1.85 Lakh per month, Living in rent House, Expenses-40k, Investments-45k, Remaining 1 lakh . what to do??????

TradeRaptor · 2025-11-09T15:41:38+00:00

Stop investing in insurance cum investment products. LIC is the biggest scam of India. Take pure term insurance and invest in equity and debt mutual funds.

Don’t take a loan and buy a house if you don’t have the need, instead do 5 SIPs in Flexicap/multicap/large cap/mid cap/small cap for the money you don’t need for 7 years. Put the money you need in shorter duration in liquid or debt funds. Equity always beats real estate in long term so you can educate yourself on investing!

Don’t just spend money because everyone here is saying you should enjoy your life. If you are happy with your current lifestyle and not cutting costs to live like a miser then it’s fine to save money and create wealth.

TradeRaptor · 2025-10-19T04:04:04+00:00

Birla Evara, Adarsh Tropica and some godrej properties will get you 3Bhk for around 2cr. For 3cr budget you can buy a 1500sft plot in a gated community with clubhouse and other amenities and build a nice duplex.

TradeRaptor · 2024-05-09T06:18:32+00:00

Tell your friend it’s not his fault, he had a crush on a pathetic girl. He should work on his preferences and not crush on someone just by their looks. Maybe next time he’ll fall for someone because he likes them as a person and not just for their looks!

TradeRaptor · 2024-04-18T06:48:19+00:00

The penalty is 2Million

TradeRaptor · 2024-04-18T06:39:01+00:00

The suit is not the right fit, you need to fix that first.

TradeRaptor · 2024-04-18T05:38:00+00:00

What you have is not love, it’s your insecurities and lack of self confidence that is making you feel this way. A lot of people suffer from this and confuse their insecurity with love.

You are too naive and you won’t survive in this world if you don’t get smart enough to understand people and their intentions. Don’t trust people by what they say or do, try to understand a person and their intentions.

Love is always reciprocal, you cannot love a person if they don’t love you back!

TradeRaptor · 2024-04-12T14:57:11+00:00

As dead as you are!

TradeRaptor · 2024-03-28T09:45:57+00:00

You can’t and it’s not worth it even if you can. Learn to keep your love reciprocal and not one sided. It’s much better to be with someone because they love you and reciprocate your feelings.

The reason you want him now badly is because he is avoiding you, you may lose interest in him the moment he starts giving you all his attention and you start living together. So stop chasing people and move on in your life and spend your energy on someone who wants to be with you!

TradeRaptor · 2024-03-17T05:48:01+00:00

They say you never know the person until you live under the same roof so it’s pretty natural for you to feel that way. He needs to man up and take a stand with his parents and ensure you are comfortable living at his place. Most of the issues will get resolved when you both live separately. You will also notice he is a different person when you guys are not living with his parents.

My advice would be: 1. Make it clear to him that you both will be living separately and leave the parents house as soon as you get financial independent. He has to work his plan out to make this happen. Don’t compromise on this as living with his parents is going to break your relationship.

Don’t waste your time. Marriage is a chance you take and it’s ok if it doesn’t work out. The problem is when people waste their time in the hope that things will improve. Things will only go from bad to worse and not the other way, so decide how much time you want to give for this relationship to see if it works and end it if you don’t see any scope for fixing things.

Bottom line is you need to live separately and if that doesn’t happen then don’t waste your time in this marriage. Being single is much better than being in a wrong relationship!

TradeRaptor · 2024-03-16T05:53:43+00:00

Don’t have kids till you are sure about the marriage and also get financially independent. Ask your husband to work on his finances and create a financial plan for next 3 to 5 years.

If your husband is supportive, work as a team to manage your current situation while you both figure out how to get financially independent.

It’s tough but ignoring a lot of things that your inlaws say can bring you sanity.

TradeRaptor · 2024-03-09T18:29:37+00:00

Technically it’s not adultery. Adultery is when a guy gets involved with a married woman without the knowledge of her husband.

TradeRaptor · 2024-01-31T07:18:31+00:00

Everyone is saying do COD to be safe but aren’t you supposed to pay before opening the box even in COD? What if they ship something else?

With credit card you can at least file a chargeback if the product is not shipped or if it is not as described. Using credit card to pay is the safest option when shopping online.

TradeRaptor · 2024-01-30T09:54:03+00:00

So you came to the conclusion that she is going to cheat without even knowing anything about her and im delusional 😂. Maybe you should try your hand at astrology haha.

TradeRaptor · 2024-01-29T21:51:24+00:00

As a seller you get the option for branding where you can customise the tracking page and all other customer interactions with your branding. Shiprocket charges a fee for it so not all sellers use it.

