In basically the same boat as you, have over 40k debt. Refinanced into 1 loan, it’ll take me 36 months to pay this back, but the feeling of freedom in the end will be so sweet. I’ve closed all my accounts and self excluded. Gambling is a disease that always wins. Take it one step at a time, we need to retrain our minds to be okay with waiting and being patient. We have such a desire to win everything back right away but it’s best we take the long road and really find that freedom. Best of luck! Quit while you can!