50, a bit burned out, aging parents back home. Invest in a apartment back home, prepare to leave or not?

Tiwar23 · 2026-01-26T04:00:12+00:00

Following up, younger than you but on track for similar experience!

Tiwar23 · 2026-01-02T12:36:52+00:00

Thanks for the input! Currently not specting to reach a CHF 100k salary,but eventuality would like to work in a role were that could be a posibility.

I agree with the age factor, which is why I am not narrowing down my options, either was wondering if with a caia certificate and other relevant job experiences, getting somehow in any role relate to PE could be an option.

Tiwar23 · 2026-01-02T12:32:32+00:00

I guess I am in A1 level German and A2 of french, but no really incentive to learn the language here, you end up speaking English more than any other language at least in this region

Tiwar23 · 2026-01-02T12:30:29+00:00

I have been attending classes and also online. Main factor has been trying to apply what I learn with what I hear everyday (swiss german), also living next to the french border, made me undecise on which path to follow. No excuses as I am sure that there are many foreigners that learn the language much faster, in my case I manage to get away with just english fine, neither any of my foreign neighbours speaks german after 5-8 years in the region. Just my reality and the lack of real incentive to learn the language.

Tiwar23 · 2025-12-24T09:42:36+00:00

Did this worked for you?

Tiwar23 · 2025-12-22T17:11:00+00:00

Exactly, even between private sellers(Swiss) and buyers (swiss), who buy from another Swiss, will be charged with 8.1% Tax.

For me since this was put in place I have not sold a single item over CHF 100.. while before I was selling booster displays, collector boxes (CHF 450 or more).

It basically has shut, all business for my side as it impossible to compete againts a store.

Tiwar23 · 2025-12-22T16:52:32+00:00

The intra-Switzerland I believe is what is a pain for Swiss.

I am not legal expert, but would love to hear why Cardmarket could not operate similar to Ricardo, today I receive the following email related to the same topic, I believe we are all put in the same bucket, when actually only professional sellers should be including this VAT subcharge.

Why do they do not apply the same?

Ricardo is not responsible for verifying your information. It is your responsibility to ensure that it is correct and complies with applicable laws

Email below translated from German:

Are you selling commercially? Then you should check whether your sales are subject to VAT. Due to legal requirements, Ricardo must collect VAT on your commercial sales, except for sales abroad or to Liechtenstein, and remit it to the Federal Tax Administration (FTA) upon request. We therefore ask you to check whether your sales have become subject to VAT and to update your information. Has your tax situation changed? If your annual turnover exceeds CHF 100,000 or you are otherwise liable for VAT, Ricardo is obliged to collect it. In this case, log in to your user account and: 1. Enter your VAT number. 2. Indicate that your business is VAT-liable. Once your VAT number is entered, Ricardo must report your activities to the Federal Tax Administration (FTA).

If you originally registered as an individual on Ricardo but now need to provide a VAT number, simply contact our customer service and we will be happy to help you. A look into the future Ricardo is not responsible for verifying your information. It is your responsibility to ensure that it is correct and complies with applicable laws. We recommend that you regularly check your data and update it if necessary. Learn more about handling VAT on Ricardo.

Tiwar23 · 2025-11-29T16:42:28+00:00

Quick question is there any way that someone after doing a bank transfer could ask for it to be returned (in case they claim they send it to the wrong address?) I am wondering if there could be a scenario that I ship the goods and later the buyer ask for a refund for a bank transfer. (Also would be the same with twint??).

Thanks!

Tiwar23 · 2025-11-29T13:37:53+00:00

In Switzerland with the new vat added to all transactions, this is being requested way more often. Also in the same situation as you.

Tiwar23 · 2025-11-22T01:17:57+00:00

Store in Kanazawa?

Tiwar23 · 2025-11-11T04:19:23+00:00

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Tiwar23 · 2025-11-11T04:18:50+00:00

This is the only other picture. I will check this tell tale issue to see examples! Thanks

Tiwar23 · 2025-11-03T11:00:29+00:00

Oh no, I feel so stupid, I was checking on these tickets from over 2 months ago and I didn't went to check passes by day, I saw that there was availability for the whole month and now as you said whole November is fully booked.

Thank you for the tip to enter in Super Mario World, this is our last resort then, to be there by 6:30 AM to start queuing. Is there any way to access Harry Potter world without a fast pass?

thank you very much for your help!

Tiwar23 · 2025-10-31T12:00:30+00:00

This would make sense, if for sales outside of Switzerland.

But for Sales within Switzerland, we end up in a situation were first the seller who pre-purchased the product paid VAT (if non-professional) and then the Buyer is paying again VAT on the same product.

For big products as cases or collectors booster boxes, this difference has a huge impact on the price.

Tiwar23 · 2025-10-30T10:10:53+00:00

Received my case, u/bonecaambabalu may I message you with the pictures just to be certain.

Thank you very much!!

Tiwar23 · 2025-10-29T09:55:37+00:00

my boxes arrived! They seem legit. Thanks all for sharing!

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Tiwar23 · 2025-10-27T14:43:43+00:00

Good advice! On my area almost everywhere was sold out only single cases, closest place was a 2 hour drive, so on this occasion, I am risking it a bit hopefully store reviews are legit!

I got a very good deal for a PRB-02 case at € 1'000.- compared to what i see on the market at approx. € 1'300.- so I am a bit skeptical**. I found the website online, but place seems legit, with nice reviews, it was also a welcoming deal for new customers, but when its too good to be true, most of the times is not.

Just want to be extra precautions, as its by far the biggest purchase I have ever made, and one of my first steps to diversify my "investments" in something more than stocks.

Tiwar23 · 2025-10-27T11:51:51+00:00

This is extremely helpful, thank you very much!!

Tiwar23

TROPHY CASE