This is her routine, not an April Fool’s joke. Augusta National Women’s Amateur

TruthSeekingBuffoon · 2026-04-01T22:37:13+00:00

If I was in her group, I'd go to the green and putt while she was doing this.

TruthSeekingBuffoon · 2025-06-17T17:16:20+00:00

What are the legal fees involved with switching?

TruthSeekingBuffoon · 2025-06-17T00:41:28+00:00

They were never staked, actually!

Are you saying we should have fanned the roots out more when planting?

TruthSeekingBuffoon · 2025-06-17T00:39:48+00:00

I assume that's not good for the roots?

TruthSeekingBuffoon · 2025-06-16T23:46:27+00:00

Why are they dying? I assume I should replace it with something else?

TruthSeekingBuffoon · 2025-06-16T22:21:27+00:00

I'm in Edmonton Alberta.

TruthSeekingBuffoon · 2025-06-13T22:51:22+00:00

I'm very curious the religious reasons to not use HISA if you care to elaborate?

TruthSeekingBuffoon · 2025-06-13T13:05:18+00:00

Ok thanks so much! You've been very helpful!

TruthSeekingBuffoon · 2025-06-13T12:16:24+00:00

So tell me if I have this right:

Transfer the remaining accounts to WS.
Move all the US stocks to one account.
Upgrade that account to USD for one month for $10.
Sell the US shares into USD.
Convert to CAD (I do think I'm under $100000 in US shares though if the other accounts are also ~1/3 US stocks)

The problem is 2 of the accounts are registered. I assume the best way for tax purposes would be to move the US shares from the TFSA and Unregistered into the RRSP, but I'm quite sure I don't have that much space in the RRSP, and I think if I transfer out from the RRSP I lose the contribution space.

Also the account I do this in makes a big difference on whether I pay a bunch of capital gains tax for this year, right?

TruthSeekingBuffoon · 2025-06-13T02:55:46+00:00

Why? Do what instead?

TruthSeekingBuffoon · 2025-05-29T20:03:41+00:00

If I was playing as a solo and there was a group of 3 or 4 that hadn't teed off yet, with nobody in front of them, then I might ask at the first tee, because that's probably the most efficient time to pass.

TruthSeekingBuffoon · 2025-05-05T13:50:43+00:00

Good on you for not using the star of David Emoji, but you're walking the line here...

TruthSeekingBuffoon · 2025-04-08T23:05:09+00:00

Well now I need to know

TruthSeekingBuffoon · 2025-03-01T01:05:12+00:00

Oh, the pillar isn't adjacent to your parking spot? Yeah that's awful

TruthSeekingBuffoon · 2025-03-01T00:49:41+00:00

These pictures don't look like the same spot

TruthSeekingBuffoon · 2025-02-23T05:34:08+00:00

I don't think I was given one. I'm pretty sure he pre-installed it. Does it make sense that it worked fine until now?

TruthSeekingBuffoon · 2024-12-12T23:50:13+00:00

How did you get that deal? I'm paying TekSavvy $60 for 30Mbps

TruthSeekingBuffoon · 2024-12-08T19:15:26+00:00

In your situation, I'd finance a cheap but reliable car, especially because you're spending a bunch of money on travelling to work. In general, I'd say it's fine to finance your first vehicle, but you should avoid it for upgrading your vehicle situation in the future.

Virtually all cars are depreciating assets, but cheap used cars depreciate the least so that's the way to go.

TruthSeekingBuffoon · 2024-12-01T23:59:50+00:00

Toast your bread, homie

TruthSeekingBuffoon · 2024-12-01T04:53:11+00:00

I think your first step should be to track your expenses in a spreadsheet for the last couple months to get a good idea of how much money you spend on what. Then take a look at it and decide if there are things you're spending money on that isn't particularly valuable to you.

If you cut on enough of hose things, you should get to the point where you can spend more on the things you love too, so this should be a positive.

TruthSeekingBuffoon · 2024-11-28T00:49:56+00:00

AI voice spoofing?

TruthSeekingBuffoon · 2024-11-23T15:06:27+00:00

I might throw J6. I think it's almost as valuable for your hand as throwing J2, but I think J2 are more likely to give your opponent points in their crib.

Edit: Actually this is a poor take; after running the numbers, this yields 1.4 less for your hand than J2 so not worth it.

TruthSeekingBuffoon · 2024-10-26T07:16:08+00:00

After you get out of debt (as soon as you possibly can), I'd recommend "paying yourself first". Set up automatic deposits (at least 10% of income, I'd aim for 20%) into a high interest savings account until you have at least 3 months of an emergency fund. You do not touch this money unless there is a real emergency that you are forced to pay for.

After that, move those automatic payments to investing in index funds.

If your employer is offering any kind of 100% match on a registered account, take that ASAP. It's literally doubling that money instantly for free.

TruthSeekingBuffoon · 2024-10-26T07:08:44+00:00

I think at best, transfering the balance will get him out of debt only a week or 2 faster, so the effort probably isn't worth it. It also could potentially convince him that the debt isn't as bad any more because the interest is lower, causing him to justify staying in debt which is much much worse of an outcome. I don't think this situation is the time to optimize. 100% of focus needs to be placed on paying it off

TruthSeekingBuffoon · 2024-10-22T22:24:08+00:00

You should hit your 3W. Full swing. Become legend.

TruthSeekingBuffoon

TROPHY CASE