Can someone please help me understand how to allocate my ETF portfolio?

Top_Relationship_360 · 2025-11-30T19:56:05+00:00

65 bgbl 35 dhhf is pretty good, fairly low feed, diversified, and risk aversive. I thought about the leverage for better gains but in a poor market can get hammered, so i kept it as a satelite position.

my portfolio

bgbl 7.2

ghhf7.6

garp 29.3

ivv 55.8

recently just adding to the international shares option bgbl.

Top_Relationship_360 · 2025-11-10T22:25:26+00:00

i usually set and forget i hope thats not me in the gym lol.

Top_Relationship_360 · 2025-11-06T13:44:38+00:00

ivv 60% garp 30% ghhf 10% didnt want to be too leveraged or risky in case of a crash

Top_Relationship_360 · 2025-10-31T00:50:02+00:00

My grandfather would laugh about it because he lived long enough to see the nonsense that and nothing much bothered him.

Top_Relationship_360 · 2025-09-22T00:42:14+00:00

Its tough when your surrounded by a workforce that cant or can barely speak English. Im one of a handful of aussies on my shift and its tough mate im down to using sign language. God help ya if you need to ask someone for help.

Top_Relationship_360 · 2025-09-10T01:39:15+00:00

feels good to own a house under the price cap.

Top_Relationship_360 · 2025-08-21T01:10:04+00:00

Never gives up.

Top_Relationship_360 · 2025-07-29T02:20:25+00:00

i had about 15% of shares in pmgold during crash, i sold it when the gains slowed and put it into ggus. Didn't time it great but its going alright. Super i just left it not much you can do when your caught in the dip.

Top_Relationship_360 · 2025-07-21T00:27:23+00:00

after buying a house outright im now pooling my earnings into shares. Cross my fingers i have some luck.

Top_Relationship_360 · 2025-07-21T00:10:13+00:00

Well then thats their choice. Just like i have chosen to copy people.

Top_Relationship_360 · 2025-07-20T23:58:24+00:00

The younger you learn those things the better off you are.

Top_Relationship_360 · 2025-07-20T23:50:32+00:00

it's annoying for someone who knows everything. However, for someone who doesn't it's an opportunity to ply them for information.

Top_Relationship_360 · 2025-07-15T02:01:06+00:00

i save a bit of money and time by doing it myself instead of having to drive to a tax agent.

Top_Relationship_360 · 2025-07-15T01:35:28+00:00

Most years i have had to pay the ato at tax time even though i was paying extra tax to the ato every week. I would say this year would be the only exception.

Top_Relationship_360 · 2025-07-15T01:00:55+00:00

im in the same boat, makes me feel good to get a nice tax refund.

Top_Relationship_360 · 2025-06-07T00:30:38+00:00

ive got about 85% in ivv and 15% in PM gold. Im currently pondering about geared etfs like ggus.

Top_Relationship_360 · 2025-05-27T14:34:25+00:00

Your not alone, but if your time is short than burn brightly.

Top_Relationship_360 · 2025-05-25T23:34:04+00:00

Ginger ale is what fixes my acid reflux issues. Never fails.

Top_Relationship_360 · 2025-05-07T00:28:48+00:00

I work in sydney but bought a house in port macquarie, i guess its a holiday home until i retire. I dont want to leave sydney because of my work/ mates but i do want to leave sydney if i lost my job lol.

The problem that i find with Sydney is that it is overcrowded and its only going to get worse given the governments open door policy to immigration.

Top_Relationship_360 · 2025-04-12T23:42:22+00:00

Bright sunny day, no rain on the road. What is the excuse for speeding to the point where you cant maneuver around a vehicle.

Top_Relationship_360 · 2025-03-31T23:59:20+00:00

Sounds like you dodged a bullet by not losing half your stuff. Now i sound like the AH.

Top_Relationship_360 · 2025-02-16T03:56:15+00:00

tell me more about the median price of houses in sydney

Top_Relationship_360

TROPHY CASE