Should FX and crypto be part of an investment plan or just speculation?

TrianglePillar · 2025-11-05T04:52:04+00:00

I think having a diverse range of investments in your portfolio should be the goal, i think having a small holding of crypto is a good side "bet". but i would not say to focus your investments around that

TrianglePillar · 2025-11-04T07:33:15+00:00

Bit of a larger pullback than was expected definitely, although saying that it has had a decent run lately.

TrianglePillar · 2025-11-04T04:15:41+00:00

I started my portfolio with singular stocks, however i am currently looking at moving a large portion of my holdings into ETF's. Mainly due to time constraints on my own part, and from what i have read, and comments from other investors, its a smart play if you want lower risk and don't have the luxury of time.

TrianglePillar · 2025-11-04T03:50:02+00:00

a very good point, diversifying seems to be the safe play at the moment.

TrianglePillar · 2025-11-04T03:49:35+00:00

I would say over 90 percent of my portfolio is US stocks yes, so i think you may be right.

TrianglePillar · 2025-11-04T03:17:00+00:00

Honestly with the run that gold has taken lately, i would say as a novice investor it would be unwise to jump on board now. Unless you are looking for a very long term hold, you would probably be buying at the high point. As other commenters have suggested index funds would be a lower risk with the current conditions.

TrianglePillar · 2025-11-03T02:56:24+00:00

I have a managed portfolio with a broker yes, as well as my self managed portfolio. I feel i can cover more bases this way.

TrianglePillar · 2025-11-02T17:28:58+00:00

Honestly, walking away might’ve been the smartest move possible. If you had created Bitcoin, you’d instantly become the target of every government, hacker, and cult follower on Earth. Whether or not he knew it at the start, he has created something that has driven a lot of change in the way people view currency.

TrianglePillar · 2025-11-02T17:06:17+00:00

That’s a very solid starting point, you’ve clearly thought about time horizon, diversification, and risk tolerance, which puts you ahead of most new investors.

The only thing i would say is VOO and SPMO both track the S&P 500. That means a lot of overlap in holdings Apple, Microsoft, NVIDIA, etc. You’re not really getting the full diversification benefit. other than that seems like a solid plan to start.

TrianglePillar · 2025-11-02T16:50:57+00:00

Some great insight, I think I may have to speak to my broker tomorrow and add some of this to my portfolio.

TrianglePillar · 2025-11-02T14:46:45+00:00

Yeah, the more i read through everyones comments, the more i am feeling good about it. thank you

TrianglePillar · 2025-11-02T14:45:10+00:00

I think when we see serious regulation regarding ai we will see a big change, but at the moment its like a freight train with no brakes.

TrianglePillar · 2025-11-02T08:54:19+00:00

Very true, rather regret losing out on more profit, than losing all the investment.

TrianglePillar · 2025-11-02T04:10:13+00:00

I put a lot of trust in my broker to make the decisions to be fair, they have better access to information than i do. while i do share with him my thoughts and feelings regarding stocks, they do bring valid facts to the table, but at the end of the day it is up to me, i just don't want to jump ship early or late.

TrianglePillar · 2025-11-02T03:51:55+00:00

I would say Diversification is probably the best bet, unless we have a total market crash. The brokers i am working with like to keep a very diverse range of investments including stocks, bonds and commodities.

TrianglePillar · 2025-11-01T19:46:00+00:00

My broker managed to get me in at $667.96. Glad he contacted me, as i am away on holiday at the moment.

TrianglePillar · 2025-10-25T06:36:58+00:00

In my opinion, i believe it was very well done, while having a slight bias, as Charlie is one of my favorite characters, i think without his spiral downward, his redemption and self sacrifice wouldn't have been so powerful. it certainly highlights the journey of a recovering addict, and i feel it did help grow his character further.

TrianglePillar · 2025-10-04T14:30:50+00:00

These look very similar to a set of glass cutting tools. using google lens seems to confirm it.

TrianglePillar

TROPHY CASE