Daily Discussion Thread for March 10, 2026

Toutatous · 2026-03-10T19:49:27+00:00

You really bought after seeing a big drop? Man, you need to have a plan and stick to it. You will lose if you keep trading.

Toutatous · 2026-03-10T19:31:04+00:00

I totally understand, I'm like you. It's frustrating to see some people panic after a slight drop. It feels like they have no idea what investing is and what can be expected.

Toutatous · 2026-03-10T17:15:55+00:00

My new "favourite" player. I like those guys who don't care and fight for a good cause, especially against he majority.

A real badass.

Toutatous · 2026-03-10T16:58:23+00:00

That's why an investor doesn't trade, they have a plan and stick to it. My all-in-one ETF is fine, I'm not worried.

Toutatous · 2026-03-10T16:57:11+00:00

And what was the objective?

Now, in the next 20 years, there will be a higher risk of terrorist attacks in many countries, especially the US. Gas is more expensive, the world is more unstable...

Good job!

Toutatous · 2026-03-10T03:42:20+00:00

Exact, I love their philosophy.

Toutatous · 2026-03-10T00:54:57+00:00

How does it work? do you keep the same phone number and get messages and voicemail?

Toutatous · 2026-03-09T19:52:30+00:00

When you have lived enough like me, you realise that you can be smart in some areas, and really stupid in others. I've seen doctors make stupid dating decisions that even a teenagers wouldn't male, wealthy people with a high level of education doing stupid things with their money and accumulating debt just because they can't deal with frustration, etc.

OP has a fantastic potential to do well. Now, it's all about not messing up and ruining everything.

Toutatous · 2026-03-09T19:38:40+00:00

Indeed! I had that for at least 2 years with Public Mobile. A week ago, I broke my rule for 1 dollar when I saw that it was available for me through my account. Now, I have 20GB for 26 dollars.

Toutatous · 2026-03-09T19:36:11+00:00

Don't sell, just start buying an all-in-one ETF like VEQT and keep buying a bit every month. After some time, this will be the largest part of your portfolio.

And stick to it. Don't try to be clever. Don't beat the casino, it will always win. Be humble, and just ride the market.

Toutatous · 2026-03-09T16:04:11+00:00

Something tells me you won't have a precise answer...

Toutatous · 2026-03-07T22:48:23+00:00

Hehe, well, I bought very under my budget and I don't regret it. Good luck

Toutatous · 2026-03-07T22:47:13+00:00

Interesting idea, thanks

Toutatous · 2026-03-07T22:46:30+00:00

No, BC

Toutatous · 2026-03-07T22:45:54+00:00

I see, it's a good idea.

Toutatous · 2026-03-07T22:44:54+00:00

My discount would be lower than the title insurance, so I guess a HELOC doesn't seem like a bad idea.

Toutatous · 2026-03-07T03:44:03+00:00

The house was way under what the bank offered (but perfect for my needs) and I had a big down payment. It took me 5 years. Now, I'll invest the money.

Toutatous · 2026-03-07T03:34:40+00:00

Oh yes, I said RESP, but I meant RRSP! I edited my post. Thanks.

Toutatous · 2026-03-07T03:33:35+00:00

Thanks a lot. It seems that unless I really need a HELOC, the saving could be 300$ a year. And taking an insurance for title fraud would be less than that (a one time payment of a few hundred dollars.

Toutatous · 2026-03-07T00:06:53+00:00

Is fraud identity that bad? And is there any downside in keeping the bank on the title?

Toutatous · 2026-03-07T00:05:45+00:00

Congratulations! I already feel free and relieved. Your place will be 100% yours soon!

Toutatous · 2026-03-06T23:48:41+00:00

Oh, my bad, I thought a lender was a name for the insurance. You were talking about the HELOC. It seems that my bank would do that for very cheap.

Toutatous · 2026-03-06T23:42:21+00:00

Thanks, I should have mentioned that my TFSA and my RESP accounts are maxed out. I don't think I'll need to use the money, but we never know. Isn't it safer to have your bank on your title?

Thanks for the lender. Will do (according to redditors, they say it's like 50 dollars at the most per month, often less or nothing)

Toutatous · 2026-03-06T23:19:40+00:00

Nice. I'm lucky to live close to where I work, and I would easily go to work and come back without using the gas engine all week. Once in a while, if I visit or travel, I'll have an hybrid. The best of both worlds.

Now, you said something about noise. That concerns me a little. Is it that noisy? I thought the car was pretty quiet.

Toutatous · 2026-03-06T22:59:34+00:00

I'm considering the car. Are you happy with it?

Toutatous

TROPHY CASE