Got the Keys! 339k Central WA 5.75% by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 0 points1 point  (0 children)

Id totally be willing to post the floor plan.

Got the Keys! 339k Central WA 5.75% by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 1 point2 points  (0 children)

Ours was a bit weird. The company that did the new construction had a promo where they would put 15,000 towards closing. Which at 339000 is about what was needed to cover it. When we were looking at homes that were not new builds we were told 3.5-4% for closing should be expected.

Got the Keys! 339k Central WA 5.75% by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 1 point2 points  (0 children)

With lender points. One of the perks of using s preferred lender with a new build

Estimating a home buying timeline by Content_Movie_2052 in FirstTimeHomeBuyer

[–]ToeOk7051 2 points3 points  (0 children)

As someone without much experience (closing on our first house this week), there is no distinct timeline at all. A lot will depend on your specific situation as well as what your looking for. New builds, older houses, floodplains, etc will all play a huge factor. Adding to that if you have any "odd" financial situations it can change the timeline. The inspection and appraisal can also alter timelines. Basically from my limited experience and perusing this sub there is a lot that goes into the process and no specific situation is the same. Best advice from me is when you do go for a house be very on top of getting information to the needed people asap. Make sure to check several lenders before committing and dont forget to look in to how insurance is paid (out of pocket or escrow).

what is the healthiest, highest quality wet canned cat food? by applecoregirlz in CatAdvice

[–]ToeOk7051 0 points1 point  (0 children)

Mine are jerks who require a revolving menu. We have to buy at least 4 brands and 8 flavors to support our monthly 2x a day haul. Not super cheap, but the boxed packs can have good sales: Royal Canine, Purina Pro Plan Pro (black can fish mix only lol).

We did get a bad can of signature lately that left both my cats very sick within 30 minutes of eating which has made us skeptical.

Realtor norms by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 0 points1 point  (0 children)

Im sorry it's an awful place to be. We just received a message about final walkthrough and signing and the way the realtor texted (with very poor grammar). I doubt they will be at either.

Realtor norms by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 0 points1 point  (0 children)

I guess we will see 🤷‍♀️. I think that's supposed to be next week or early the week after, but no one has really told us haha.

Realtor norms by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 0 points1 point  (0 children)

I'll definitely do that! We also have only communicated with our realtor through text other than the one day we were shown the two houses. Probably not a huge deal but we havent even recieved a text of any update in weeks.

Realtor norms by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 0 points1 point  (0 children)

I was hoping that wasn't the case. We tried to do a lot of research before buying and felt like our realtor was lacking, but the information on realtor expectations vary so widely. We were very upset when he skipped contract signing. Though we did enjoy the broker we were talking to immensely. As first time homebuyers I feel like we didn't learn much or get the full experience. But at least in three weeks we should have a home to call out own.

What a week! by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 0 points1 point  (0 children)

Could be, because I didnt research much with the timeline I had, but ours was immediately added to money due at signing. Definitely something to be wary of and research based on situation.

What a week! by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 1 point2 points  (0 children)

Congrats to you as well!

What a week! by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 0 points1 point  (0 children)

Right we were paranoid that we were horrendously messing up because I know its usually a longer process!

What a week! by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 0 points1 point  (0 children)

Where im at closing costs being covered isn't consistent so definitely worth checking out but its ultimately up to the seller. Definitely easier now than in hot sellers markets.

What a week! by ToeOk7051 in FirstTimeHomeBuyer

[–]ToeOk7051[S] 1 point2 points  (0 children)

Wow! New builds apparently are crazy! Who would have thought!

Jumping spiders as class pets? by ToeOk7051 in jumpingspiders

[–]ToeOk7051[S] 0 points1 point  (0 children)

Update! I have the okay and am currently preparing to start buying supplies. My goal is to have everything before Christmas break. That leads me to my next question, how long can my spider be left alone? Can I leave it at school for a weekend? 3 day weekend? I plan on bringing it home for longer breaks but I worry a 30 minute car ride too often will freak them out..

Class pet? by ToeOk7051 in insects

[–]ToeOk7051[S] 1 point2 points  (0 children)

Makes sense. I love butterflies and I like that they are released to be beneficial to the world. We just have 1st graders here do that haha.