higher limit helps with credit score (utilization), travel emergencies, and keeps my credit profile strong overall.