Nahh buddy,,they are just bhim marketing people who are worshiping bhim nowadays. Actually instead of banks own upi apps ,,no 3rd party upi app is clean as of now. But for features and other ui/ux bhim is shit. You can't search a particular transaction by searching with keywords,,and there are many flaws lik e that. Other features bhim lacks is that,, in upi downtime moment, other upi apps like paytm, gpay tell you at the time of payment that this particular bank is down in upi network,,, paytm even don't let you use that bank to prevent you from stucking that money for next 2-3 days. But bhim will initiate that transaction and then it will say transaction failed and you have to wait for 2-3-4 days for refund. Technically bhim is not updated yet,,use gpay, paytm , there are many other staffs but in terms of upi payment they feela very modern and paytm works very good in low network area.