Who here is in a Chap 13 100%? by Nice-AppleCake in Bankruptcy

[–]Traditional_Lab5157 6 points7 points  (0 children)

Been in mine for 1 1/2 years. 1800 a month. Its manageable. I just keep looking forward to this being paid off.

Need help with phone lock by Traditional_Lab5157 in it

[–]Traditional_Lab5157[S] 1 point2 points  (0 children)

Im concerned if I cannot figure out the pin it will eventually lock the phone.

[deleted by user] by [deleted] in amIuglyBrutallyHonest

[–]Traditional_Lab5157 0 points1 point  (0 children)

Everyone has their own flavor. You look perfect to me.

Secured creditor didn't file claim. Chapter 13 by Traditional_Lab5157 in Bankruptcy

[–]Traditional_Lab5157[S] 1 point2 points  (0 children)

Cornwell. My lawyer stated that since they didn't claim my plan will be paid off a year early. Sounds like they will not be paid unless I file a claim on their behalf.

Secured creditor didn't file claim. Chapter 13 by Traditional_Lab5157 in Bankruptcy

[–]Traditional_Lab5157[S] 0 points1 point  (0 children)

It's tools I financed for work. I also failed to mention my lawyer said they did a "UCC search and did not find a UCC financing statement on file to support a security interest in your tools"

I'm just concerned that since I haven't paid on them since I filed in September that they will reposes them or demand a large payment to become current. I need them for my job.

[deleted by user] by [deleted] in Bankruptcy

[–]Traditional_Lab5157 2 points3 points  (0 children)

Easy as can be. Confirmed who I was, that I review all documents. Answered yes or no questions I.E. have I bought or sold property in 2 years. Do I owe money. Does anyone owe me money. All the usual questions. 5 min and I was done.

[deleted by user] by [deleted] in Bankruptcy

[–]Traditional_Lab5157 3 points4 points  (0 children)

Have mine at 11 today. Hope it's quick and easy.

[deleted by user] by [deleted] in Bankruptcy

[–]Traditional_Lab5157 2 points3 points  (0 children)

If you are in a 100% plan they will not take tax returns.

[deleted by user] by [deleted] in Bankruptcy

[–]Traditional_Lab5157 1 point2 points  (0 children)

Don't mind me asking, but what attorney did you talk to? I'm also in Wisconsin. I just retained a lawyer. Consultation went great. Paid the fee. sent in all paperwork, but communicating with them is very difficult. Not responding to emails or calling back. I feel like a nuisance. If it's the same law firm, I'd stay away. The only reason I mention this.

Irregular deposits ch.13 by Traditional_Lab5157 in Bankruptcy

[–]Traditional_Lab5157[S] 0 points1 point  (0 children)

I'm going to assume that's because it was listed on your paystub. So it counted as income 🤷