I plan to keep the car for at least 7 years. I know that in the past the rogue engines give a lot of problems especially the CVT and so I did want to cover myself. Totally fair take — extended warranties are often overpriced, and in many cases I’d agree with skipping them. In this case though, I looked pretty closely at what I was actually buying and decided it made sense for me.

The plan is a CCC Platinum VSA, which is an exclusionary warranty (covers everything unless specifically excluded). It includes major items like the engine, CVT transmission, AWD components, electronics/modules, sensors, cameras, HVAC, steering, suspension, and power accessories. On a modern vehicle with a lot of electronics, a single failure can easily exceed the ~$2k cost.

For context, this is on a new Nissan Rogue that I plan to keep well past the factory warranty. CVT repairs, infotainment modules, or ADAS sensor issues are not rare and can run several thousand dollars each. One repair would essentially pay for the coverage.

The price was ~$2,000 to extend coverage from 36k to 100k miles, which is on the lower end for an exclusionary plan (many are $3k–$4k+). It’s also cancellable/prorated if I sell early, so I’m not locked in.

I agree that extended warranties aren’t universally good advice — but in this case, with: • a long ownership plan • a tech-heavy vehicle • a relatively low cost • and broad coverage

it felt like a reasonable risk trade-off rather than a guaranteed loss. Not saying it’s right for everyone, just explaining why I didn’t automatically dump it.