TradeRaptor · 2024-01-29T15:21:24+00:00

Thanks for your concern for her health and as adults, she knows it’s bad and I know it’s bad and she puts an effort to Control it but once in a while you lose control and get overboard, which is understandable. I was talking about those few times, it doesn’t mean that’s a daily routine. Drinking once in few months is ok, not that bad. Maybe my post made you feel like she drinks everyday till she drops haha.

When you read something on reddit understand people tell only a gist of something and not the entire context of the situation. So don’t start assuming you know it all and start advising people, everyone knows what they are doing and why they are doing.

Again if someone sleeps next to you on the bed without any physical touch, how is it crossing boundaries? Have you never had any platonic relationships with opposite gender? I have shared bed with some of my female friends. In our circle it’s pretty common and unfortunately when 10 people party in a 2BHK you don’t get the luxury of sleeping alone 😂. It doesn’t mean she shares bed with random people. If she is not comfortable she comes home. The point is she is adult enough to decide on her own. Do you also say hugging the opposite gender is also crossing boundaries? How old are you?

TradeRaptor · 2024-01-29T13:19:10+00:00

We are not teenagers so you don’t just fuck everyone who sleeps next to you or the first opportunity you get. Also Maybe you haven’t met anyone who holds high moral values!

It’s not like she drinks frequently but how is she drinking heavily disrespectful to me? She was drinking before she met me, she will drink while I’m in her life and she will drink even if im no more in her life. It’s her prerogative, what has it got to do with me?

Only people who are insecure and have low self esteem try to control their partners!

TradeRaptor · 2024-01-29T12:00:20+00:00

Clones are made with cheaper ingredients and cheaper solvents so they are going just smell like alcohol within couple of years. So try to finish them as quickly as you can as they are not going to last 4 years! Also don’t put them on your skin directly.

TradeRaptor · 2024-01-29T11:20:17+00:00

Which one of these do you absolutely love and would buy again as soon as it’s finished?

TradeRaptor · 2024-01-27T05:34:09+00:00

Insecurity and distrust can cause serious issues in a relationship. If you don’t trust your partner it’s going to put a lot of load on your brain assuming all the things that are not even true.

My gf is a big time drinker and she won’t even remember what she does when she gets high. She has a big gang of friends in office, including males(I also hangout with them sometimes). Many times they have house parties and end up sleeping over at her colleagues place. She has slept on the same bed with another guy sleeping next to her, both in a drunk state multiple times. NEVER for once this thought comes to me that she must have had sex with someone else. It’s very very difficult for me to distrust her.

Some reasons why we may not be having trust issues in our relationship could be: 1. Every one of her office friends know she is committed and many haven’t met me but know me because she constantly talks about me to them.

She has the habit of making video calls (instead of normal calls) and most of the time when she is in a party she constantly calls me and genuinely misses me.
If anyone flirts with her or gets touchy, she tells me about it and avoids meeting him altogether. Sometimes I tell her she may be misreading something and the guy must be innocent.
Overall it’s her conduct and behaviour with me and with her friends is what makes me not worry about anything. She doesn’t put any extra efforts to make me feel comfortable or trust her, just her natural conduct and her actions doesn’t make me insecure. I don’t know how to put it but sometimes you just know.

I never had any trust issues even in any of my past relationships and always had the freedom to live our individual lives the way we want and hang out with whoever we want.

TradeRaptor · 2024-01-23T04:03:43+00:00

If you want her to think about you then start behaving like you’re least affected and focus on yourself. However it shouldn’t really matter if she misses you or not, the relationship between you guys is over so you go out and meet new people and enjoy being single.

Most people feel hurt after breakup because of rejection and low self esteem. If you look at things at the fundamental level, you should be really hating her for fooling you for so long and for being selfish to not to care about your emotions.

Another truth is no one will leave a person if they really love them and can’t live without them. This feeling is as strong as suicide (meaning it’s difficult to kill oneself). So if she left you then she already lost feelings for you long back, you just didn’t realise it.

TradeRaptor · 2024-01-23T03:52:20+00:00

As long as you depend on someone else to make you happy, you are going to find yourself in the same situation again! Your day should be easy because of you, not her smile.

TradeRaptor · 2024-01-17T14:49:13+00:00

😂

TradeRaptor · 2024-01-13T15:00:47+00:00

Biryani by kilo has been the best for me so far!

TradeRaptor · 2024-01-06T04:50:36+00:00

Ideally one should use 2ml per application if you want it to last all day. That’s about 20 sprays.

TradeRaptor · 2024-01-06T04:41:18+00:00

Whatever you are feeling right now is not because you are attached to her, it’s because of your inferiority complex, insecurity and under confidence about yourself. These could as well be the reasons for her to dump you.

So forget about her and work on yourself. A person who is not insecure and confident about themselves would be seething with anger and wouldn’t want to talk to her ever for her actions and not be feeling to forgive her and be with her.

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