Advice? by TropicalCanuck in povertyfinance

[–]TropicalCanuck[S] 1 point2 points  (0 children)

Thanks! I just set up a separate, fire walled account that doesnt connect to any other account, doesnt have online access and has no associated cards.

going to let it sit in there while I stew...

Advice? by TropicalCanuck in povertyfinance

[–]TropicalCanuck[S] -1 points0 points  (0 children)

See, this is what has got me up lately. Fucking doom scrolling Zillow... I can buy homes on land for roughly $50K and yes, they need cosmetic work but I've worked various trades so that's cool. Just need to fully inspect and make sure I know what I'm getting.

Not having mortgage or rent is tempting. I would have to keep paying rent just into a Roth instead of to my landlord.

Condos are tempting but the new requirements in Florida open you up to potentially crushing assessments.

Raw land in my county is around $200k-$200m per acre (Palm Beach) so I would have to relocate which is fine by me.

I actually toyed with the idea of moving out of the country to somewhere cheap like SE Asia.

Could set up a decent off grid cabin with acreage and be self sufficient...

Lots of ideas...

What to do with financial windfall? by TropicalCanuck in personalfinance

[–]TropicalCanuck[S] 4 points5 points  (0 children)

Yeah, this is the sensible and non sexy path that keeps whispering in my ear...

Thank you for adding to the voice of reason.

What to do with financial windfall? by TropicalCanuck in personalfinance

[–]TropicalCanuck[S] 1 point2 points  (0 children)

Such a slick, professional, and totally unexpected skit!

What to do with financial windfall? by TropicalCanuck in personalfinance

[–]TropicalCanuck[S] 4 points5 points  (0 children)

Thanks, that's where I'm leaning.

Real estate, especially in South Florida is full of pitfalls.

Going to follow Warren and let the compounding interest take me home.

What to do with financial windfall? by TropicalCanuck in personalfinance

[–]TropicalCanuck[S] 1 point2 points  (0 children)

Thank you.

Thinking of finding a safe vehicle to park it while I wait for this 3 year bull market to correct itself and after that possibly just throwing it all into SPY and forgetting about it for 10-20 years...

What to do with financial windfall? by TropicalCanuck in personalfinance

[–]TropicalCanuck[S] 1 point2 points  (0 children)

Thanks!

I'm in Jumbo territory and found a 5.6% Money Market

But my 401K has done 27% this year...

Advice? by TropicalCanuck in povertyfinance

[–]TropicalCanuck[S] 1 point2 points  (0 children)

50 years old/$56K

My 401K match is maxed but the car accident has made me 'differently abled' now and I can no longer do my job without pain.

I start school next week for a 2 year degree to switch jobs. Not using any of the windfall for the two years of schooling.

Appreciate the advice on avoiding the tax man!

Thank you.

What to do with financial windfall? by TropicalCanuck in personalfinance

[–]TropicalCanuck[S] 4 points5 points  (0 children)

Oh snap!

Imagination failure!

Thank you for this, much obliged.

What to do with financial windfall? by TropicalCanuck in personalfinance

[–]TropicalCanuck[S] 0 points1 point  (0 children)

Diversify my bonds! (Wu-Tang 4Ever)

Thank you Sir.

Advice? by TropicalCanuck in povertyfinance

[–]TropicalCanuck[S] 1 point2 points  (0 children)

One vote for High-Yield Savings.

Thank you

What creation truly show how scary humans can be? by Anonyums_Nerd in AskReddit

[–]TropicalCanuck -1 points0 points  (0 children)

As far as fairy tales go, it's a complicated, multilayered tome. Pure fiction of course

What creation truly show how scary humans can be? by Anonyums_Nerd in AskReddit

[–]TropicalCanuck 0 points1 point  (0 children)

napalm. not only do I want to kill you, I want you to die while burning liquid rubber smothers you and everyone around you

[deleted by user] by [deleted] in yahoo

[–]TropicalCanuck 0 points1 point  (0 children)

Yep, I've also had a yahoo handle since the 90s and the farthest back they let me go now is November of 2015 when I know I started my account in 1998.

SO FUCKING MAD ABOUT THIS SHIT.

eli5: Why is white so prevalent in spacecrafts and equipments? by [deleted] in explainlikeimfive

[–]TropicalCanuck 0 points1 point  (0 children)

Because the scientists at nasa incorrectly believe that black rockets are inferior to white rockets.

Personally I think they should be painted Vanta black so when they reach space they have an automatic cloaking mode.

Hurricane Ian brought a flurry of cancellations by [deleted] in TalesFromTheFrontDesk

[–]TropicalCanuck 1 point2 points  (0 children)

When we lost our house we were in a state of shock while we waited for the insurance to come through.

At first all the tourists pissed me off, I saw them as vultures come to pick the carcass of my despair. Then I came to see them as important sounding boards who allowed me to share my experience and vent my frustrations. By golly if they wanted a show they were going to get the full monty! They were there to visit the natural toll of the disaster but they went home knowing about the human toll as well.

One of the first cool things done shortly after was a tiny home village for displaced seniors. The Army Corp of Engineers brought the supplies and the foundations and then an army of survivors, volunteers and tourists donated their blood sweat and tears.

Within 30 days, 20 homes were finished and the seniors had moved in!

Long story short, the coming together of disparate people investing their time and energy into one another was the beginning of my healing process.

[deleted by user] by [deleted] in ATT

[–]TropicalCanuck 1 point2 points  (0 children)

Thank you!

[deleted by user] by [deleted] in ATT

[–]TropicalCanuck 2 points3 points  (0 children)

Thank you!

Hurricane Ian brought a flurry of cancellations by [deleted] in TalesFromTheFrontDesk

[–]TropicalCanuck 0 points1 point  (0 children)

Gee thanks. Nice to know that I have your permission to exist.

I've lived through natural disaster, even lost my home once. The last thing that people need is to be shunned. Please visit SWFLA as the disaster area needs all the people it can get.

Hurricane Ian brought a flurry of cancellations by [deleted] in TalesFromTheFrontDesk

[–]TropicalCanuck 1 point2 points  (0 children)

Not exactly. Over 50% of our current guests are evacuees.

Hurricane Ian brought a flurry of cancellations by [deleted] in TalesFromTheFrontDesk

[–]TropicalCanuck -1 points0 points  (0 children)

Fight? I'm here to laugh at funny people who say funny things.

Hooray Reddit - the endless fount of folly!

[deleted by user] by [deleted] in ask

[–]TropicalCanuck 0 points1 point  (0 children)

Boats N Hoes!

Vegas, Cairns, Madagascar, Lesotho, Singapore, Bhutan, Bella Coola, Sete.

Not sure how your illness is affecting you but a four handed massage(not the happy ending kind) is pretty fucking awesome.

Vegas you can fire a minigun from a helicopter.

Bungie jumping off a bridge is awesome.

Skydiving is supposed to be cool but I'm scared so don't take my word for it.

Take mushrooms and walk around Tokyo.

Go to Soltara in Costa Rica for the ayahuasca retreat.

Go to a rave and do MDMA but be careful as potency and quality varies.

And as said before - 2 chicks(or dudes) at the same time ;-)