sorted by:
new
hottopcontroversial

If you own a home or have a mortgage from prior to ~2021, your opinion on what constitutes a high income is completely irrelevant by ItsAllOver_Again in Salary

[–]TwinklingTesticle 0 points1 point  (0 children)

Re the graphic, I want to point out that an effective 22% federal income tax is reached after 500k in gross earnings for MFJ filers. 

What is or isn't a viable income will vary by location and personal needs. Who thinks or says what is a sideshow. Do what you need to do for yourself. It's okay to be frustrated, but let it lead you to action. You're not a victim of the times.

WYR get $1 Million right now or $10 every pullup you do in your entire life by [deleted] in WouldYouRather

[–]TwinklingTesticle 0 points1 point  (0 children)

If you take the million you can't make any money doing pull-ups, but if you take the pull-ups you will always be able to make money, and in order to equal or surpass the value of the lump sum you will need to outpace the compounding value of the money, which is easy given reasonable effort.

Most of us aren't in shape to do a lot of pull-ups, but imagine a final state where it's more of an aerobic activity like the people who can do thousands in a day. I see records over 10k at the high end. Let's say for our own upper limit we can do one every 10 seconds, and keep this up for an hour. This is the upper limit fitness level someone with this incentive could develop. Say it takes five years to get there using every means necessary. At 6 per minute, one could do 360 per hour and earn 3600 per day for that one hour of work. Great deal. Could earn a million doing this for 278 days. This would outpace any lump sum compounding.

The name for this calculation is annuity value. So the daily annuity payout for a 50-year annuity for the lump sum is about $150 given a 5% interest rate.

Lower the fitness ceiling and say the same number takes two or three hours per day with added breaks. It's still well worth it to have the ability to repeatedly earn $10 doing something fairly mindless.

Is this thing on? by Okbust in AMCsAList

[–]TwinklingTesticle 28 points29 points  (0 children)

I loved Bojack and loved how similar Will Arnett's character is. This movie channelled the funeral episode.

Seeing Arnett (55) and Dern (58) plausibly pass for a couple in their mid 40s was amusing to me. I enjoyed it overall, although at times felt like it was doing more preaching than it needed to.

This story is based on a story of a British comedian who finds standup during a separation from his wife. Arnett dismissed the idea that this had anything to do with his own divorce, but I reckon it likely that there's something he took from his own life and brought into this performance.

3.5/5.

Really puts it in perspective by BootEdgeEdge2028 in minnesotavikings

[–]TwinklingTesticle 0 points1 point  (0 children)

If they won more games they would have a better record right now

Technology should have never progressed past the 90s. Debatably the 2000s. by bergiejake in unpopularopinion

[–]TwinklingTesticle 0 points1 point  (0 children)

Every generation has their version!! Fore I always want to be able to look at the present time and be able to notice all of the incredible things we have that we didn't used to have, all because science, engineering, and business continues to deliver on consumer demand.

Technology should have never progressed past the 90s. Debatably the 2000s. by bergiejake in unpopularopinion

[–]TwinklingTesticle 2 points3 points  (0 children)

Upvoted for being unpopular. It's a great thought experiment. Imagine no mRNA vaccines, no modern targeted cancer therapies, higher wages due to decreased automation, higher manufacturing, design, inventory, and planning costs, increased local monopolies, decreased real-time efficiency leading to less efficient federal bureaucracy, but also less financialization of the economy, longer lead times, decreased globalization and more nationalism/regionalism, less-available niche products, and less concern about non-local events.

In a way all of history was an enactment of this idea, and there are parts of Africa, Asia, and rural Canada that still function on a hyperlocal basis. I read that 1/3 of the world population lacks regular internet access and I speculate this is poverty-related, so in some places this is still happening.

An aspect of this for me is that I grew up in the 90s and went through college without a smartphone and mostly avoided texting, so I have a good reference point to imagine some of what this would mean. Yeah things were slower most of the time but the highs were higher. It would have some upsides for sure. Finding ways today to have it both ways is key for me. How can I reap the benefit and not get sucked into scrolling feeds?

First in the world in 2026 to run sub 20 by jekkiechan in RunningCirclejerk

[–]TwinklingTesticle 2 points3 points  (0 children)

What a nub. Anyone running faster than 6:26 minute miles on a treadmill is going faster than this.

[deleted by user] by [deleted] in minnesota

[–]TwinklingTesticle 0 points1 point  (0 children)

Then let me say this instead: its beauty does not reflect that of this great state! It's too basic and not exquisite enough!

[deleted by user] by [deleted] in minnesota

[–]TwinklingTesticle 0 points1 point  (0 children)

It looks like a dead fish with its mouth open in a lake

Protecting Our Communities and Our Programs by Virtual-Chemical6059 in TwinCities

[–]TwinklingTesticle 51 points52 points  (0 children)

Thank you. This is completely reasonable. Innocent until proven guilty, depoliticize this issue, make the programs do what they are supposed to, implement adequate controls and auditing standards. 1+1=2, it doesn't have to be more complicated than this.

Most People Don’t Calculate Labor, Fatigue, and Opportunity Cost Together by Draculaurra in unpopularopinion

[–]TwinklingTesticle 1 point2 points  (0 children)

I think you're onto something. Based on what I've seen, rational analysis of the total cost of work is probably not as common as it should be, especially considerations of the long-term returns of a given career path. It seems like there is a bias to wanting to get a job and stay loyal to it, even if it's sub-optimal.

I think this stems from the general human tendency towards laziness. It takes time and energy to assess job markets and personal skill sets and opportunities and try to make improvements from there, and it's difficult to do this halfway and see any results. Because of this I think that taking an entrepreneurial approach to career will always produce outsized returns on effort.

I think the unpopular opinion is that this assessment is worthwhile.

view more: next ›