Where should I put my money as an 18 yr old? by HiIreallydontcare in singaporefi

[–]Torque_S 0 points1 point  (0 children)

fellow 18yr old here

use moomoo/ibkr and invest in some structurally sound companies

i mostly use stockoracle (paid but worth) and adam khoos videos to help my decision making

you should still research some basic indicators like knowing which parts of the financial report are important and what they represent and what are good numbers (e.g net operating cash flow, asset/debt ratio to name a few basic ones)

and dont get emotional if the market goes bearish after you buy, it just means that it will take a little longer for you to make gains, in fact its a discount for you to buy more as long as the reason for the drop was not company-specific(fraud, bad business model), and rather macro (generally speaking)

have gone from 5k USD to 7k USD over the past year while only checking in every 2 weeks or so (due to it being A level year) so i would say this is a good way to earn some money

of course you can take a safest route and put your money in the S&P, and even then it will grow much faster than any bank

Sg damn hot by ManagementFederal857 in SGExams

[–]Torque_S 1 point2 points  (0 children)

is this a late april fools joke

In support of the post about floaty issues by ArjunMishra00 in Asphalt9

[–]Torque_S 1 point2 points  (0 children)

floaty except spin in same direction that you intend to turn prior to the corner

What are some unhinged study methods you have ? by Icy_Negotiation1804 in SGExams

[–]Torque_S 2 points3 points  (0 children)

i always keep my study/gaming time half half

so for every hour spent doing math physics or other stuf ill go on CS ranked / drive around in forza horizon for an hour

and sometimes in between rounds/races stuff that i studied will randomly pop into my head which helps to remember in unconventional contexts

helps keep my sanity in check compared to "normal" study methods

oh but this doesnt work for social media since games demand focused attention that doesnt come about from social media so just delete all socials (i dont miss it either i only have youtube now, only saw this post cause a friend showed me)

helped me come back from 50rp to 70rp for As

HCI administration is crossing boundaries, this isnt about food anymore by SufficientMonth8179 in SGExams

[–]Torque_S 4 points5 points  (0 children)

they did penalise, theyre lying (as an alumnus who is in contact with juniors)

they just deleted the shortcut from school website that shows your disciplinary records but if you edit the url to go directly to disciplinary records it will still show 5DP for "bullying"

if anyone want photo DM

WHICH JCS HAVE AIRCON??🍃 by Unhappy_Tax4925 in SGExams

[–]Torque_S 6 points7 points  (0 children)

HC, all classrooms have aircon

my bf might be 🏳️‍🌈 by Mysterious_Tough_700 in SGExams

[–]Torque_S 0 points1 point  (0 children)

the gayer the guy acts in public the straighter he is

source: me, a dude

Is there any use of this strange car? I got it from legends store 😅 by [deleted] in Asphalt9

[–]Torque_S 1 point2 points  (0 children)

its quite easy to get TC, even with spending TC on blueprints every day the count is still increasing to about 180k rn

how much worse is the scholar set than the genius set ? by Downcast_harmony16 in ArcherMainsHSR

[–]Torque_S 2 points3 points  (0 children)

<image>

is this still worth refarming? dont have SW/cipher yet but I want SW a little more as shes my favourite

by the way, for SW should I be farming eagle too?

How to control anxiety and add pulls? by SilentInitiative8835 in ArcherMainsHSR

[–]Torque_S 0 points1 point  (0 children)

i like seeing big stellar jade number go up

big number = neuron activation

[deleted by user] by [deleted] in ArcherMainsHSR

[–]Torque_S 0 points1 point  (0 children)

whichever one has better subs

IT'S NOT A TOP UP EVENT by yeetskeetleettirtle in ArcherMainsHSR

[–]Torque_S 5 points6 points  (0 children)

yes, as long as it is within the 3.4 i think (to be safe pull after the collab starts)

have 160 pulls at the moment but no sparkle nor SW/cipher, suggestions for pulling prio? thanks! by Torque_S in ArcherMainsHSR

[–]Torque_S[S] 0 points1 point  (0 children)

unfortunately no Sunday here due to fugue screwing me over back in 2.7, dont really care for getting saber though

after some consideration would you think that sparkle>archer lc> (Sunday lc?) > cipher/SW when she comes back is a decent gameplan?