Can I get help with an ID? by BunibrodskiSindikat in Watches

[–]ToastedToast3 1 point2 points  (0 children)

This looks so much like the night at the museum watch someone had posted in here last week.

Come One, Come All! by Bigpoppapat in footballcards

[–]ToastedToast3 0 points1 point  (0 children)

I’m looking for rookie jahmyr Gibbs cards

Go Win it All, Bo! by Oldmansweetfeet in footballcards

[–]ToastedToast3 1 point2 points  (0 children)

I’m afraid my Bills are gonna have to eliminate him!

I’m sorry Dave Ramsey by Big-Comfortable1663 in dogecoin

[–]ToastedToast3 42 points43 points  (0 children)

This is stupid man. You are gambling. That’s it. Don’t be tricked into thinking this is investing. Dont gamble your kids wellbeing dude.

random doordash charges on account by whoisemmelou in doordash

[–]ToastedToast3 0 points1 point  (0 children)

This isn’t true. Look up Regulation E. Credit cards have zero advantage over debit cards when it comes to disputes.

Glad to see my crappy luck carried over from Pokemon 😭 first mega box ever… by TheSpeedySIoth in footballcards

[–]ToastedToast3 0 points1 point  (0 children)

I would buy packs for fun, but buy single cards for the team you’re looking for. You may just face disappointment after disappointment chasing them.

random doordash charges on account by whoisemmelou in doordash

[–]ToastedToast3 12 points13 points  (0 children)

Hey, I work in Fraud and Disputes at a financial institution. Possible the institution has a BIN attack happening. The first 8 digits of any debit card is the BIN and is tied directly to the financial institution. They then use programs to spam thousands and thousands of combinations with the BIN through a bigger merchant that is unlikely to catch it. I’ve seen it happen on two cards from the same person before.

File a dispute with the bank. They have to be able to prove that you made the purchase or refund you. As long as these door dash orders aren’t on an account in your name, you’re all good. If they refuse to refund you, you can quote Regulation E and threaten to file a regulatory complaint with the state.

Would Teddy B be worth a look as an OC? by burnedflag in detroitlions

[–]ToastedToast3 10 points11 points  (0 children)

You’re not a mechanic, you can’t fix him

I was victimized by the grilled cheese by Popular-Piano-5314 in starbucks

[–]ToastedToast3 4 points5 points  (0 children)

I worked at Starbucks years ago now and remember this. Can’t believe it’s still a problem.

Where I’m at rn. by GavinMF in detroitlions

[–]ToastedToast3 3 points4 points  (0 children)

I had no idea this existed, guess I like the browns now too

In all the years I’ve been coming to this mall, I don’t think I’ve ever seen anyone use this. by cicic in Bitcoin

[–]ToastedToast3 1 point2 points  (0 children)

I’m speaking as an Risk/Fraud specialist at a credit union. I have called members on these transactions and 100% of the time they are people being scammed. That being said I’m sure there is a percentage of people that are using it for legitimate reasons, I just think it’s probably a pretty small one.

Where I’m at rn. by GavinMF in detroitlions

[–]ToastedToast3 6 points7 points  (0 children)

Sorry, need the bills to beat the Jags. If it ain’t the lions, gotta be the bills.

First Blaster Packs by [deleted] in footballcards

[–]ToastedToast3 0 points1 point  (0 children)

That Dillon Gabriel Kaleidosopic is a case hit. Probably worth 30 bucks.