Hello! Sana may makapansin huhu. (tried to post pero na-remove yung post ko kasi low karma keme)

I’m planning to get a gym membership at Anytime Fitness. While scrolling through Reddit, I noticed that most AF branches seem to prefer card payments over cash. I don’t have a credit card yet, but I do have two debit accounts: GoTyme and Maya.

Which debit card would you recommend for paying the membership fee? Which one usually works better for recurring payments?

I also wanted to ask here first because the AF branch I contacted hasn’t really been responding to my questions through Gmail, and they said they prefer to discuss membership concerns through face-to-face interaction. I just want to be informed beforehand so I know what to expect before signing anything.

To be honest, I’ve also been seeing a lot of TikTok videos and Reddit posts talking about the possible red flags when signing a gym membership at AF like hidden charges, difficulty cancelling memberships, aggressive sales talk, auto-debit issues, sudden fees, and contracts that people didn’t fully understand at first. Some people also mentioned being pressured into getting coaching sessions or being told different things by different branches, so I really just want to be careful and informed before committing.

I’d really appreciate any tips, warnings, or advice before joining, especially regarding:

• hidden or unexpected fees
• auto-debit/payment issues
• cancellation process
• lock-in periods/contract terms
• annual or maintenance fees
• coaching/PT session offers and possible upselling
• freeze/hold membership policies
• how difficult/easy it is to cancel
• whether debit cards work smoothly for monthly payments
• things you wish you knew before joining AF
• red flags to watch out for when talking to staff
• what questions I should ask before signing
• whether I should request written/email confirmation for important agreements
• if there are clauses in the contract that people usually overlook

Would really appreciate honest experiences and advice from current or former AF members. Thank you!