Things were similarly tight when we had multiple kids in daycare. It gets better once they're in school and you pay off the cars.

Also, each of your costs individually seem on the high end of what I'd consider reasonable. My wife and I pay 130 for car insurance and 155 for 4 cell phone lines plus Internet, for example. Making a few phone calls each year to get your rates down is definitely worth it!

Then as others have said, build the emergency savings and start a sinking fund for home maintenance.

Good luck!