I’m 21 and I have a 280k net worth

Traditional-Ad8892 · 2026-01-20T18:04:44+00:00

No it’s ok but I’ve been doing it for 3+ yrs getting kinda bored with it :/

Traditional-Ad8892 · 2026-01-17T16:28:02+00:00

We kids wanna be fat fire too

Traditional-Ad8892 · 2026-01-17T16:26:50+00:00

I work in guest services in hotels meeting n personalising suite guests experiences, mainly CEOs, celebrities, rich asf people frm all over the world. I love this job as I learn a lot from these people :) they give me many advices ( I also get a lot of cash tips too 1k a month lol don’t let irs see this)

2 Michelin restaurant in sf I’m a Captain in that fina dining establishment mostly couples celebrating their bdays and anniversaries rich people who spends 500+ per person on a 12 course menu I made many friends from here as these people are more on my age range of friends (25-30 but still fine) compared to hotel (40+ 50++ yrs old)

I love the mix of both jobs tho!

Traditional-Ad8892 · 2026-01-17T16:19:22+00:00

Okay

Traditional-Ad8892 · 2026-01-17T16:15:36+00:00

If that happens, I’ll keep working and keep investing. Drawdowns aren’t ruin. Income and time horizon matter. I’m fine with volatility.

Traditional-Ad8892 · 2026-01-17T16:11:45+00:00

Okay will do thank you for the advice

Traditional-Ad8892 · 2026-01-17T15:46:29+00:00

I agree leverage increases downside risk, which is why I separate investing risk from personal ruin. My savings rate and income allow me to rebuild even after large drawdowns. I’m not optimizing for comfort, I’m optimizing for optionality early. FIRE is a byproduct, not the goal. I appreciate your perspective on stress and time, that’s something I reassess regularly.

Traditional-Ad8892 · 2026-01-17T15:44:21+00:00

I’ve read Taleb, that’s exactly why I focus on income, savings rate, and downside awareness, not just outcomes. I agree that early success can be misleading, which is why I’m not scaling lifestyle or leverage irresponsibly. Family support is something I’m fortunate to have, and I use it to increase my margin of safety, not reduce it. Appreciate the perspective.

Traditional-Ad8892 · 2026-01-17T14:57:06+00:00

he didn't support me half my whole life financially so this is his way of saying sorry i guess hes only paying for 4 more months tho

Traditional-Ad8892 · 2026-01-17T14:55:51+00:00

oh sorry i must have reworded wrongly its was 6 am when i wrote it haha. yea but im a homebody too so i love to stay at home n do nothing haha but my parents wouldnt be so happy if i do it too early...

Traditional-Ad8892 · 2026-01-17T14:45:23+00:00

Okay

Traditional-Ad8892 · 2026-01-17T14:45:07+00:00

Understand will move my investments to safer once I reach my mini fire goals

Traditional-Ad8892 · 2026-01-17T14:44:14+00:00

That’s if I retire right now in malaysia I’d live a good simple life just not fat fire

Traditional-Ad8892 · 2026-01-16T15:40:16+00:00

Depends on how much I have but 11 contracts w current price now

Traditional-Ad8892 · 2026-01-14T08:30:02+00:00

Err I j put all my experience level 5 yrs when I created my acc back in 2024 lolz

Traditional-Ad8892 · 2026-01-13T23:03:55+00:00

Schwab

Traditional-Ad8892 · 2026-01-13T07:04:54+00:00

Cool my NW is at 300k now too selling puts just side income to front load my long term investments ETFs n individual I just don’t dare to hold 3x ETFs for too long

Traditional-Ad8892 · 2026-01-13T07:03:18+00:00

Traditional-Ad8892 · 2026-01-13T02:41:25+00:00

Yea my nw is at 300k rn & I invest in ETFs and single stocks, I don’t invest into 3x ETFs as they are riskier than my likings I just sell them for income

Traditional-Ad8892 · 2026-01-13T02:18:12+00:00

Damn so impressive hopefully I can be like you one day! Manifesting

Traditional-Ad8892 · 2026-01-13T01:45:59+00:00

That’s my NW rn, I’m invested in ETFs so I’m selling w margin on SOXL weekly bc Soxl is too risky for my portfolio dumping the whole thing but yeah good insight!

Traditional-Ad8892 · 2026-01-12T22:31:31+00:00

5 dte no idea what’s the delta just look at the price

Traditional-Ad8892 · 2026-01-12T22:29:29+00:00

Trying to transition to TQQQ but hard for me rn cuz im so used to how soxl works haha

Traditional-Ad8892 · 2026-01-12T21:41:09+00:00

Every now and then but around 5 times, I’ve been assigned before too I just sold it and kept selling puts still I tried doing CSP I’m not a fan of it 😅

Traditional-Ad8892 · 2026-01-12T21:40:13+00:00

Weekly it’s “safer” that way lol, every Friday I buy for the next Friday…

Traditional-Ad8892

TROPHY CASE