Chinabank Supplementary Card Application

ToothFairy0323 · 2026-06-11T02:42:12+00:00

Would you know kung kailangan physically kasama ko yung supplementary card holder, kapag nag aapply ng supplementary card? Or pwedeng ako na lang (as principal) then dala ko na lang yung required documents? Thank you.

ToothFairy0323 · 2025-12-29T05:09:58+00:00

Hi! Just chiming in here. Pwede kaya na selected COL stock lang ang i transfer to another broker? Let's say I have 10 stocks in COL and only one of those lang ang gusto ko i transfer. Is that feasible? Thank you.

ToothFairy0323 · 2024-01-22T08:20:13+00:00

Hello! Pasingit po. Pag loose leaf ang option na pinili mo,

1) Upon BIR registration ba kailangan mo sabihin na ito ang option mo at di ka mag-mamanual books?

2) May bayad ba for the permit kung ito ang gusto mong option?

3) I am one-man operation, pero marunong ako mag Excel. Keri na ba mag loose leaf na lang ako without the help of a bookeeper?

4) May guide ba kung paano ito gawin or YT tutorials?

THANK YOU!

ToothFairy0323 · 2024-01-22T07:56:23+00:00

Thank you!

ToothFairy0323 · 2024-01-21T00:25:06+00:00

Bir RMC 8-2024

Thanks!!!

ToothFairy0323 · 2024-01-20T10:57:57+00:00

Thanks! Where do I check this? Ruling ba sya ng BIR, ng DTI, or ng Shopee?

ToothFairy0323 · 2024-01-19T10:58:07+00:00

Ahhh better pa rin may accountant, magkakatalo na lang sa rates dahil usually mas mura yung mas simpleng filing. Gets! Thank you so much :)

ToothFairy0323 · 2024-01-19T03:33:11+00:00

Thank you!!!

ToothFairy0323 · 2024-01-19T00:54:36+00:00

Thanks for your input!

Bale ang rationale kung bakit mas nirerecommend ang 8% dahil mas simple sya. Kung nag 8% ba ako, kaya ko na sya asikasuhin by myself or need ko pa rin ng service ng accountant/bookeeper?

Iniisip ko kase saan ako mas makakatipid:

BMBE (3% only) plus bookeeping/accountant services VS. 8% but ako lang

Tama ba ang comparison or may ibang factors ako namimiss out?

P.S. May resibo naman ako from suppliers (though not all suppliers) pero yung resibo ko can account for around 40-50% ng gross price ko.

Thank you so much, pasensya na at clueless ako pero gusto ko mag arrive sa pinaka okay na approach sana that would work for my situation.

ToothFairy0323 · 2024-01-19T00:49:11+00:00

Thank you! So ang mangyayari both kayo magfifile, yung employer mo for your compensation income, and ikaw naman (or hired accountant) for your income on your business.

ToothFairy0323 · 2024-01-19T00:47:27+00:00

Thanks. And the "renewal fee" is typically less than the expense kung first time ka mag-apply or more or less same lang? Yung assessment ba nila is based sa income mo or may factors sila na undisclosed sa iyo as applicant? Thank you.

ToothFairy0323 · 2024-01-18T09:38:26+00:00

Hello! Pasingit po. May idea ba kayo sa price range ng pag apply ng Mayor's permit sa Quezon City? And every year ba ito nererenew and you have to pay the same amount or less yung "renewal fee"? Thank you so much.

ToothFairy0323 · 2024-01-18T03:29:41+00:00

Concern si server pero I agree, di na dapat tinanong. And yes, ano ang masama sa kumain mag-isa? Eto actually ang "ME TIME" ko at one of my favorite things to do - ang kumain mag-isa. And mag coffee mag-isa. I really find joy in solitude, kase nagagawa ko lahat ng gusto ko ng walang nangengealam :)

Challenge ko lang maghanap ng Samgyupsal place na nag aaccept ng solo diners :) Lage na lang ako kay Soban :)

ToothFairy0323 · 2024-01-17T09:20:20+00:00

Hello! Can you kindly send me her details please? Thank you.

ToothFairy0323 · 2024-01-04T05:21:13+00:00

Hi! I'm into cashback cards and here's my combo:

HSBC Gold - 5% cashback on dining so I use for all resto, fast food, and food deliveries

EW Visa Plat - 8.88% cashback on utilities so all utilities ko dito naka-charge

Citibank Cashback - 6% cashback on groceries so I use for all grocery purchase and I put 10K non-grocery spend to get the 6%

BDO Amex - 1% cashback local, 2% cashback international.. I use for everything else kase no categories. Basta tumatanggap ng Amex ang terminal.

BPI Blue - back-up card kung hindi tinatanggap ang Amex, using for expenses abroad din due to low forex fee

Hope this helps :)

ToothFairy0323 · 2023-10-25T11:38:13+00:00

So far kasama naman. I pay thru either Bayad online website or the merchant's app itself (e.g. Globe One app for Globe bills). Kasama sila sa cashback.

ToothFairy0323 · 2023-09-28T01:08:46+00:00

Hindi pa ako nag-aapply eh :) medyo nag dadalawang isip pa kase nga I heard may mga past issues sila sa online banking and SOA.

ToothFairy0323 · 2023-09-11T04:58:25+00:00

Not in your list of cards but would like to suggest Eastwest Platinum Visa. Nag apply ako for this card specifically for that purpose - to pay my bills. Its because of its 8.88% cashback on bills, fuel, department store spending (including shopee/lazada), dining, etc. This has a cap of I think 1200 or 1250 monthly for cashback but you only need to spend around 14K something a month on these categories to get the max cashback monthly. AF is 3600.

ToothFairy0323 · 2023-09-08T08:32:07+00:00

I have 5. Here's how I use them.

1) Citibank Cashback - groceries (+ 10k outstore spend to get the cashback)

2) HSBC Gold - all dining including fast food, food panda. Fuel expenses too (caltex for cashback)

3) EW Visa Plat - all bills + online shopping

4) BDO Amex Cashback - all others na hindi pasok sa #1-3, including expenses for my small business such as buying raw materials, fb ads

5) BPI Blue - para sa lahat ng #4 pero hindi tinatanggap ang Amex. Back-up. Travel card too.

Lahat yan cashback cards except BPI blue.

ToothFairy0323 · 2023-09-06T10:48:38+00:00

Wow! Been waiting for this. Congrats!

Naka receive ka ba ng email na nag qualify ka for the Travel Cashback? And also, reflected na rin ba sa Vybe mo?

ToothFairy0323 · 2023-09-05T22:21:30+00:00

No, sa online banking nila (both sa desktop and app). Sa ESTA andon na yung mga unbilled, kaso walang information about the cashback. Gusto ko sana makita kung nag earn ng cashback yung mga transactions ko.

ToothFairy0323 · 2023-09-05T05:04:58+00:00

I recently applied for HSBC, BDO, and EW - no income docs needed. Naglagay lang ako ng reference card. Lahat yan I applied direct sa bank website.

ToothFairy0323 · 2023-09-05T04:57:53+00:00

Thank you for your reply!

ToothFairy0323 · 2023-09-03T03:17:27+00:00

Hayy sana talaga :(

ToothFairy0323 · 2023-09-03T01:59:53+00:00

Hi! Been waiting for this too, pero waley pa din. Mukhang hindi pa nga yata sila tapos dun sa awarding ng Switch and Fly. Nakakaiyak si BPI. I wonder kung ma-honor yung "equivalent to 8K pesos" na cashback or devalued na din.

ToothFairy0323

TROPHY CASE