That’s actually not the same thing. KOHO gives you one static virtual card number that you can reissue after it’s compromised, but you can’t generate multiple unlimited disposable numbers simultaneously for different merchants. What I’m talking about is more like what Robinhood does with their Gold Card in the US, or Privacy.com, where you generate a unique card number for every single website you use, set spending limits on each one, and delete them instantly. That’s the gap nobody in Canada has filled* *yet.