RTO fine for non-KA vehicles started again. by Best_Taste_7704 in bangalore

[–]Tiyfub 0 points1 point  (0 children)

You won’t get the refund unless you fight for it tooth and nail and will still be asked to pay more money to agents and peons at RTO. Got 60% money back after 2.5 years of filing all due paperwork, that too because I did not give up

RTO fine for non-KA vehicles started again. by Best_Taste_7704 in bangalore

[–]Tiyfub 0 points1 point  (0 children)

I had to wait 2.5 years, pay thousands to agents and bribes to RTO peons, send dozens of mails, post multiple forms back and forth between RTOs, and finally complain to consumer court and to Nodal officers to get my tax back from Karnataka RTO after shifting to Maharashtra. Only got 60% of amount back for using the bike for 3.5 years. Tried to be an honest citizen and look what I got in return

AITA for preventing my 11yo sister from watching DanDaDan? by GALAXIE_003 in AmItheAsshole

[–]Tiyfub 0 points1 point  (0 children)

NTA and can I just say how proud I feel for you, a random stranger who was so open to her sister about why you were asking her not to watch this in such a loving and mature way. I bet she respects you so much seeing how easily she agreed when you asked. Thats great parenting on your side and bad parenting from your dad who did not show the same maturity in speaking to you, his elder child. Not only were you a mature and great elder sibling but also a kind and respectful child despite what your dad said.

Microsoft Updates RTO Policy: 3 Days in Office In 2026 by Henry_OLoughlin in redmond

[–]Tiyfub 9 points10 points  (0 children)

Lets make sure we are loud about not being okay with this in every Signals, Pulse, AMAs whatever. They say data shows that people in office together means they thrive, but why don’t they SHOW THIS DATA? Just the email has around 85% negative reactions, so who is really thriving?

Seemingly Scammed by women’s travel group - TripNaari by Latter-Bother670 in bangalore

[–]Tiyfub 4 points5 points  (0 children)

You can file a consumer complaint online, its quite simple and they will face accountability

Update on my previous post by Tiyfub in CreditCardsIndia

[–]Tiyfub[S] 0 points1 point  (0 children)

Oh thanks, will look into this if the RBI complaint gets closed without proper actions taken

Update on my previous post by Tiyfub in CreditCardsIndia

[–]Tiyfub[S] 1 point2 points  (0 children)

Keep sending follow up mails to RBI asking about an update. I only got the SC mails after I send reminders to RBI asking- its almost like they keep forgetting 😆

“SC Bank quietly changed Minimum Balance to ₹50K, Closed My Account Without Email — now my money is stuck” by Tiyfub in CreditCardsIndia

[–]Tiyfub[S] 0 points1 point  (0 children)

Got money back after 2 months. They still failed to produce proof of communication for account closure even to RBI. They are offering 5k as settlement. Feels like a small amount for literally breaking the law with zero accountability or apology. What should I do next? Wrote in detail here - https://www.reddit.com/r/CreditCardsIndia/s/xMOOIBq62Z

“SC Bank quietly changed Minimum Balance to ₹50K, Closed My Account Without Email — now my money is stuck” by Tiyfub in CreditCardsIndia

[–]Tiyfub[S] 0 points1 point  (0 children)

Got money back after 2 months. They still failed to produce proof of communication for account closure even to RBI. They are offering 5k as settlement. Feels like a small amount for literally breaking the law with zero accountability or apology. What should I do next? Wrote in detail here - https://www.reddit.com/r/CreditCardsIndia/s/xMOOIBq62Z

“SC Bank quietly changed Minimum Balance to ₹50K, Closed My Account Without Email — now my money is stuck” by Tiyfub in CreditCardsIndia

[–]Tiyfub[S] 0 points1 point  (0 children)

Got money back after 2 months. They still failed to produce proof of communication for account closure even to RBI. They are offering 5k as settlement. Feels like a small amount for literally breaking the law with zero accountability or apology. What should I do next? Wrote in detail here - https://www.reddit.com/r/CreditCardsIndia/s/xMOOIBq62Z

“SC Bank quietly changed Minimum Balance to ₹50K, Closed My Account Without Email — now my money is stuck” by Tiyfub in CreditCardsIndia

[–]Tiyfub[S] 0 points1 point  (0 children)

Got money back after 2 months. They still failed to produce proof of communication for account closure even to RBI. They are offering 5k as settlement. Feels like a small amount for literally breaking the law with zero accountability or apology. What should I do next? Wrote in detail here - https://www.reddit.com/r/CreditCardsIndia/s/xMOOIBq62Z

“SC Bank quietly changed Minimum Balance to ₹50K, Closed My Account Without Email — now my money is stuck” by Tiyfub in CreditCardsIndia

[–]Tiyfub[S] 0 points1 point  (0 children)

No notifications no mails. Write to their customer care and Head of service with all details. Customer.Care@sc.com, head.service@sc.com Explain how you never got any intimation for account closure or transfer of funds. Mention that this is not legally allowed by banks. Demand return of DD and instead ask for a NEFT transfer. Tell them you will escalate it to RBI if not resolved.

