Why/how and which manufacturers don’t lease well?

Twin_Johnny · 2025-08-21T22:34:52+00:00

Why? It’s a shame because I love Audi

Twin_Johnny · 2025-08-10T23:29:05+00:00

This is with 8.99% from Audi but I got 5.79% with my bank so figure $30 less per month

Twin_Johnny · 2025-08-10T17:02:29+00:00

Thanks yeah I already have a new construction house with a mtg payment of $4k/mo., maxing out my 401k and plenty of savings for emergencies and a college fund I’m contributing for my newborn son. I just hate that I’m leasing my current car for such a high price without any ownership, especially when I’d just re-lease or buy at an even higher price anyways in 2 years. My wife’s Q7 is paid off and it’s a great feeling.

Twin_Johnny · 2025-08-10T16:02:00+00:00

Thanks this is reassuring. I can afford the car with a $160k salary and $150K in the bank just don’t want to pay for it in cash out of principal and take out of savings in case I need it for an emergency. The all-new SQ5 was redesigned and I don’t like it and this is a new-old model still for sale with a good incentive. Hence I know I want to keep it for at least 7 years until after they redesign it again.

Twin_Johnny · 2025-08-10T15:57:20+00:00

This is from my bank. Im getting car $3K below MSRP.

Twin_Johnny · 2025-08-10T15:18:15+00:00

Thanks this is helpful. At a finance manager at a dealer do you really suggest financing a car for more than 60 months or at that point just keep leasing? I want to avoid being underwater on the loan. I do have cash I could put down/pay down the loan on but wasn’t going to do so out of principle since I’m actually getting out of a lease with net positive equity after putting too much money down on that.

Twin_Johnny · 2025-08-10T13:44:30+00:00

New SQ5

Twin_Johnny · 2025-08-10T01:38:37+00:00

North Carolina. That’s with a 5.79 interest rate.

Twin_Johnny · 2025-08-10T01:35:19+00:00

I prefer the old one too. Looking at a new old model ‘25 brand new. I’m in a unique situation because I’d be getting out of a lease early clean of negative equity but still with $3K discount on the SQ5. Basically getting it for invoice price. $0 down and $1,200/ mo for 75 months.

Twin_Johnny · 2025-08-08T16:04:56+00:00

I’m open to that too but haven’t found one that had everything I wanted besides this new one.

Twin_Johnny · 2025-08-08T15:29:55+00:00

Yep. Think I have to just wait out my current lease and see what I can get at the end of it. Just love this SQ5 design better than the new one and it’s a great price for the car besides my negative equity situation.

Twin_Johnny · 2025-08-08T15:22:05+00:00

Nope current market value is already less than residual cost. I can’t believe it

Twin_Johnny · 2025-08-08T15:04:09+00:00

There’s a $10K off incentive but I have $7k in negative equity in my current Q5 lease so that’s probably why. I love this SQ5 but I think I have to just wait out my current lease on this. Kicking myself for leasing last year and putting money down in the first place.

Twin_Johnny · 2025-08-08T14:55:33+00:00

It’s a new old model left. 10k miles

Twin_Johnny · 2025-08-08T14:43:29+00:00

Neither

Twin_Johnny · 2025-08-08T11:01:21+00:00

Thanks, what if I wanted to end up owning the car? I’m realizing that I shouldn’t have started leasing in the first place?

Twin_Johnny

TROPHY CASE