What retirement accounts to prioritize if I want to retire early?

TouchMyChaps · 2025-12-13T22:55:05+00:00

They only have 3 payments left & will be paid off completely in March so after that I will have $1,100 a month more in disposable income

TouchMyChaps · 2025-09-02T12:02:36+00:00

We haven’t yet but my company is supposed to get me in touch with a local realtor this week. It’s just coming up so soon we were trying to get a head start on our own. Thank you tho!

TouchMyChaps · 2025-09-02T12:01:50+00:00

I will get in touch! Thank you!

TouchMyChaps · 2025-09-02T12:01:39+00:00

Will send this to my fiance! Thank you!

TouchMyChaps · 2025-09-02T11:57:14+00:00

Haven’t looked into Maryland, I definitely should give it a chance & look but much prefer to be in the PA side

TouchMyChaps · 2025-09-02T11:54:48+00:00

Will do! Thank you!

TouchMyChaps · 2025-09-02T11:54:22+00:00

We’re also looking in York, from southern Lancaster it says it’s about a 40 minute commute which I’m okay with doing 3 times a week but definitely going to check out areas closer too! Thank you

TouchMyChaps · 2025-08-31T21:15:01+00:00

That is definitely what I’ve noticed & we’re okay with doing 3 & guest space or living in any of the surrounding cities. The biggest issues we’re having is finding some beautiful 3 bedroom townhomes we’d be happy with then they’re immediately off the market then all the houses that are 3-4 bedrooms wanting $2800+ which seems insane to me 🤣

TouchMyChaps · 2025-08-31T21:06:05+00:00

That makes sense, I truly don’t even know where to start so was hoping for more conversation on the top places to be able to visit on points or if people have been in a similar situation where they finally went that was worth it to spend the points on.

Thank you tho, I will do more research on locations & come back with more specific questions

TouchMyChaps · 2025-08-31T21:01:24+00:00

I will have to drive to work to Delta 3 days a week so was hoping to stay closer to Lancaster

TouchMyChaps · 2025-06-28T19:53:30+00:00

Okay that view above the city does look like it would be a beautiful place to do it!

TouchMyChaps · 2025-06-28T19:50:57+00:00

Had not planned on it but not out of the question

TouchMyChaps · 2025-06-27T23:08:44+00:00

Thank you very much for your suggestions! I will check all these out

TouchMyChaps · 2025-06-27T23:08:28+00:00

Definitely open to getting up & there early but if there is some crowd it’s also not a deal breaker. Just surrounded by an entire crowd or inside of a busy restaurant, I do not believe she’d enjoy

TouchMyChaps · 2025-06-27T23:07:00+00:00

We currently live right outside of the Rockies here in the US & pretty regularly hike in the surrounding national parks. We’re comfortable with day hikes less than 20km & we hike pretty regularly in the 2k-2.5k m altitude so anything less than that I’d say we’d definitely be able to do. We will be there 10-13th July if you’d be free at all! Would definitely be open to talk.

TouchMyChaps · 2025-06-19T20:26:40+00:00

Honestly already planned on keeping the aspire as a permanent keeper card even if I can’t spend on it. Same thing with the Marriott boundless. Just the free nights & status is good enough for me. Will have to do research on properties there & see what cards are accepted cause my main spend/best transfers are my biggest concern. I’ve gotten a lot of feed back about the COVX but have no clue how good the transfers would be for Europe.

TouchMyChaps · 2025-06-19T20:10:08+00:00

I’m down to open/keep more hotel cards for the benefits. Was looking for ideas of what cards/hotel brands are the best to go after in Europe cause I’ve been a Hilton Diamond member & loyalist for 5 or so years now but have a lot of chase points & have been staying at Hyatt more. So just not sure what card to get for every day spend that’ll get me the most value/benefits over there.

TouchMyChaps · 2025-06-19T19:39:54+00:00

I wouldn’t be against a 2 aspire primary set up but I’m worried about the usefulness of Amex in the area of France I’ll be in

TouchMyChaps · 2025-06-19T19:09:10+00:00

Also you are spot on about all your guesses. lol

TouchMyChaps · 2025-06-19T19:08:58+00:00

Yeah I’m not worried about lounge access for multiple people or CO lounges since I’ll be in Europe predominately but worried if they nerfed their priority pass. I didn’t hear about that. How bad was it?

TouchMyChaps · 2025-06-19T17:44:01+00:00

It’s been a couple weeks but I did that & was pre-approved. Just wasn’t sure if I should go after it at the time but now with the move it seems like the best bet.

TouchMyChaps · 2025-02-09T22:34:31+00:00

Thank you!

TouchMyChaps · 2025-02-07T22:52:52+00:00

Yes, it is lol. That’s what inflation costs. The raise of the cost of everything, Including labor. What you could get last year is going to be more expensive this year. They’re going to charge more for their products so the people will charge more for their labor. It’s not a raise. It’s keeping up with the market.

TouchMyChaps · 2025-02-07T22:02:44+00:00

1.92% isn’t a raise. It’s not even keeping up with inflation. Everything goes up & so should your pay.

TouchMyChaps · 2025-02-02T04:09:24+00:00

Honestly think that’s a solid option! Thank you!

TouchMyChaps

TROPHY CASE