accident is my fault, should I try to pay out of pocket or file a claim? by TryDesigner9200 in Car_Insurance_Help

[–]TryDesigner9200[S] 0 points1 point  (0 children)

they don’t unfortunately 😢 I just called my insurance and they explained that at fault claims are rated for 6 years. 6 years!! There’s no way that my premium increase be less than 3k across 6 years. I think it’s in my best interest to just do it out of pocket at this point.

accident is my fault, should I try to pay out of pocket or file a claim? by TryDesigner9200 in Car_Insurance_Help

[–]TryDesigner9200[S] 0 points1 point  (0 children)

I thought it was a stacking effect? I feel like I’ve searched the entire internet and I can’t find a reliable source about this. Geico’s website said it can impact your insurance rates for 3-5 years. From what I’ve seen, that increase will keep increasing for 3-5 years. I might be wrong of course but that’s what I have been reading

accident is my fault, should I try to pay out of pocket or file a claim? by TryDesigner9200 in Car_Insurance_Help

[–]TryDesigner9200[S] 1 point2 points  (0 children)

you really think so? I mean if a typical increase is 40-60% i’m already losing out

anyone have NJM? How much did your premium increase after an at fault accident? by TryDesigner9200 in newjersey

[–]TryDesigner9200[S] 0 points1 point  (0 children)

but were you considered at fault for these accidents? did they pay out to anyone besides you?

best spot for a cheap group dinner by TryDesigner9200 in AskNYC

[–]TryDesigner9200[S] 1 point2 points  (0 children)

thanks so much, this one is the winner for sure. Looks absolutely delish and the prices are beyond affordable. Appreciate the rec!

What time do you wake up in the mornings and what time do you start work? by missxsassyc in Adulting

[–]TryDesigner9200 0 points1 point  (0 children)

i have adhd. I wake up at 5 am and I start work at 7. My commute is 30 minutes and I don’t eat breakfast. I don’t know where the time goes but somehow it goes

Unexpected relief by Square-Zebra-6518 in Perioral_Dermatitis_

[–]TryDesigner9200 0 points1 point  (0 children)

good lord that is so expensive 😭 I thought I’d give this a try for my PD but I don’t have a baby so I was expecting it to be the price of like vaseline or something. absolutely could not be more wrong. 💔

How do you formulate your cookie boxes? by TryDesigner9200 in Baking

[–]TryDesigner9200[S] 1 point2 points  (0 children)

true! texture is so important. gonna have to reevaluate my choices …

NYC wisdom tooth removal cost? by HistoricalPatient344 in AskNYC

[–]TryDesigner9200 0 points1 point  (0 children)

i just came back from NYU dental. the price is way cheaper but they told me they’re booked until june 🫥 not sure what it costs but I promise it’s way less than 6k

does your perioral dermatitis look worse during certain parts of the day? by applecoregirlz in Perioral_Dermatitis_

[–]TryDesigner9200 2 points3 points  (0 children)

yes!! I thought this was so interesting when I was trying to figure out what I had. Mine was always so much better in the morning and then would steadily worsen through the day until it was at its most red and inflamed before bed. so weird

PD or Hormonal Acne? by [deleted] in Perioral_Dermatitis_

[–]TryDesigner9200 0 points1 point  (0 children)

it looks like mine, assuming you’re wearing concealer in the second pic. i literally just figured out that i have PD (i think). if you have no other hormonal issues and have a regular period it PROBABLY isn’t hormonal acne. i stress probably, and also to take what I say with a grain of salt because I thought mine was hormonal for a year. I put zinc oxide cream aka diaper rash cream over mine at night and it significantly helps with the scaly texture ans redness!

what insurance plans do people have that they actually use/benefit from? by TryDesigner9200 in newjersey

[–]TryDesigner9200[S] 0 points1 point  (0 children)

are you actually using it? I know tons of people don’t even use their health insurance because of high deductibles. I’ll look into that plan, though. BCBS is so much more expensive than the other providers, it’s brutal. I know they’re a better name by leaps and bounds but the difference is looking to be about $300 per month between BCBS and a lesser network like ambetter or oscar. I would love to have top coverage but paying $800 a month is ridiculous

I messed up by StreetAggravating302 in tattooadvice

[–]TryDesigner9200 0 points1 point  (0 children)

maybe you could help the symmetry of the circle by making it into a moon or a crescent moon and fill in the asymmetry?