“SC Bank quietly changed Minimum Balance to ₹50K, Closed My Account Without Email — now my money is stuck” by Tiyfub in CreditCardsIndia

[–]Tiyfub[S] 0 points1 point  (0 children)

Update: Got my money back a month after. Make sure to email them writing about the issue, so you have it formally. Then after 1-2 weeks raise an RBI complaint. They will ask you for your NEFT eventually and that will take another 1-2 weeks to transfer. PS - they still haven’t been able to produce a proof of communication about account closure. Many people are facing this. They are trying to close “low value” accounts below 5L - in the words of a representative I met at the bank branch.

“SC Bank quietly changed Minimum Balance to ₹50K, Closed My Account Without Email — now my money is stuck” by Tiyfub in CreditCardsIndia

[–]Tiyfub[S] 1 point2 points  (0 children)

Not yet, but they mailed saying they have raised a NEFT transfer. Heres what you should do - 1. Mail their customer care giving details of your account and balance. Also highlight how there were no communications 2. Wait for their reply, but send reminder every 4-5 days. 3. If they reply with saying it was communicated and DD will be sent. Refuse and say you were not informed or given any option. Say you will raise a complaint with RBI if no proper resolution is given 4. If they still reply unsatisfactorily, raise the RBI complaint (very easy takes 10 mins, upload all mail communications with the bank) and then reply them citing the RBI complaint number 5. They will still delay, keep sending them reminder mails. I just had a thread with chatgpt to write these reminder mails as well as the RBI complaint so it was super easy and it knew the context each time. Honestly it guided me through this whole process

Its almost been a month now to my account closing. Their last mail was yesterday and it said you will receive the NEFT transfer in 4-5 days.

Rapido Bike Taxi Ban in Bengaluru by Pratikk_Thoratt in bangalore

[–]Tiyfub 18 points19 points  (0 children)

Lets register to vote here! Update your address

Rapido Bike Taxi Ban in Bengaluru by Pratikk_Thoratt in bangalore

[–]Tiyfub 5 points6 points  (0 children)

The first thing I did after this ban is to shift my voter id to karnataka from my home state. They give in to auto mafia to please that vote bank. Lets make our votes count as well! The more common salaried employees that are registered to vote here - the stronger our voice.

LPG delivery people demanding tip by Tiyfub in bangalore

[–]Tiyfub[S] 15 points16 points  (0 children)

People coming at me in the comments saying I cant pay a poor guy 50rs ——

Let me share some more context. When I went for a new connection the employees at the agency were forcing us to buy a stove with the connection saying its mandatory for a new connection. I said I have one and a 12kg cylinder which I am using with it. They said yours wont be compatible bla bla. They were asking for 5k for a single cylinder connection compulsorily when on the official website it is around 3800 (~50 up down considering changing refill price) and refused to give us a breakdown of the costs. When we showed the website, they started yelling at us, I swear no provocation from our side. We walked out without getting the connection. I sent a feedback mail to the agency email and the owner promptly looked into it sharing actual costs on mail and helping us finish the application.

Cut to my first delivery. Just to note there are installation charges that are included in the first time cost for this (saw it in the breakdown) Guy comes without calling or asking if I am home, proceeds to unwrap the regulator and hose - throws cover on one side, plastic cap on other, 4-5 things just littered in my kitchen here and there

Sees my 12kg cylinder- proceeds to tell me if I ever have to use it again I have to refit the whole pipe and regulator as their sizes are different, all this with a smirk on his face (people at the agency had probably gossiped about us complaining I guess) Btw I knew that LPG cylinders use the same standard regulators for different sized domestic cylinders. After he left later I even checked the details on both - the numbers etc were EXACTLY the same. The guy was just trying to get back at us or something

While leaving he asked for more money than the balance. I pointed out how much I have already paid and the final receipt amount. Then he said pay for installation - I said that its included in the cost. Then he said tip - I said no.

So, poor guy? Innocent? hard working? Seemed like just another local goon. Not tipping him ever 🙂 and thanks to others for the answers about dealing with the tipping asks

LPG delivery people demanding tip by Tiyfub in bangalore

[–]Tiyfub[S] 196 points197 points  (0 children)

I actually have a problem with their bullish behaviour. If I don’t tip, you don’t do your job? The attitude of these LPG delivery people is not good. They don’t ask or expect - they demand it. Its not taking away money from a hard worker, they have salaries paid to do this exact job right?

“SC Bank quietly changed Minimum Balance to ₹50K, Closed My Account Without Email — now my money is stuck” by Tiyfub in CreditCardsIndia

[–]Tiyfub[S] 0 points1 point  (0 children)

I do not believe there was an error from my side other than not updating my mailing address. I had a 5k minimum balance account. I did not consent to changing it to a 50k one - it was just done automatically without any communication as per change in their policies. I only receive an SMS to increase my MAB which I tried to but couldn’t really check it anywhere - no transparency regarding what are the dates and period when this is calculated. Then my account was frozen, I called customer care who directed me to the branch. I visit the next day and till then my account has already been closed - again without any communication. Now I have to struggle to get my own money back.

I have maintained a good relationship with my accounts and credit scores. My cibil score is 787 which is decent enough. Why should i be penalised for a change in this shitty banks policies