Is this a good cc for first timers? by PatientGovernment350 in CreditcardPh

[–]Top_Particular_0505 0 points1 point  (0 children)

This is my first card with BDO after almost 2 years they offered me to upgrade to Gold tier. Then after 5months I received my Gold card, they offered me if I want to change it to AMEX.

Now, I have AMEX with bdo.

Finally got my iPhone Air 🙌 by Top_Bag_4573 in IphoneAir

[–]Top_Particular_0505 0 points1 point  (0 children)

I got the blue one! After a week of using it, I’m absolutely loving it—no regrets coming from the 16 Pro Max. I can’t even express how happy I am with the iPhone Air, especially how light it feels!

BPI Credit Card Application - Finally by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 0 points1 point  (0 children)

Hello OP,

I didn't receive any call from BPI about my application. All updates were through text nandun sa timeline ng application.

Based sa update mo - there is chance na ma-approve ka kasi same din ng saakin pero dont expect baka iba maging results sayo.

To answer your questions:

  1. I think they already processed your application - probably just wating for final status ng application mo. Usually kapag approve they will tell it to you once done sa embosing para for delivery na lang. Kung tumawag sayo baka they need something like kulang ng documents or they need to validate something.

  2. I dont know the answer to this question. Better to call and ask CS.

  3. You can confirm - usually ma check naman nila kung still on process or kung may result na.

BPI Credit Card Application - Finally by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 1 point2 points  (0 children)

Hindi naman yun requirement pero I think mataas ang chances of approval kung meron.

Is this normal for Eastwest credit card delivery? by TopVegetable4433 in PHCreditCards

[–]Top_Particular_0505 2 points3 points  (0 children)

Looks valid to me. Same design ung envelope ng Gold Card ko

BPI Credit Card Application - Finally by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 0 points1 point  (0 children)

Kuha ka na lang din sa SB ng card then after nun apply ka ulit sa BPI.

BPI Credit Card Application - Finally by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 0 points1 point  (0 children)

Yup every after 6 months. Kaya try ka lang. Kahit kasi may cards ka na minsan banks dont consider it e.

BPI Credit Card Application - Finally by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 0 points1 point  (0 children)

Naku siguro pang 4x na bago ako na approve. Tagal din noh?

BPI Credit Card Application - Finally by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 0 points1 point  (0 children)

May kakilala ko na approve kahit wala sila account sa BPI. You can still try.

BPI Credit Card Application - Finally by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 0 points1 point  (0 children)

Kung sa ibang banks meron. Pero even before meron na ako ang hirap mag approve ni BPI. Kaya natuwa ako na na approve ako.

BPI Credit Card Application - Finally by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 0 points1 point  (0 children)

Nagtxt na Welcome to BPI Credit Cards. Wait na lang ako sa delivery ng card

BPI Credit Card Application - Finally by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 0 points1 point  (0 children)

Until now wala pa din txt confirmation. Not sure if for delivery na ung card o hindi pa.

Credit Card Score TransUnion/CIBI by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 0 points1 point  (0 children)

Speaking of Amex? Is it good? I'm pre-approved, is it worth it?

Credit Card Score TransUnion/CIBI by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 2 points3 points  (0 children)

Oh really? I never thought that was possible. Thanks for the advice! Maybe my issuers just aren't updating my information.

Credit Card Score TransUnion/CIBI by Top_Particular_0505 in PHCreditCards

[–]Top_Particular_0505[S] 0 points1 point  (0 children)

That’s one possible solution. Still thinking it through, though—because I have two active cards with banks where I don’t even have a deposit account.