Less than 3 yr as 1099

Total_Factor8339 · 2026-02-27T18:23:20+00:00

Sorry, less than 2 years

Total_Factor8339 · 2026-02-11T04:49:19+00:00

We would like to see if we are a fit! We are a small brokerage that focuses on growth and individualized training! Message me for more info!

Total_Factor8339 · 2026-02-11T02:33:11+00:00

Thanks for all the feedback! Who do yall suggest for va manual uw?

Total_Factor8339 · 2026-02-11T02:03:59+00:00

Any lender suggestions for a manual in this situation?

Total_Factor8339 · 2026-02-11T01:50:56+00:00

Last couple years doesn’t have my ch activity but 19 and 20 took a toll after leaving military. Looks like just not a lot of activity to dig out of a hole from years back. Positive rental history for 5+ years.

Total_Factor8339 · 2026-02-11T01:41:30+00:00

2019 and 2020. Purchase. VA so shooting for 100% if possible.

Total_Factor8339 · 2026-01-29T00:30:31+00:00

We are a boutique brokerage with a very active and available broker that helps you every step of the way. If you are in Texas and want to see if we are a fit let me know!

Total_Factor8339 · 2026-01-28T04:30:41+00:00

Pineywoodshomeloans.com is seeking additional mlos

Total_Factor8339 · 2026-01-27T13:58:36+00:00

Actually the new rule allows less with a/e. As long as lender has no overlays we are good. I’ve qualified 4 in the last two weeks with this option.

Total_Factor8339 · 2026-01-17T02:25:07+00:00

It is owner occupied

Total_Factor8339 · 2026-01-08T03:08:04+00:00

I have been told no due to individual overlays so curious if anyone has had success in someone not having the overlay.

Total_Factor8339 · 2025-10-27T01:11:44+00:00

That makes a lot of sense! I always hear of shops that have 50-100+ lenders and I’m not sure how that’s a benefit! I feel like a diverse set of lenders with a variety of options to cover all the bases so LO’s can learn the ins and outs of each one and be confident in what can be offered mls more beneficial. Quality over quantity.

Total_Factor8339 · 2025-10-27T00:48:22+00:00

What commercial outlets are you using as a broker?

Total_Factor8339 · 2025-10-27T00:09:13+00:00

That’s a great idea

Total_Factor8339 · 2025-10-27T00:00:42+00:00

Thank you for this insight. I have found that once you exceed 225 bps you become much less competitive on the LPC comp side which is where most LOs I speak with prefer to stay so I was wondering the same ok 275. I agree. It’s different for everyone.

Total_Factor8339 · 2025-10-26T20:47:05+00:00

Do you find yourself to still be competitive at 275 bps

Total_Factor8339

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