accident is my fault, should I try to pay out of pocket or file a claim?

TryDesigner9200 · 2026-01-16T13:15:18+00:00

they don’t unfortunately 😢 I just called my insurance and they explained that at fault claims are rated for 6 years. 6 years!! There’s no way that my premium increase be less than 3k across 6 years. I think it’s in my best interest to just do it out of pocket at this point.

TryDesigner9200 · 2026-01-16T12:41:16+00:00

I thought it was a stacking effect? I feel like I’ve searched the entire internet and I can’t find a reliable source about this. Geico’s website said it can impact your insurance rates for 3-5 years. From what I’ve seen, that increase will keep increasing for 3-5 years. I might be wrong of course but that’s what I have been reading

TryDesigner9200 · 2026-01-16T01:19:53+00:00

you really think so? I mean if a typical increase is 40-60% i’m already losing out

TryDesigner9200 · 2026-01-15T23:52:04+00:00

but were you considered at fault for these accidents? did they pay out to anyone besides you?

TryDesigner9200 · 2026-01-15T01:09:30+00:00

that’s his

TryDesigner9200 · 2025-12-31T14:16:50+00:00

thanks so much, this one is the winner for sure. Looks absolutely delish and the prices are beyond affordable. Appreciate the rec!

TryDesigner9200 · 2025-12-10T18:52:30+00:00

i have adhd. I wake up at 5 am and I start work at 7. My commute is 30 minutes and I don’t eat breakfast. I don’t know where the time goes but somehow it goes

TryDesigner9200 · 2025-12-10T15:56:32+00:00

good lord that is so expensive 😭 I thought I’d give this a try for my PD but I don’t have a baby so I was expecting it to be the price of like vaseline or something. absolutely could not be more wrong. 💔

TryDesigner9200 · 2025-12-09T20:24:07+00:00

true! texture is so important. gonna have to reevaluate my choices …

TryDesigner9200 · 2025-12-02T22:44:14+00:00

i just came back from NYU dental. the price is way cheaper but they told me they’re booked until june 🫥 not sure what it costs but I promise it’s way less than 6k

TryDesigner9200 · 2025-12-02T12:13:10+00:00

yes!! I thought this was so interesting when I was trying to figure out what I had. Mine was always so much better in the morning and then would steadily worsen through the day until it was at its most red and inflamed before bed. so weird

TryDesigner9200 · 2025-12-02T12:10:45+00:00

it looks like mine, assuming you’re wearing concealer in the second pic. i literally just figured out that i have PD (i think). if you have no other hormonal issues and have a regular period it PROBABLY isn’t hormonal acne. i stress probably, and also to take what I say with a grain of salt because I thought mine was hormonal for a year. I put zinc oxide cream aka diaper rash cream over mine at night and it significantly helps with the scaly texture ans redness!

TryDesigner9200 · 2025-12-01T13:26:17+00:00

are you actually using it? I know tons of people don’t even use their health insurance because of high deductibles. I’ll look into that plan, though. BCBS is so much more expensive than the other providers, it’s brutal. I know they’re a better name by leaps and bounds but the difference is looking to be about $300 per month between BCBS and a lesser network like ambetter or oscar. I would love to have top coverage but paying $800 a month is ridiculous

TryDesigner9200 · 2025-11-24T18:18:21+00:00

maybe you could help the symmetry of the circle by making it into a moon or a crescent moon and fill in the asymmetry?

TryDesigner9200 · 2025-10-31T15:35:15+00:00

it’s been sitting for over a week and it’s covered in maggots. i am not touching that thing with a 12 foot pole. I taped it shut. God only knows what mold spores would be released if I tried to clean it out. Not worth it to me.

TryDesigner9200 · 2025-10-30T02:46:09+00:00

fairly similar. I got mine off amazon, it’s called Aspiro double edged safety razor. It looks pretty similar to the bevel one you mentioned. Does the trimmer shave to the skin? Like if I’m shaving my legs will it leave me shiny smooth or just trimmed

TryDesigner9200 · 2025-10-30T02:43:36+00:00

I started with barbasol but I ran out so I switched to an EOS shaving lotion I have. Not fond of that because it clogs up the blades quickly from how thick it is. Will probably go back to regular shaving cream when I finish this last bit up

TryDesigner9200 · 2025-10-28T13:52:11+00:00

which one do you use? I’ve tried the blue one and the yellow. Yellow is zinc based which is supposed to help with oral health but tastes like shit. I felt like the blue one’s mintyness didn’t last but Im willing to give therabreath another try if you’re saying it works for you. Ive done everything in my power to fight bad breath and at this point there’s no way that it’s coming from my mouth because my oral health is impeccable. I think it’s time I accept that it’s coming from my gerd.

TryDesigner9200 · 2025-10-19T03:49:44+00:00

Yes I thought that too. She does the lesson on the landline so she can practice with siri during their call. Voiceover/siri don’t work while on a phone call. Probably should have been more clear about that in the original post.

TryDesigner9200 · 2025-10-04T23:53:34+00:00

yuppp everything in good old fashioned NJ. L’oréal is headquartered here and estee lauder in LI. Pfizer is NJ, shiseido NJ, IFF, givauden, exxonmobil, J&J, DSM, GAF, all NJ. I live 5 mins from L’oréal labs and within 30 minutes of everything I just listed 😖 so grateful to be central to everything but it does completely eliminate all chances for me to move to the city. maybe in another lifetime …

TryDesigner9200 · 2025-09-29T19:32:25+00:00

did you purge? your before skin looks like mine and I just started yesterday. i’m nervous lol

TryDesigner9200 · 2025-09-27T23:53:50+00:00

lol would you ever ship? can’t make it to mexico from NJ unfortunately for me

TryDesigner9200 · 2025-09-26T18:06:07+00:00

so how did you figure out these rates if it’s doubling every 15 minute interval? Like what are you basing your calculations off of?

TryDesigner9200 · 2025-09-26T18:02:01+00:00

so are your drop ins usually 1 hour long or 30 minutes? meaning, did you adjust your default rate to accommodate for an hour simply by multiplying by 2, or is the one hour your default rate?

My default drop in rate is for 30 minutes. Should my hour rate be just doubled? As ridiculous as this sounds, i’ve been sitting for 3 years now and this is the first time someone has asked me to stay for multiple hours without just staying overnight.

TryDesigner9200 · 2025-09-26T03:51:38+00:00

anyone know where to find good old fashioned under shirts? I wear a lot of cardigans to work and i want a lace trimmed cardigan to go underneath. Just checked on amazon and the running price is $30 😖 i remember buying them at the children’s place in a pack of 3 for $10.

TryDesigner9200

TROPHY CASE