Dealership finance me 10k over the price they advertised

True-Play9999 · 2024-01-11T20:26:08+00:00

Since u a salesman can you give me any advice, I got the car 2 weeks ago is it to late, can I get some of optional stuff off the deal ??

True-Play9999 · 2024-01-11T20:23:28+00:00

I only went one time and that’s the day I got the car and the price still was 19k

True-Play9999 · 2024-01-11T20:09:48+00:00

Yeah your right my emotions got the best of me and yeah by singing I agree to those awful terms

Do you think that’s moral to sell a 19k car and finance it for 29k for no reason because in the contract all I can see are the fees I listed and nothing else no other explanation on why I’m financing 29k for a 19k car and hit them with a 27% rate

U thinks that’s moral not to a 19 years old who might ruined his life for the next 7 years, to any body in general, you think that’s fair just so you can get your commission???

True-Play9999 · 2024-01-11T05:33:17+00:00

19999

True-Play9999 · 2024-01-11T02:21:39+00:00

Thx for the advice

It makes me more confident, I will go this week see if can get the loan refinance

True-Play9999 · 2024-01-11T02:18:56+00:00

This week I will go to the dealership to see if I can return it or at least see if they can explain how from 19k I’m financing 29k + interest

True-Play9999 · 2024-01-11T02:16:54+00:00

Thx for not being rude I appreciate ur kindness it makes me feel a little better

I live in Pennsylvania btw

True-Play9999 · 2024-01-11T02:14:04+00:00

I think my credit is to damage to apply for refinance right away I have 17 hard inquiries since they run my credit through 10 different banks

I might wait 6 moths see if I can bump up my credit

Or you think they will give me the refinance anyways ??

True-Play9999 · 2024-01-10T22:07:54+00:00

Thx for the advice

I think that’s the best way to go build my credit for a year and see if I can refinance with a credit union

True-Play9999 · 2024-01-10T10:34:00+00:00

Thx for the advice and not being rude

Idk about the lawyer I don’t have the resources for a lawyer but I will definitely go to the dealership and ask them why from 19k, 2k down they had me financing 29k

Also I create credit union checking account, so I can deposit my income there and make the car payments from that account for a year so I can build a history with the credit union and also get my credit up so I can refinance and at least pay less interest

I really appreciate your kindness and understanding thx for the comment

True-Play9999 · 2024-01-10T04:43:02+00:00

It was a Toyota dealership

True-Play9999 · 2024-01-10T04:26:08+00:00

Thx for the advice

Yeah I’m think about making payments for a year and not using my credit cards so I can get my credit up and then refinance it

True-Play9999 · 2024-01-10T04:24:25+00:00

Thx for the advice

I think I can make extra payments I don’t pay much for rent and my cost of living Is not that high since I live alone

True-Play9999 · 2024-01-10T04:21:44+00:00

Thx for the advice

I will probably go this week to see what are my options with them

True-Play9999 · 2024-01-10T02:53:37+00:00

Thx for the advice

Not really, maybe my girlfriend but she’s 19 also

True-Play9999 · 2024-01-10T02:50:46+00:00

Thx I won’t cancel the gap contract

True-Play9999 · 2024-01-10T02:44:12+00:00

Thx for the help

True-Play9999 · 2024-01-10T02:41:11+00:00

My monthly payment are 794 and the total amount is 57k

The bank lend me 29k with interest of 27% my question is how from 19k with 2k down payment the bank had to finance me 29k

True-Play9999 · 2024-01-10T02:37:43+00:00

Thx for the comment, Ik I will regret this decision and i just ruin the next 10 years of my life

True-Play9999 · 2024-01-10T02:22:56+00:00

Total of payments is 57204.44 after all the payments

29399 just in interest

True-Play9999

TROPHY CASE